Boost your benefits by combining basic and supplementary insurance plans.

If you buy both basic and supplementary insurance from SWICA, you automatically benefit from reduced co-payments. By combining your cover with the SANTE basic insurance model you can also reduce your hospitalisation premium by 15%.

SWICA advantage: Transparent and favourable co-payments

SWICA and PROVITA are the only health insurers that apply co-payments from basic insurance to those from SWICA supplementary insurance, which means your maximum annual co-payments will be much lower when compared to other health insurers.

Combining the SANTE basic insurance model with hospitalisation insurance delivers a 15% premium discount

Insured persons who opt for the alternative FAVORIT SANTE basic insurance model save 15% on hospitalisation insurance premiums (based on the individual insurance premium). With FAVORIT SANTE, the Medbase Health Centres or SWICA partner practices are your first point of contact for all questions relating to your health.

Find out more about alternative basic insurance models

Personal consultation
Would you like more information or a personal consultation? SWICA Client Services would be happy to assist. Call us on 0800 80 90 80 or send us a message using the contact form below.

Request a consultation Calculate your premium

What our customers have to say.

Urs Dübendorfer
«The whole family has been impressed with the professional and expert advice we get from SWICA. SWICA are there to advise and support us. This is a health insurer you can rely on. You can really feel that they care about the health of their customers.»
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Barbara Uebersax
«Thanks to SWICA and My Coach I’ve been able to change my eating habits and get closer to my ideal weight. Nowadays I feel much better and my quality of life has improved.»
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Raffaele Genna
«I really value the great assistance and support. After a skiing accident in Austria I didn't know what kind of accident insurance cover I had. A call to SWICA later on in the evening provided the information I needed and meant that I was extremely well looked after.»
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Patricia Atz-Breslaw
«I've been more than satisfied for many years. Last year the BENEVITA health platform helped me a lot. I took myself in hand and lost 20 kilos, and I’ve been able to keep the weight off ever since. Now all I have to do is stay as healthy as I am now and live till I’m at least a hundred.»
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Jenny Hitz
«SWICA’s staff are always friendly and available. Really great, friendly customer help line and service :)»
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Die zufriedensten Kunden sind bei SWICA. Die hohe Zufriedenheit hat Tradition: Ob Comparis, K-Tipp oder AmPuls – in den unabhängigen Krankenkassenvergleichen belegt SWICA seit 10 Jahren Spitzenpositionen.

Les clients les plus satisfaits sont chez SWICA. Une satisfaction élevée qui ne se dément pas: depuis dix ans, SWICA occupe les meilleures places des comparatifs indépendants de caisses-maladie Comparis, Bon à Savoir et amPuls.

I clienti più soddisfatti sono assicurati presso SWICA. Che si tratti dei sondaggi di Comparis, K-Tipp o amPuls, il risultato non cambia: SWICA ottiene da 10 anni valutazioni eccellenti nei confronti indipendenti tra le casse malati.

The happiest customers are SWICA customers. High levels of satisfaction have become a tradition: Whether Comparis, K-Tipp or amPuls, SWICA has come in first in independent health insurance surveys for 10 years.