Endowment insurance – Reliable protection for your financial living standard
With SWICA endowment insurance, you and your family are financially protected in the event of death or disability caused by accident or illness. So you can focus on what truly matters.
Endowment insurance in the event of death or disability due to an accident
A fall on the ski slopes or an accident at home – it doesn’t take much to bring everyday life to a standstill. There are often long-term costs for care, aids or adjustments at home. Endowment insurance in the event of an accident provides financial protection against precisely these consequences.
Endowment insurance in the event of an accident – your cover in detail
- Lump-sum benefits of between 10 000 and 300 000 francs in the event of death or disability due to an accident
- You can adjust the sum insured in increments of 10 000 francs
- You decide whether you want separate or combined cover for death and disability
The higher your degree of disability, the higher the payment you receive
Endowment insurance in the event of death or disability due to illness
Many people don’t realise that disability is eight times more likely to result from illness than from an accident. And depending on a person’s circumstances, social insurance benefits may not be enough to maintain their usual standard of living. This is precisely where endowment insurance comes in, ensuring that you and your family remain financially secure.
Endowment insurance in the event of illness – your cover
- Lump-sum benefits of between 10 000 and 300 000 francs in the event of death or disability due to illness
- You can adjust the sum insured in increments of 10 000 francs
- You decide whether you want separate or combined cover for death and disability
- You’ll receive a payout from a degree of disability as low as 40%
- From a degree of disability of 70% you’ll receive the entire lump sum insured
- In the event of disability due to illness, we cover your premiums
- The benefits you receive are independent of any other insurance plans
