Overview of benefits
- Free choice of hospital worldwide
- Free choice of the best hospital doctors
- Rapid access to first-rate medical services
- First-class medical care
- One-bed room with the best comfort and service
- Experienced medical staff and doctors will answer all your health questions by phone – around the clock, worldwide and in four languages – and make appointments for you on request in Switzerland and abroad.
All the benefits in detail
Example of rate increases for hospitalisation insurance
The premiums that most health insurers charge for supplementary insurance increase noticeably every five years. This often results in a heavy financial burden in old age. By basing its rates on your age when you buy the supplementary insurance, SWICA factors the time you have been insured into the premium calculation, rewarding you for your loyalty.
Exclusive services and advantages for SWICA customers with hospital insurance
- Second medical opinion from santé24 and from doctors from meinezweitmeinung.ch to help you make a decision
- Up to 15% discount on HOSPITA plans if you actively use the BENEVITA health coach app (find out more)
- Reduced hourly rate for personal care of your child in case of illness or accident (Home Nanny service)
- Reduced hourly rate for care for your home during hospital or medical spa stays (Home Attendant service)
Discover all the benefits
Switch to the number 1 in customer satisfaction now
How your premium discount breaks downThe BENEVITA discount is based on the level you reached individually, as shown in the app. The Conditions of Participation explain the details of the BENEVITA programme. You earn points by completing challenges. All three discount levels must be achieved to benefit from the highest BENEVITA discount. This means collecting a total of 2'500 points.
|Supplementary insurances:||COMPLETA TOP
(excluding HOSPITA GENERAL)
|Discount level 1: 300 points||5% discount||5% discount|
|Discount level 2: plus 700 points||5% discount||10% discount|
|Discount level 3: plus 1'500 points||5% discount||15% discount|