Optima – the comprehensive addition for higher demands

Optima outpatient insurance is an ideal complement to Completa Top and Completa Forte outpatient insurance. You benefit from maximum contributions to glasses, contact lenses and health promotion and preventive measures. With Optima, you are also privately insured for outpatient treatment abroad.

Overview


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Use our premium calculator to put together your insurance cover in just a few clicks and then complete your purchase online.

Key benefits at a glance

Optima is available in combination with Completa Top or Completa Forte and can be extend further with benefits from Praevita supplementary insurance.

Vision aids
Up to CHF 500 for glasses and contact lenses every three calendar years*
Health promotion and preventive healthcare
Up to CHF 1'300 for exercise, nutrition and wellbeing per calendar year* (as per separate list, supplementary to Completa Forte and Praevita)
Treatment abroad
Full cover for conventional outpatient treatment at the private rate – worldwide* (supplementary to Completa Top)
Complementary medicine
Full cover in addition to Completa Top for outpatient complementary medical treatment*
Medical check-ups for early diagnosis of illnesses
90% of the costs for preventive medical check-ups* (supplementary to Praevita)
*All the benefits in detail

Contributions of up to CHF 1'300* towards health-promoting activities

Benefit from generous contributions towards health-promoting activities. SWICA will contribute up to CHF 1'300* per year depending on your chosen supplementary insurance plans. Praevita can only be taken out in combination with Completa Top or Completa Forte.

*This is how your prevention contribution is calculated:
Completa Forte: 90% of the costs up to CHF 500
Praevita: 50% of the costs up to CHF 500
Optima: 90% of the remaining costs up to CHF 300
Special Insurance Conditions (PDF)
Optima (PDF)
Overview of benefits – all offers (PDF)
Activities for health promotion and preventive healthcare (PDF)
Treatment methods in complementary medicine (PDF)
List of innovative therapy methods (PDF)
General Insurance Conditions (GIC) VVG (PDF)
Supplementary conditions Optima (PDF)
The full range of health promotion and preventive healthcare services supported by SWICA
Directory of fitness centres
Directory of course instructors
Directory of dance schools
Directory of therapists

Exclusive services and advantages for SWICA customers with supplementary insurance

  • Over 100 offers and contributions of up to 1'300 francs per year for health-promoting activities and preventive healthcare (find out more)
  • Support from alternative therapy methods thanks to the equal consideration of conventional and complementary medicine
  • Discounts and the innovative TytoHome telemedicine device for medical examinations at home
  • Reduced hourly rate for care for your home during hospital or medical spa stays (Home Attendant service)

Discover all the benefits

We are happy to advise you

Would you like more information on SWICA or a personal consultation? Client Services would be happy to assist. Call us on +41 58 800 99 33 or send us a message using the contact form below.

Request a consultation Calculate your premium

Switch to the number 1 in customer satisfaction now

Comparis, bonus.ch, AmPuls and moneyland.ch – in comparisons of health insurers, SWICA outperformed all the major Swiss health insurers to secure first place overall for customer satisfaction. You too can place your trust in SWICA and benefit from the exclusive advantages it offers.
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What our customers have to say

Loris Hausammann
«I do a lot of sport in my spare time, so it’s important to me to have an insurance partner which supports me financially on that front. The range of services provided by SWICA is transparent and easy to understand, which suits me very well. I also like SWICA’s friendly professional staff and the easy-to-use invoice app.»
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Vivienne Audemars
«I’ve been a loyal and proud SWICA customer for several years now. Thanks to SWICA’s ideal supplementary insurance plan I had the opportunity following a snowboard accident to recover thanks to fitness centres, physiotherapy and massage centres. This has enabled me to get back to my passion – dancing.»
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Mattia Baldi
«My family and I trust in SWICA. I was a professional ice hockey player for 14 years and accidents were the order of the day. Our medical team always looked after us extremely well. After my sports career ended, I decided that I wanted the same care and security for my family and myself. With SWICA I’ve found the ideal partner for my family.»
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Daniela Wilhelm
«SWICA has been able to provide professional assistance to me and my family, regardless of the subject area. The adviser is so friendly that he’s almost become part of the family. SWICA offers a check-up which my husband decided to take advantage of. Although he doesn’t like doctors, he was really delighted with it.»
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