Which is the right health insurance for me?
Basic and supplementary insurance
The right insurance package in just a few clicks:
Mandatory health insurance covers your basic needs in cases of illness, accident or maternity. SWICA's seven alternative FAVORIT insurance models give you outstanding value for money and can save you hundreds of francs a year.
- CASA: your family doctor as the first point of contact
- MEDICA: free choice from the list of doctors
- MEDPHARM: SWICA partner pharmacies or santé24 for an initial assessment
- BESTCARE: santé24 or a SWICA partner practice as the first point of contact
- MULTICHOICE: BENECURA app, santé24 or SWICA partner pharmacy for first contact
- SANTE: SWICA partner practices as the first point of contact
- TELMED: santé24 telemedicine service for an initial assessment
- STANDARD: free choice of doctor
Protection and comfort in hospital
Opt for more freedom in your choice of hospital and the medical team treating you, for more comfort and preferential access to outstanding medical care.
- HOSPITA SEMI-PRIVATE/PRIVATE or BestMed worldwide private insurance: hospital care with selectable co-payment
SWICA believes that conventional medicine and complementary medicine can be combined to good effect. Anything that benefits your health is a good thing. That's why SWICA supports complementary therapy methods and puts them on an equal footing with conventional medicine.
- COMPLETA TOP: up to CHF 80 per hour for complementary medical treatment*
- COMPLETA FORTE: up to CHF 120 per hour for complementary medical treatment*
- COMPLETA TOP/COMPLETA FORTE + OPTIMA: full cover for outpatient complementary medical treatment*
Fitness and health promotion
SWICA supports your commitment to a healthy lifestyle by making attractive contributions towards the cost of activities relating to exercise, nutrition and relaxation (e.g. fitness centre, nutritional advice, yoga, dancing, and active membership of many sports associations).
- COMPLETA PRAEVENTA + OPTIMA: up to CHF 800 per year
- COMPLETA FORTE + COMPLETA PRAEVENTA: up to CHF 1'000 per year
- COMPLETA FORTE + COMPLETA PRAEVENTA + OPTIMA: up to CHF 1'300 per year
Glasses and contact lenses
Combine COMPLETA TOP or COMPLETA FORTE supplementary insurance with a suitable supplementary insurance plan to benefit from generous contributions towards glasses and contact lenses.
- COMPLETA TOP + SUPPLEMENTA: 90% up to CHF 500 every three years
- COMPLETA TOP, SUPPLEMENTA + OPTIMA: 90% up to CHF 800 every three years
- COMPLETA FORTE: 90% up to CHF 900 every three years
- COMPLETA FORTE + SUPPLEMENTA: 90% up to CHF 1'200 every three years
- COMPLETA FORTE, SUPPLEMENTA + OPTIMA: 90% up to CHF 1'500 every three years
For parents, the birth of a child marks the beginning of a new phase in life in which security and responsibility take on a new meaning. For this reason, SWICA's primary focus is on your family and its specific needs. When it comes to birth preparation, support and aftercare, the COMPLETA TOP, COMPLETA FORTE, COMPLETA PRAEVENTA and OPTIMA supplementary insurance plans offer comprehensive further benefits:
- COMPLETA TOP/COMPLETA FORTE: CHF 200 breastfeeding allowance per child
- COMPLETA PRAEVENTA: pregnancy and postnatal exercise, baby massage courses etc.: 50% (up to CHF 500) per year, under health promotion
- COMPLETA FORTE: pregnancy and postnatal exercise, baby massage courses etc.: 90% (up to CHF 500) per year, under health promotion
- OPTIMA: additional, conventional medical treatment from non-contractual doctors and from midwives, and up to CHF 300 per year for activities such as pregnancy and postnatal exercise as well as baby massage courses under health promotion
Dental insurance
Your teeth can cause a lot of pain – also financially. The right SWICA supplementary insurance plan will help keep your teeth and your budget healthy.
- COMPLETA TOP/COMPLETA FORTE: up to CHF 100 per year for dental treatment and dental hygiene and, up to the age of 25 years, up to CHF 10,000 for orthodontic treatment
- DENTA 1 to 4: up to CHF 2,000 per year for dental treatment and dental hygiene and, up to the age of 25 years, up to CHF 4,000 for orthodontic treatment
Accident
The INFORTUNA medical expenses supplementary insurance plan gives you worldwide cover as a private patient in the event of an accident. It provides you with comprehensive cover as a supplement to your statutory basic and accident insurance.
- INFORTUNA: full coverage of costs as a private patient in the event of an accident
Going abroad
Holidays, a language course or something else – there are plenty of reasons for spending a short, longer or regular stay abroad. SWICA offers you almost as many possibilities when it comes to finding the optimum cover for your stay abroad.
- VACANZA: travel insurance with individual period of cover from as little as CHF 12
- COMPLETA TOP/COMPLETA FORTE: full cover for outpatient and inpatient emergency treatment abroad
- COMPLETA TOP/COMPLETA FORTE + OPTIMA: vfull cover for conventional outpatient treatment at the private rate abroad
- BESTMED: supplementary hospitalisation insurance for inpatient treatment in a private ward
- INFORTUNA: full cover worldwide in a private ward in the event of an accident
- GLOBAL CARE: worldwide cover in cases of illness, accident and maternity
Endowment insurance
Endowment insurance offers protection against the setbacks that life sometimes throws at us. Protect yourself and your family against the financial consequences of death or disability resulting from an illness or accident.
- KTI endowment insurance: Security and protection in the event of illness
- UTI endowment insurance: Security and protection in the event of an accident
Personal consultation
Would you like more information on SWICA or a personal consultation? Client Services would be happy to assist. Call us on +41 58 800 99 33 or send us a message using the contact form below.Request a personal consultation
