Moving abroad

Around 11% of Swiss citizens live abroad. Perhaps you too are planning to move abroad? Before you set off on this adventure, you should make sure you have comprehensive insurance cover for illness and accident. With the GLOBAL CARE supplementary insurance plan, SWICA customers can enjoy reliable cover and outstanding value for money when they move to a foreign country.

Global protection

For four years now Giulia and Henry have carried on a long-distance relationship between Zurich and Miami. There's nothing they want more than to spend their life together. After countless Skype conversations it finally worked out and Giulia landed an exciting job in the US metropolis. Now Giulia will have to give notice on her apartment and job, deregister with the residents' registration office and dissolve her household. Henry starts clearing out a lot of old junk and making space for his girlfriend.

A few weeks before she leaves for the US, Giulia goes online to find out about health insurance options in the US and compares them with her current SWICA cover, which she has always been very happy with. On the SWICA homepage she finds find out about GLOBAL CARE – a supplementary health and accident insurance solution for people who are moving abroad but want to keep the reliable cover that SWICA offers. The supplementary insurance features free choice of doctor and hospital from the lists of state-approved doctors, hospitals and therapists, 24-hour customer service, and worldwide cover for outpatient and inpatient treatment in the event of illness, accident and maternity (with a waiting period of 360 days). The cover can be tailored to individual requirements and is available without the need for a prior medical examination. The premium depends on age, the sum insured and the deductible. This is perfect for satisfied SWICA customer Giulia, who is keen to have a family and therefore doesn't want to be without the high healthcare standard provided by her Swiss insurance.

GLOBAL CARE
You've decided to move abroad, but you don’t want to be without the reliable cover that SWICA provides? In that case GLOBAL CARE is the ideal health and accident cover for you.

Find out more

The insurance plan can be designed in accordance with your individual requirements. The premium is directly influenced by your age and the insured sum and deductible you choose.

Three categories of insurance


Insured sum per calendar year
Level I
 CHF 100'000.–
Level II  CHF 250'000.–
Level III  CHF 1'000'000.–


Five levels of deductible

   Deductible per calendar year Premium discount
Option I  CHF 600.–  
 Option II  CHF 1'000.–  10%
 Option III  CHF 2'000.–  20%
 Option IV  CHF 5'000.–  40%
  Option V  CHF 10'000.–   60%

SWICA ensures that you and your loved ones receive the best treatment. Experienced doctors and medical staff from the santé24 telemedicine service will offer you expert advice on all questions relating to prevention, illness, accident and maternity – worldwide, around the clock, 365 days a year. In the case of hospital emergencies, SWICA offers an immediate commitment to provide cover.
On your return to Switzerland, SWICA recognises the period of time during which you were previously insured by SWICA. This protects you financially because you can calculate how your premiums will develop.

Full cover of costs per calendar year (up to the insured sum) for outpatient treatment and state-approved therapies, hospital stays, laboratory tests, medicines, x-rays and operations.

  • Full cover (up to the insured sum, 90 days per calendar year) for rehabilitation*
  • Cover of up to 300 francs a day for 90 days for treatment and stays in psychiatric clinics per calendar year*
  • Cover of up to 170 francs a day for 30 days of spa treatment per calendar year*
  • Cover of up to 100 francs a day for 30 days of convalescence stays per calendar year*
  • Cover of up to 50 000 francs for emergency transports, transfers and repatriation to the country of residence per calendar year
  • Cover of up to 100 francs a day for 90 days for home nursing care by a certified carer per calendar year*


    *These benefits must be prescribed by a doctor.

BENECURA
Digital health consultation with SymptomCheck

BENEVITA
Digital health coach with bonus programme

mySWICA
Digital customer portal for all your insurance needs

Do you have any questions about topics relating to moving abroad?

You can contact SWICA by phone, 24 hours a day. Free 24-hour hotline: +41 800 80 90 80

Go to the contact form

What our customers have to say.

Ivo Lacic
«I was really taken by the SWICA customer advisor’s pleasant and friendly manner. She explained all the products to me, didn’t push me to choose anything and was happy to respond to my ideas. The information and benefits for healthier living are outstanding. The apps are simple and uncomplicated. Exactly what I need for my family.»
Franco Cadotsch
«I’ve been with SWICA for 25 or 30 years and they’ve always taken great care of me. It has never occurred to me to switch to a different insurer. Once SWICA, always SWICA.»
Max Gugger
«SWICA gave me all-round support when I had an accident abroad. It was a great relief»
Sandra & Silvio Huser
«We are always satisfied with the services, processes and professional advice we receive from SWICA.»