
Endowment insurance – Reliable protection for your financial living standard
Endowment insurance against death or disability due to illness

Protect yourself and your family
When disability is mentioned, most people think of accidents and fail to realise that it is eight times more likely to result from illness than from an accident. Substantial extra costs may arise due to the need for additional care, expensive aids or modifications to the home. Depending on your personal circumstances, social insurance benefits may be insufficient to cover the same fixed costs on a reduced income. Ensure that you can continue to enjoy your accustomed living standard by taking out appropriate endowment insurance. We would be glad to show you some suitable combinations.
Overview of benefits
- Lump sums of between 10'000 and 300'000 francs in the event of illness-related disability or death
- Selectable sums insured in increments of 10'000 francs
- Separate or combined cover against death and disability
- Disability lump sums with a degree of disability as low as 40%
- Payment of the entire insured lump sum for disability of 70% or more
- Exemption from premiums on disability
- Benefits paid regardless of other insurance plans
Endowment insurance against death or disability due to accident

The results can be expensive
Accidents can happen quickly and change the lives of the victims and their families. Leisure activities that people engage in nowadays harbour many risks, and accidents happen most frequently at home or in the garden and while playing football or skiing. The consequences of such accidents can be severe. The person affected may need outside help and costly aids and equipment for the rest of his life, possibly even modifications to the home. Ensure that you can continue to enjoy your accustomed living standard by taking out appropriate endowment insurance. We would be glad to show you some suitable combinations.
Overview of benefits
- Lump sums of between 10'000 and 300'000 francs in the event of death or disability resulting from an accident
- Selectable sums insured in increments of 10'000 francs
- Separate or combined cover against death and disability
- Progressive payments that are adjusted to the degree of disability
- Benefits paid regardless of other insurance plans
Premium calculator and online purchase
It’s never been easier to change your insurer. Once the premium calculator has suggested an insurance solution, you can add the endowment insurance manually. To do this, please click on the pencil symbol in the supplementary insurance area on the right-hand side. You can then add the supplementary insurance at the bottom of the page by clicking on the grey slider.
Personal consultation
Would you like more information on SWICA or a personal consultation? Client Services would be happy to assist. Call us on 0800 80 90 80 or send us a message using the contact form below.Request a personal consultation