
Attractive
basic insurance models
Mandatory health insurance covers basic needs in cases of illness, accident or maternity. SWICA's seven alternative insurance models deliver outstanding value for money and can save you hundreds of francs a year. The only difference to STANDARD basic insurance is your initial point of contact. The benefits package remains the same.
Basic insurance models from SWICA
- CASA: your family doctor as the first point of contact
- MEDICA: free choice from the list of doctors
- MEDPHARM: SWICA partner pharmacies or santé24 for an initial assessment
- MULTICHOICE: BENECURA app, santé24 or SWICA partner pharmacy for first contact
- SANTE: SWICA partner practices as the first point of contact
- TELMED: santé24 telemedicine service for an initial assessment
- STANDARD: free choice of doctor
Free advantages for all SWICA customers
Calculate your premium now
Save on premiums with an alternative basic insurance model
Depending on your canton and region, you can save up to 22,5%* on the standard premium.- FAVORIT CASA: up to 16,5%* (go to premium)
- FAVORIT MEDICA: up to 13%* (go to premium)
- FAVORIT MEDPHARM: up to 22,5%* (go to premium)
- FAVORIT MULTICHOICE: up to 22,5%* (go to premium)
- FAVORIT SANTE: up to 22,5%* (go to premium)
- FAVORIT TELMED: up to 12%* (go to premium)
*You can see the possible premium discount for you directly in our premium calculator.
Calculate your premium now
Benefits included in basic insurance
The various basic insurance models all offer the same benefits. The only difference between the models is the choice of first point of contact for medical questions. The benefits provided under basic insurance include:
- Conventional medical treatment and complementary medicine
- Hospital stays in the general ward
- Emergency transport and search and rescue operations
- Treatment abroad in emergencies

Insurance advice until 22:00
Take advantage of comprehensive insurance advice: SWICA employees will be glad to answer your questions, even in the evenings until 22:00, Monday to Friday. Call free of charge 0800 80 90 80Book appointment online Calculate your premium
Overview of all the basic insurance models
Exclusive services and advantages free to all SWICA customers
- Free, 24-hour telemedicine service from santé24 doctors and medical staff
- SWICA customer service available 24/7 in Switzerland and abroad
- Expert advice on medication, exercise, nutrition, medicinal plants and vaccinations
- active4life programme with 100 benefits and discount offers at selected partners
Discover all of the SWICA advantages

Insurance advice until 22:00
Take advantage of comprehensive insurance advice: SWICA employees will be glad to answer your questions, even in the evenings until 22:00, Monday to Friday. Call free of charge 0800 80 90 80Book appointment online Calculate your premium
Outstanding customer satisfaction
SWICA was once again ranked first in customer satisfaction surveys carried out by Comparis, bonus.ch and AmPuls, and has ranked highly in comparisons for the past ten years. You too can place your trust in SWICA and benefit from the exclusive advantages it offers.
