• For private customers
  • Basic insurance

    • Attractive basic insurance models

    Mandatory health insurance covers basic needs in cases of illness, accident or maternity. SWICA's alternative FAVORIT insurance plans deliver outstanding value for money and can save you hundreds of francs a year. The only difference between the FAVORIT plans and STANDARD basic insurance is your initial point of contact. Whether this is your GP, the SWICA partner practice, santé24, the benefits package remains the same.

    Choose your personal SWICA FAVORIT basic insurance model and save up to 22% on your premiums.

    FAVORIT CASA /
    MEDICASA Netz PROVITA /
    MEDICASA PROVITA

    Your general practitioner is your first point of contact for all questions relating to your health. On request, he will refer you to a specialist or therapist. He also keeps track of your treatment and ensures that it is well coordinated and of optimum benefit to you.

    FAVORIT MEDICA

    You can choose your doctor from the MEDICA directory of your canton of residence. He will give you expert advice on the best treatment and arrange for the necessary therapy right away.

    FAVORIT MEDPHARM / MEDPHARM PROVITA

    The SWICA partner pharmacy or santé24 telemedicine service is your first point of contact for all health-related questions. If they cannot solve your problem for you, you then select your doctor from the MEDPHARM directory.

    FAVORIT SANTE / HMO PROVITA

    The Medbase Health Centre or SWICA partner practice is your first point of contact for all health-related questions. You have direct access to a network of doctors and therapists.

    FAVORIT TELMED

    The santé24 telemedicine service is your first point of contact for all health-related questions. If necessary, the medical experts will refer you to a suitable doctor or therapist and make the appointment for you.

    STANDARD

    The classic variety of mandatory basic insurance leaves you free to choose your doctor.

    Use the premium calculator to put together your individual insurance solution easily and quickly. You can take out basic insurance from SWICA directly online.

    Calculate your premium Ask for advice
    Overview of benefits – all offers (PDF)
    Directory of doctors
    Directory of pharmacies
    Directory of hospitals

    What our customers have to say.

    Karin Arigoni
    «In the autumn of 2013 I was diagnosed with breast cancer. It came as a massive shock to me. SWICA reassured me straight away and explained that it is a health insurance company that really covers the disease. Today I’m doing very well and I’m very grateful to SWICA.»
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    Orlando De-Stefani
    «I’ve been insured with SWICA for decades and I’m delighted. Praeventa is brilliant because I buy orthopaedic shoes for my damaged feet and have been able to do preventive physiotherapy. SWICA is so good that I’ve been rejecting the overtures of other insurers for years.»
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    Patricia Atz-Breslaw
    «I've been more than satisfied for many years. Last year the BENEVITA health platform helped me a lot. I took myself in hand and lost 20 kilos, and I’ve been able to keep the weight off ever since. Now all I have to do is stay as healthy as I am now and live till I’m at least a hundred.»
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    Kristina Crnogaj
    «We were on holiday in Dubai. I began to feel ill during the very first night. I had heart problems, so we had to go to the hospital. sante24 was a great help to us during this time, because we didn’t understand everything in English. Thanks to sante24 I felt safe and cared for abroad.»
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    Peter Markstaller
    «After various frustrating experiences with other health insurers the personal professional advice provided by the SWICA representative persuaded me, even though SWICA is somewhat more expensive than other insurers. I’m a really happy customer: great service, professional advice, clear invoicing... SWICA is going to have to do something special to get rid of me»
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    Jürg Suhner
    «Even though I'm retired now, I still look after people in need and come into conversation with them. You would hardly believe the stories I hear about health insurers. About incorrect information, or promises which then can't be kept. It is people seeking advice who often end up short-changed – people who don't have the confidence, or sometimes the ability, to stand up for themselves.
    With SWICA I've always received really competent advice – whether it was just a brief phone message, or if a doctor was also consulted – no fuss, no quibbles. But what really touches me is that, whether I'm phoning or asking in person at an agency counter, with SWICA you are taken seriously as a INDIVIDUAL.

    I wish that all INDIVIDUALS could enjoy the valuable services that SWICA provides.»
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    Fabienne Grass
    «I really love the invoice app. It’s so easy to use. And so quick.»
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    Florian Allenspach
    «A health insurer shows its real qualities when you become ill. When I had surgery on my back seven years ago SWICA was always there for me. I benefited from preferential treatment in the hospital and straightforward processes. I can warmly recommend SWICA to anyone.»
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    Jacqueline Vera-Xiria Geiger
    «The tips I received from the BENEVITA team made me aware of exactly what I had to change in my eating and exercise routines. It's true that I was taking a lot of exercise and eating appropriate foods, but the exercise I was doing turned out to be inefficient and I wasn’t eating enough protein. Now I’ve lost four kilos – my body is more toned and I’m pleased with how I look.»
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    Jennifer Hoeffleur
    «SWICA supports me in my efforts to live a healthy lifestyle. When I was trying out Bodypump with a friend, she told me that SWICA made generous contributions to her fitness club membership. So I also switched to SWICA, and am very happy I did. SWICA also provides support in the form of the BENEVITA bonus programme.»
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