Differences between the COMPLETA TOP and COMPLETA FORTE supplementary outpatient insurance plans
COMPLETA FORTE offers even more generous benefits than COMPLETA TOP for complementary therapies, glasses, contact lenses, emergency transport, and search and rescue operations. You also receive substantial maternity benefits, as well as contributions towards health promotion and prevention.
Contributions of up to CHF 1'300* towards health-promoting activities
COMPLETA FORTE: 90% of the costs up to CHF 500
COMPLETA PRAEVENTA: 50% of the costs up to CHF 500
OPTIMA: 90% of the remaining costs up to CHF 300
FAQ regarding outpatient insurance plans
Your health insurer will only pay for medicines that have been prescribed by a doctor. For the costs to be covered under basic insurance, a medicine must be included in the special medicines list or produced using a prescribed formulation in accordance with the medicines list with tariff. The Federal Office of Public Health decides which medicines are included in the lists.
Under the COMPLETA TOP and COMPLETA FORTE supplementary outpatient insurance plans, SWICA also contributes towards the costs of medicines in the following cases:
- Homeopathic, phytotherapeutic and anthroposophic preparations prescribed by a SWICA-recognised doctor or therapist
- Medically indicated products (when used for the given indication), if not covered by basic insurance
If this is not the case, outpatient insurance can plug the gaps in basic insurance. Under the COMPLETA TOP, COMPLETA FORTE and OPTIMA supplementary insurance plans, SWICA contributes to the costs of complementary medical treatment. The treatment must be administered by a SWICA-recognised therapist.
If comprehensive benefits are required, it is advisable to take out supplementary insurance that includes contributions towards glasses and contact lenses. SWICA offers comprehensive contributions under the COMPLETA TOP, COMPLETA FORTE, OPTIMA and SUPPLEMENTA outpatient insurance plans.
If more comprehensive contributions are required, it is advisable to take out supplementary insurance. SWICA’s COMPLETA TOP, COMPLETA FORTE, OPTIMA and SUPPLEMENTA outpatient insurance plans offer different levels of benefits.
Exclusive services and advantages for SWICA customers with supplementary insurance
- Over 100 offers and contributions of up to 1'300 francs per year for health-promoting activities and preventive healthcare (find out more)
- Support from alternative therapy methods thanks to the equal consideration of conventional and complementary medicine
- Discounts and the innovative TytoHome telemedicine device for medical examinations at home
- Reduced hourly rate for care for your home during hospital or medical spa stays (Home Attendant service)
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How your premium discount breaks downThe BENEVITA discount is based on the level you reached individually, as shown in the app. The Conditions of Participation explain the details of the BENEVITA programme. You earn points by completing challenges. All three discount levels must be achieved to benefit from the highest BENEVITA discount. This means collecting a total of 2'500 points.
|Supplementary insurances:||COMPLETA TOP
(excluding HOSPITA GENERAL)
|Discount level 1: 300 points||5% discount||5% discount|
|Discount level 2: plus 700 points||5% discount||10% discount|
|Discount level 3: plus 1'500 points||5% discount||15% discount|
What our customers have to say
I can't thank SWICA enough for what they did. If you suffer from a chronic illness, you can count yourself lucky to have an efficient and understanding health insurer. Thank you very much.»
And during my illness I was able to support my son while he had his first operation. This, too, was not a problem, which made all of us very happy.»