A few months before she leaves for the US, Giulia goes online to find out about health insurance options in the US and compares them with her current SWICA cover, which she has always been very happy with. On swica.ch she finds find out about GLOBAL CARE – a supplementary health and accident insurance solution for people who are moving abroad but want to keep the reliable cover that SWICA offers. The supplementary insurance features free choice of doctor and hospital from the lists of state-approved doctors, hospitals and therapists, 24-hour assistance, and worldwide cover for outpatient and inpatient treatment in the event of illness, accident and, above all, maternity (with a waiting period of 360 days). You can adjust the insurance to suit your individual requirements. The premium depends on your age and on the sum insured and deductible that you choose. It is also possible to take this insurance out without a prior medical examination. This is perfect for satisfied SWICA customer Giulia, who is keen to have a family and doesn't want to be without the high standard offered by her Swiss insurance.
You've decided to move abroad, but you don’t want to be without the reliable cover that SWICA provides? GLOBAL CARE is the ideal health and accident cover for you.
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The insurance plan can be designed in accordance with your individual requirements. The premium is directly influenced by your age and the insured sum and deductible you choose.
Three categories of insurance
|Insured sum per calendar year|
|Level II||CHF 250'000.–|
|Level III||CHF 1'000'000.–|
Five levels of deductible
|Deductible per calendar year||Premium discount|
|Option I||CHF 600.–|
|Option II||CHF 1'000.–||10%|
|Option III||CHF 2'000.–||20%|
|Option IV||CHF 5'000.–||40%|
|Option V||CHF 10'000.–||60%|
Full cover of costs per calendar year (up to the insured sum) for outpatient treatment and state-approved therapies, hospital stays, laboratory tests, medicines, x-rays and operations.
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