Enjoy accident cover as a private patient – in Switzerland and abroad

Accident insurance is required by law in Switzerland. Anyone who works at least eight hours a week for the same employer is automatically insured against the financial consequences of occupational and non-occupational accidents. Individuals who are not employed have accident cover as part of their mandatory healthcare insurance under the KVG.

It may be advisable to take out more comprehensive cover. SWICA’s Infortuna plan offers accident insurance with comprehensive cover. You benefit from full cover for the costs of outpatient and inpatient treatment worldwide. You are also entitled to a single room and a free choice of doctor and hospital. SWICA also offers you generous additional benefits in areas including complementary medicine, emergency transport and rescue operations.

The costs of statutory accident insurance depend on whether you’re insured with your health insurance company or through your employer. For optimal protection with additional benefits, we recommend the comprehensive Infortuna accident insurance plan, which covers all costs worldwide. Get a quote using the SWICA premium calculator.

Accident cover under basic insurance pays the costs of medically necessary treatment following an accident, in a general ward in the canton of residence.

Infortuna accident insurance offers you the greater comfort of accommodation in a private ward following an accident. It covers the full costs of outpatient treatment, medicines and hospital stays following an accident. It also provides comprehensive cover for emergency transport and transfers, including when abroad. You therefore enjoy significantly more extensive cover compared with statutory accident insurance.

Infortuna accident insurance makes sense for anyone who wants cover that goes beyond statutory accident insurance, with greater comfort, a free choice of doctor and hospital, and worldwide cover in the event of accidents.