Are you looking for information about SWICA Completa Praeventa?
SWICA Completa Praeventa supplementary insurance was replaced by SWICA Praevita on 1 January 2026. For existing customers, nothing has changed: your insurance cover and benefits remain the same. However, it is no longer possible to buy SWICA Completa Praeventa supplementary insurance. If you have any questions about SWICA Completa Praeventa please don’t hesitate to contact us.
Adding SWICA Praevita could suit you if...
you want to take advantage of medical check-ups for early diagnosis of diseases.
you want to actively invest in your health. SWICA contributes towards the costs of activities in the areas of exercise, nutrition and wellbeing – up to 300 francs per areaof activity.
you want to actively prevent illness, rather than just being protected if you become ill.
you want full vaccination protection.
Your advantages with SWICA Praevita
SWICA Praevita helps you to stay actively healthy, with contributions towards a wide array of day-to-day preventive measures:
- Your gym membership: You stay active – we cover 50% of the costs up to 300 francs per year.
- Your medical screening: We cover up to 90% of the costs up to a maximum of 500 francs every three years.
- Your nutritional advice: You invest in your health – we contribute 50% of the cost up to 300 francs per year.
- Your vaccinations: We cover 90% of the cost of vaccinations, including for travel, up to 200 francs per year.
- Your postnatal exercise classes: We cover half of your costs – up to 300 francs per year.
- Combine and save: If you combine Praevita with Completa Forte and Optima, you can claim a total of up to 1300 francs towards health promotion and preventive healthcare. *This is how your prevention contribution is calculated: SWICA covers 90% of the costs under Completa Forte supplementary insurance, up to 500 francs per calendar year (up to 300 francs per type of activity). Praevita covers an additional 50% of the costs up to 500 francs per year (up to 300 francs per type of activity). Optima supplementary insurance covers 90% of the cost exceeding this amount, up to a maximum of 300 francs per calendar year. This means your preventive healthcare contribution can be as much as 1’300 francs per year. Find out more in the example calculations below, or in the comparison of contributions.
Benefits in detail
The table below shows how your basic insurance, supplementary insurance and Praevita work together – and how to enjoy maximum benefits and full cover.
Benefit | Benefits under basic insurance | Benefits under Praevita and Completa Top supplementary insurance | Benefits under Praevita und Completa Forte supplementary insurance |
|---|---|---|---|
| Medical check-ups | Preventive measures within the scope of the Health Insurance Benefits Ordinance; gynaecological screening every three years Co-payments in basic insurance: SWICA charges the co-payments prescribed by law or defined in the contract for these benefits. | In addition to basic insurance, 90% up to CHF 500 every three years, in accordance with separate check-ups list Combined with Optima: | In addition to basic insurance, 90% up to CHF 500 every three years, in accordance with separate VVG check-ups list Combined with Optima: |
| Health promotion and preventive healthcare | – | in accordance with separate list, 50% up to CHF 500 per year, up to CHF 300 per area of prevention(calculation examples) Combined with Optima: | In accordance with separate list up to CHF 1000 per year, up to CHF 600 per type of activity(calculation examples) Combined with Optima: |
| Vaccinations, including travel vaccinations | Vaccinations as per the Health Insurance Benefits Ordinance Co-payments in basic insurance: SWICA charges the co-payments prescribed by law or defined in the contract for these benefits. | In addition to basic insurance, 90% up to CHF 200 per year Combined with Optima: | In addition to basic insurance, 90% up to CHF 200 per year Combined with Optima: |
| Maternity |
| Breastfeeding allowance of CHF 200 per child, plus antenatal and postnatal exercises; 50% up to CHF 300 per year from health promotion Combined with Optima: | Breastfeeding allowance of CHF 200 per child plus antenatal and postnatal exercises; up to CHF 600 per year from health promotion Combined with Optima: |
Co-payments under Completa Top or Completa Forte:
Under the General Insurance Conditions (GIC) and Supplementary Conditions (SC), adults can choose between no excess and an excess of 600 francs. No excess is applied for children below the age of 18. All insured persons are subject to a deductible of 10% (max. 700 francs for adults and 350 francs for children). Any co-payments already made under mandatory healthcare insurance are taken into account (see “SWICA advantage”).
What is the right supplementary insurance for you?
- Completa Top: A solid foundation for everyday outpatient benefits.
- Completa Forte: Extended cover, including health promotion and preventive healthcare.
- Praevita (upgrade): You invest in your health – we contribute towards fitness, screening and prevention.
- Optima (upgrade): Maximum cover for outpatient benefits worldwide.
Frequently asked questions about SWICA Praevita
Would you like to know how SWICA Praevita extends your benefits or when it makes sense to make out supplementary insurance? You’ll find all the key information here.
