SWICA Favorit Telmed: optimally supported with telemedicine.

With the telemedicine plan, you get an attractive discount on your premiums and the same benefits as in the Standard basic insurance plan. The only difference is which first point of contact you choose: With the telemedicine model, the first step is always to consult the doctors and medical professionals at santé24 by calling +41 44 404 86 86.
 

Telemedicine refers to the provision of medical benefits such as advice or diagnostics by means of modern communication technologies.

With the SWICA telemedicine plan, this is provided by the santé24 online practice.

If possible, please contact the santé24 online practice first on +41 44 404 86 86. In the event of an emergency, you may go directly to an emergency clinic or hospital. Any follow-up consultations required after emergency treatment must be approved in advance by speaking with santé24.

• In emergencies
• Children up to 16 years of age can be treated by paediatricians without consulting santé24
• Appointments with ophthalmologist or gynaecologists
• Before follow-up treatments in connection with consultations already agreed with santé24
• Treatment received during a temporary stay abroad

By switching from the Standard basic insurance model to Favorit Telmed, SWICA grants you a premium discount of up to 17%. The exact discount depends on your place of residence, your age, and the deductible you choose.

Here is an example of the maximum possible premium discount with Favorit Telmed:

Maximum premium discount: Adults aged 26 and over, residing in Willisau, deductible CHF 2,500, including accident coverage. Standard model premium: CHF 419.60. With a 17% discount in the Favorit Telmed model, the premium amounts to CHF 348.40 per month.

Calculate your personal premium discount with Favorit Telmed quickly and easily using the premium calculator.

You can get attractive discounts on your premiums with an alternative basic insurance plan such as SWICA Favorit Telmed. You can also reduce your premiums further by increasing your excess. SWICA also offers family discounts for children and young people along with other ways to get a better premium.

In addition, you can benefit from lower co-payments if you’ve taken out any supplementary insurance policies with SWICA. SWICA is the only health insurer that applies co-payments under basic insurance to those of its supplementary insurance, making your maximum annual co-payment significantly lower than with other health insurers.