COMPLETA TOP – the important addition to basic insurance

With the supplementary COMPLETA TOP plan you can fill any gaps you may have in your mandatory basic cover. Whether it’s complementary medicine, contact lenses or repatriation costs – you enjoy full financial protection.

Premium calculator and online purchase

It’s never been easier to change your insurer. The premium calculator enters into dialogue with you and reacts to your requirements, quickly producing a personal offer for first-class insurance cover. The premium calculator automatically suggests the most suitable insurance package. You can afterwards adapt your choice as you wish. Give it a try now.

Free advantages for all SWICA customers

All SWICA customers enjoy the following services free of charge:

Exclusive SWICA services under the supplementary insurance plans

SWICA offers you the right insurance cover in every life situation. SWICA customers who take out supplementary insurance can benefit from numerous advantages, depending on their plan:


Thanks to its premium offering, SWICA ensures prompt and preferential access to outstanding treatment and works with an extensive network of specialists to provide the best outcomes for its customers. With santé24, SWICA customers also enjoy free telemedicine services.

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Second opinion (from santé24, free of charge for all SWICA customers. In addition, the meinezweitmeinung.ch service is available free of charge to customers with HOSPITA and INFORTUNA cover).

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Reduced price for the innovative TytoHome telemedicine device with OPTIMA and COMPLETA TOP. Free discussion of examination results with santé24 for all SWICA customers.

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SWICA believes that conventional medicine and complementary medicine can be combined to good effect. Anything that benefits your health is positive. That’s why SWICA supports alternative therapy methods and puts them on an equal footing. Participation in complementary medicine treatment with COMPLETA TOP and OPTIMA.

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We assist you in adopting a healthy lifestyle and reward you for doing so. Collect points with the BENEVITA app, learn about health topics, enjoy attractive offers, and benefit from discounts of up to 15% on the COMPLETA TOP and HOSPITA supplementary insurance plans.

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Home Nanny provides personal care for your child in the event of illness or accident. The service is also ideal for parents who are ill or have had an accident and are temporarily unable to look after their child. You will enjoy a lower hourly rate if you and your child have purchased a HOSPITA supplementary hospitalisation insurance plan or an INFORTUNA accident insurance plan with medical expenses cover. Depending on your insurance cover, SWICA will also help out with the costs.

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Home Attendant service – reliable care for your home while you're in hospital or at a medical spa. All SWICA customers enjoy a reduced hourly rate. If you have purchased a HOSPITA supplementary hospitalisation insurance plan and an INFORTUNA accident insurance plan with medical expenses cover, you will also get a refund on the Home Attendant service in accordance with your cover. Your adviser would be happy to provide you with more information.

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SWICA rewards personal fitness and health promotion activities in the areas of exercise, nutrition, relaxation and wellbeing (e.g. fitness, sports associations, dance classes, nutritional advice, spas and saunas) with attractive contributions of up to 800 francs per year (PRAEVENTA and OPTIMA).

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Whether it's about preventing falls, dealing with sleep problems or living with diabetes, your life will be safer and easier if you get the right support.

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Personal consultation

Would you like more information or a personal consultation? SWICA Client Services would be happy to assist. Call us on 0800 80 90 80 or send us a message using the contact form below.

Request a personal consultation

What our customers have to say.

Fabienne Grass
«I really love the invoice app. It’s so easy to use. And so quick.»
Daniel Henke
«For our family, only the best is good enough. Thanks to SWICA, we were able to enjoy the first hours and days together in a family room after our daughter was born. It’s wonderful and reassuring to know that, if anything happens, we as a young family are in good hands with SWICA.»
Edith Bino
«I had an unpleasant experience abroad when my insulin pump suddenly packed in. The foreign bureaucracy meant that it was far from easy to get hold of two different kinds of insulin and pens. So I eventually ended up in the emergency ward of a large hospital, where I quickly realised just how spoiled we Swiss are. The silver lining appeared after I came back home and sent the bills to SWICA. There were simply no questions or quibbles. The costs were reimbursed to my account after just ten days!

I can't thank SWICA enough for what they did. If you suffer from a chronic illness, you can count yourself lucky to have an efficient and understanding health insurer. Thank you very much.»
Corinne Dittrich
«I’m currently at a rehab centre getting some really excellent treatment. I’m also aware that all this costs a lot of money. SWICA has made this possible for me, and I’m therefore convinced that they take me seriously and know that this is what I need. And, yes, my rehabilitation has been a great success!!! I never thought that this would be possible, but SWICA has provided me with the best option. I’ve regained confidence in my health and am fully committed to maintaining it with all I've got, and I hope to even improve it with some luck and willpower.

And during my illness I was able to support my son while he had his first operation. This, too, was not a problem, which made all of us very happy.»