• For private customers
  • Optimise & save
  • Combination advantage

    • Boost your benefits by combining basic and supplementary insurance plans.

    If you buy both basic and supplementary insurance from SWICA, you automatically benefit from reduced co-payments. The combination with the SANTE basic insurance model means that you can also cut your hospitalisation insurance premium by up to 15%.

    SWICA advantage: Transparent and favourable co-payments

    SWICA and PROVITA are the only health insurers that apply co-payments from basic insurance to those from SWICA supplementary insurance, which means your maximum annual co-payments will be much lower when compared to other health insurers.

    Combining the SANTE basic insurance model with hospitalisation insurance delivers a 15% premium discount

    Insured persons who opt for the alternative FAVORIT SANTE basic insurance model save 15% on hospitalisation insurance premiums (based on the individual insurance premium). With FAVORIT SANTE, the Medbase Health Centres or SWICA partner practices are your first point of contact for all questions relating to your health.

    Find out more about alternative basic insurance models

    We look forward to providing you with comprehensive advice.

    Our staff members look forward to assisting you and offering you professional and comprehensive advice. The customer service line is available whenever you want to call – even outside office hours and at the weekend. Call our toll-free hotline at 0800 80 90 80

    Ask for advice Calculate your premium

    What our customers have to say.

    Urs Dübendorfer
    «The whole family has been impressed with the professional and expert advice we get from SWICA. SWICA are there to advise and support us. This is a health insurer you can rely on. You can really feel that they care about the health of their customers.»
    Show more
    Barbara Uebersax
    «Thanks to SWICA and My Coach I’ve been able to change my eating habits and get closer to my ideal weight. Nowadays I feel much better and my quality of life has improved.»
    Show more
    Raffaele Genna
    «I really value the great assistance and support. After a skiing accident in Austria I didn't know what kind of accident insurance cover I had. A call to SWICA later on in the evening provided the information I needed and meant that I was extremely well looked after.»
    Show more
    Patricia Atz-Breslaw
    «I've been more than satisfied for many years. Last year the BENEVITA health platform helped me a lot. I took myself in hand and lost 20 kilos, and I’ve been able to keep the weight off ever since. Now all I have to do is stay as healthy as I am now and live till I’m at least a hundred.»
    Show more
    Jenny Hitz
    «SWICA’s staff are always friendly and available. Really great, friendly customer help line and service :)»
    Show more