Comprehensive health insurance for students from abroad

Student Care offers international students who come to Switzerland for education or further training and are exempt from mandatory health insurance under the Swiss Health Insurance Act (KVG/LAMal) comprehensive insurance coverage equivalent to the benefits catalogue of Switzerland’s mandatory health insurance scheme, along with additional benefits tailored to their needs.

Product highlights

Comprehensive insurance coverage in accordance with the benefits catalogue of Switzerland’s mandatory health insurance scheme (KVG/LAMal).
No deductible on costs that are above the chosen annual excess
Worldwide insurance cover in the event of illness or accident

What Student Care insurance offers

Do you want comprehensive financial cover during a temporary stay in Switzerland for training or further education such as a degree or internship? Is the best possible healthcare important to you?

SWICA’s Student Care insurance is designed to meet precisely these needs. Student Care is aimed at foreign students (school pupils, university students, interns and trainees, but not doctoral students) who are temporarily resident in Switzerland for training or further education and are exempt from mandatory health insurance under the KVG. When you choose Student Care, you benefit not only from attractive premiums but also exclusive advantages for students from abroad.

The advantages of student health insurance for you

Student Care is budget-friendly and geared specifically to the needs of international students.
Worldwide cover plus comprehensive insurance cover in line with the benefits provided under Switzerland’s mandatory health insurance scheme (KVG).
It’s easy to buy Student Care directly online.
The santé24 online practice is there to answer your health-related questions – free of charge and around the clock.
Student Care does not charge a deductible on costs that are above the selectable annual excess.
You can enjoy the benefits of Student Care insurance up to the age of 45.

Student Care: budget-friendly cover specifically designed for international students

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SWICA supplementary insurance

You can use SWICA supplementary insurance to augment your basic insurance cover according to your needs. For example, SWICA rewards your efforts to stay fit and healthy with attractive contributions of up to 1300 francs per year towards activities in the areas of exercise, nutrition and wellbeing *This is how your prevention contribution is calculated: SWICA covers 90% of the costs under Completa Forte supplementary insurance, up to 500 francs per calendar year (up to 300 francs per type of activity). Praevita covers an additional 50% of the costs up to 500 francs per year (up to 300 francs per type of activity). Optima supplementary insurance covers 90% of the cost exceeding this amount, up to a maximum of 300 francs per calendar year. This means your preventive healthcare contribution can be as much as 1’300 francs per year. Find out more in the example calculations below, or in the comparison of contributions.