Global protectionFor four years now Giulia and Henry have carried on a long-distance relationship between Zurich and Miami. There's nothing they want more than to spend their life together. After countless Skype conversations it finally worked out and Giulia landed an exciting job in the US metropolis. Now Giulia will have to give notice on her apartment and job, deregister with the residents' registration office and dissolve her household. Henry starts clearing out a lot of old junk and making space for his girlfriend.
A few weeks before she leaves for the US, Giulia goes online to find out about health insurance options in the US and compares them with her current SWICA cover, which she has always been very happy with. On the SWICA homepage she finds find out about GLOBAL CARE – a supplementary health and accident insurance solution for people who are moving abroad but want to keep the reliable cover that SWICA offers. The supplementary insurance features free choice of doctor and hospital from the lists of state-approved doctors, hospitals and therapists, 24-hour customer service, and worldwide cover for outpatient and inpatient treatment in the event of illness, accident and maternity (with a waiting period of 360 days). The cover can be tailored to individual requirements and is available without the need for a prior medical examination. The premium depends on age, the sum insured and the deductible. This is perfect for satisfied SWICA customer Giulia, who is keen to have a family and therefore doesn't want to be without the high healthcare standard provided by her Swiss insurance.
You've decided to move abroad, but you don’t want to be without the reliable cover that SWICA provides? In that case GLOBAL CARE is the ideal health and accident cover for you.
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The insurance plan can be designed in accordance with your individual requirements. The premium is directly influenced by your age and the insured sum and deductible you choose.
Three categories of insurance
|Insured sum per calendar year|
|Level II||CHF 250'000.–|
|Level III||CHF 1'000'000.–|
Five levels of deductible
|Deductible per calendar year||Premium discount|
|Option I||CHF 600.–|
|Option II||CHF 1'000.–||10%|
|Option III||CHF 2'000.–||20%|
|Option IV||CHF 5'000.–||40%|
|Option V||CHF 10'000.–||60%|
Full cover of costs per calendar year (up to the insured sum) for outpatient treatment and state-approved therapies, hospital stays, laboratory tests, medicines, x-rays and operations.
- Full cover (up to the insured sum, 90 days per calendar year) for rehabilitation*
- Cover of up to 300 francs a day for 90 days for treatment and stays in psychiatric clinics per calendar year*
- Cover of up to 170 francs a day for 30 days of spa treatment per calendar year*
- Cover of up to 100 francs a day for 30 days of convalescence stays per calendar year*
- Cover of up to 50 000 francs for emergency transports, transfers and repatriation to the country of residence per calendar year
- Cover of up to 100 francs a day for 90 days for home nursing care by a certified carer per calendar year*
*These benefits must be prescribed by a doctor.