Doctor's visits abroad under supplementary insurance

Benefits under OPTIMA supplementary insurance

All benefits provided by OPTIMA supplementary insurance are described in detail here. OPTIMA is available in combination with COMPLETA TOP and can be extend further with benefits from COMPLETA PRAEVENTA and SUPPLEMENTA supplementary insurances.

Co-payments in basic insurance and OPTIMA:
SWICA charges the co-payments prescribed by law or defined in the contract for these benefits.

Co-payments in COMPLETA TOP:
Under the General Insurance Conditions (GIC) and Supplementary Conditions (SC), adult customers can choose between no excess and an excess of CHF 600 for these benefits. Children below the age of 18 are exempt from any excess. All insured persons are subject to a deductible of 10% (max. CHF 700 for adults and CHF 350 for children). Any co-payments already made under mandatory healthcare insurance are carried over (see «SWICA advantage»).

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