Endowment insurance – Reliable protection for your financial living standard

Sometimes life can be cruel. To ensure that personal suffering is not aggravated by financial hardship, it is essential to have a reliable insurance plan. Protect yourself and your family against the financial risks of death or disability from an illness or accident.

Overview

Endowment insurance against death or disability due to illness

Sometimes life can be cruel. To ensure that personal suffering is not aggravated by financial hardship, it is important to have a reliable insurance solution. Protect yourself and your family against the financial consequences of death or disability due to illness.

Protect yourself and your family

When disability is mentioned, most people think of accidents and fail to realise that it is eight times more likely to result from illness than from an accident. Substantial extra costs may arise due to the need for additional care, expensive aids or modifications to the home. Depending on your personal circumstances, social insurance benefits may be insufficient to cover the same fixed costs on a reduced income. Ensure that you can continue to enjoy your accustomed living standard by taking out appropriate endowment insurance. We would be glad to show you some suitable combinations.

Overview of benefits

  • Lump sums of between 10'000 and 300'000 francs in the event of illness-related disability or death
  • Selectable sums insured in increments of 10'000 francs
  • Separate or combined cover against death and disability
  • Disability lump sums with a degree of disability as low as 40%
  • Payment of the entire insured lump sum for disability of 70% or more
  • Exemption from premiums on disability
  • Benefits paid regardless of other insurance plans

Endowment insurance against death or disability due to accident

Misfortunes can sometimes also have significant financial consequences. A reliable insurance solution can help you avoid financial hardship on top of your personal suffering. Take out endowment insurance to protect you and your family against the financial consequences of death or disability due to accident.

The results can be expensive

Accidents can happen quickly and change the lives of the victims and their families. Leisure activities that people engage in nowadays harbour many risks, and accidents happen most frequently at home or in the garden and while playing football or skiing. The consequences of such accidents can be severe. The person affected may need outside help and costly aids and equipment for the rest of his life, possibly even modifications to the home. Ensure that you can continue to enjoy your accustomed living standard by taking out appropriate endowment insurance. We would be glad to show you some suitable combinations.

Overview of benefits

  • Lump sums of between 10'000 and 300'000 francs in the event of death or disability resulting from an accident
  • Selectable sums insured in increments of 10'000 francs
  • Separate or combined cover against death and disability
  • Progressive payments that are adjusted to the degree of disability
  • Benefits paid regardless of other insurance plans

Premium calculator and online purchase

It’s never been easier to change your insurer. Once the premium calculator has suggested an insurance solution, you can add the endowment insurance manually. To do this, please click on the pencil symbol in the supplementary insurance area on the right-hand side. You can then add the supplementary insurance at the bottom of the page by clicking on the grey slider.

UTI / KTI endowment insurance (PDF)
General Insurance Conditions (GIC) Endowment insurance KTI 2022 (PDF)
General Insurance Conditions (GIC) / Supplementary Conditions (SIC) VVG 2022 (PDF)
Personal consultation

Would you like more information or a personal consultation? SWICA Client Services would be happy to assist. Call us on 0800 80 90 80 or send us a message using the contact form below.

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