Benefits included in basic insurance
The various basic insurance models all offer the same benefits. The only difference between the models is the choice of first point of contact for medical questions. The benefits provided under basic insurance include:
- Conventional medical treatment and complementary medicine
- Hospital stays in the general ward
- Emergency transport and search and rescue operations
- Treatment abroad in emergencies
How the standard model works
The classic form of mandatory basic insurance covers you for the cost of outpatient treatment and treatment in the general ward of a contract hospital in your canton of residence.
- You have a free choice of doctor anywhere in Switzerland and can consult your doctor directly
- Initial consultation from the doctors and medical specialists at santé24 on +41 44 404 86 86 also possible any time
- Optimise your premiums: switch to one of the alternative basic insurance models and benefit from attractive premium discounts
To the alternative models
Frequently asked questions about the standard model
The scope of cover is the same for all basic insurance models; the only difference is the choice of contact point. With STANDARD you decide before each visit to the doctor which doctor or specialist you want to consult. In addition, SWICA offers other basic insurance models which enable you to benefit from attractive premium discounts.
Discover all the ways to optimise your premium
You can also benefit from lower co-payments if you have also taken out any supplementary insurance with SWICA. SWICA is the only health insurance company that applies co-payments from SWICA basic insurance to SWICA supplementary insurance. This means your maximum annual co-payment is significantly lower than it would be with other health insurers.
More about the combination advantage
Calculate your premium now
Exclusive services and advantages free to all SWICA customers
- Free, 24-hour telemedicine service from santé24 doctors and medical staff
- SWICA customer service available 24/7 in Switzerland and abroad
- Expert advice on medication, exercise, nutrition, medicinal plants and vaccinations
- active4life programme with 100 benefits and discount offers at selected partners
Discover all of the SWICA advantages
Outstanding customer satisfaction
What our customers have to say
Thanks a lot for all you've done.»
Die zufriedensten Kunden sind bei SWICA. Die hohe Zufriedenheit hat Tradition: Ob Comparis, K-Tipp oder AmPuls – in den unabhängigen Krankenkassenvergleichen belegt SWICA seit 10 Jahren Spitzenpositionen.
Les clients les plus satisfaits sont chez SWICA. Une satisfaction élevée qui ne se dément pas: depuis dix ans, SWICA occupe les meilleures places des comparatifs indépendants de caisses-maladie Comparis, Bon à Savoir et amPuls.
I clienti più soddisfatti sono assicurati presso SWICA. Che si tratti dei sondaggi di Comparis, K-Tipp o amPuls, il risultato non cambia: SWICA ottiene da 10 anni valutazioni eccellenti nei confronti indipendenti tra le casse malati.