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Basic insurance with a free choice of doctor from the directories

Under Favorit Medica you're free to choose your treating physician and hospital from our comprehensive Medica directory.

Product highlights

Attractive discounts on insurance premiums
Free, round-the-clock telemedicine advice from doctors and medical professionals at the santé24 online practice
Free choice of doctor from the extensive Medica directory

How the doctor list model works

Under the Favorit Medica doctor list model you can freely choose your doctor at any time from the comprehensive Medica directory. The santé24 online practice is also there to help you on +41 44 404 86 86.

Extensive choice of hospitals
The doctor treating you can refer you to any other doctor in the Medica directory.
Will you be needing medicine for an extended period? If so, you can ask a mail-order pharmacy to send the prescribed items to your home discreetly, securely and conveniently. You can find out more about mail-order pharmacies at: Medication service.
No co-payment (does not affect your excess and deductible): For any telemedicine services that santé24 provides (advice, consultations with experts and doctors), as long as basic insurance covers them. Exceptions include: advice and consultations in conjunction with nutrition advice and the psychological/psychiatric counselling service.
You get a discount of between 0% and 11% on your premium When you switch from the Standard basic insurance plan to the doctor list plan, SWICA gives you a discount of between 0% and 11% on your premiums. The exact discount depends on where you live, your age and your chosen excess. Below, we have provided examples of how the minimum and maximum possible discounts are determined under the doctor list plan: Minimum discount: Adult aged 26 or over, living in Wetzikon, excess: CHF 300, no accident cover, standard premium: CHF 505.50, with 0% discount: monthly premium of CHF 505.50. Maximum discount: Adult aged 26 or over, living in Bern, excess: CHF 300, no accident cover, standard premium: CHF 645.10, with 11% discount: monthly premium of CHF 574.10. You can see the possible premium discount for you directly in our premium calculator.. Use our premium calculator for an easy way to compare premiums for SWICA basic insurance plans and your potential savings: go to premium calculator.

To SWICA's directories

Grafik_163_e_Favorit_Medica — Your points of contact under the SWICA doctor/hospital list model

Your insurance premium for the doctor/hospital list model

Your premium is calculated based on your age, place of residence and chosen excess. Calculate your premium now and take out health insurance online – it’s quick and easy.

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Benefits included in basic insurance

The various basic insurance models all offer the same benefits. The only difference between the models is the choice of first point of contact for medical questions. The benefits provided under basic insurance include:

Conventional medical treatment and complementary medicine
Hospital stays in the general ward
Emergency transport and search and rescue operations
Treatment abroad in emergencies

Downloads and directories

Overview of benefits – all offers

Favorit Medica information

Supplementary conditions Favorit Medica

General Insurance Conditions (GIC) KVG

SWICA hospital list

SWICA doctor list

Smart savings with a combination of SWICA basic and supplementary insurance

SWICA is the only health insurer that offsets the cost-sharing from its basic insurance against the cost-sharing of its SWICA supplementary insurance plans. As a result, the maximum annual out-of-pocket contribution is generally lower than with other health insurers. Learn more.

Enhance your basic insurance model

With SWICA’s range of supplementary insurance plans, you can extend the protection provided by your basic insurance. Benefit from greater comfort, more privacy and free choice of hospital, as well as attractive contributions towards sports activities, glasses and your personal well-being.

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Hospitalisation insurance, for more peace of mind if the worst happens

Find out how to get the best cover and care with hospitalisation insurance from SWICA.

Compare hospital insurance plans

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Overview

Complementary medicine, fitness, vaccinations, dental health, glasses, hospitalisation insurance and more: with supplementary insurance from SWICA you can extend your cover to suit your individual needs and receive generous contributions towards health promotion and preventive healthcare.

Go to the supplementary insurance plans

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Optimise & Save

Choose an alternative model for your basic insurance or benefit from lower co-payments with SWICA supplementary insurance. Discover more attractive options for optimising your premium.

Find out more

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More benefits for our customers: discounted offers from partner organisations

Numerous destinations and offers are waiting to be discovered. Thanks to around 100 active4life benefit offers, SWICA policyholders enjoy attractive discounts from selected partners in the areas of leisure, nutrition, health, sport and wellness.

Discover all the details now.

Frequently asked questions about SWICA basic insurance under the doctor/hospital list model

Here you will find answers to the most frequently asked questions about SWICA Favorit Medica

If you switch from SWICA’s standard basic insurance model to Favorit Medica, we will give you a premium discount of between 0% and 11%. The size of the discount depends on your place of residence, your age and your chosen excess.

The following examples illustrate the minimum and maximum possible premium discounts with the SWICA doctor/hospital list model:

Minimum premium discount: Adult aged 26 or over, lives in Wetzikon, excess: 300 francs, no accident cover, standard premium 505.50 francs, with 0% discount: premium 505.50 francs per month.
Maximum premium discount: Adult aged 26 or over, lives in Bern, excess: 300 francs, no accident cover, standard premium 645.10 francs, with 11% discount: premium 574.10 francs per month.

Use our premium calculator to find out exactly how high your discount will be.

Calculate your premium now

You can get attractive premium discounts with an alternative basic insurance model such as SWICA Favorit Casa. You can cut your premium further by increasing your excess. SWICA also offers family discounts for children and young people along with other ways to optimise your premium.

In addition, you can benefit from lower co-payments if you have also taken out any supplementary insurance policies with SWICA. SWICA is the only health insurer that applies co-payments from basic insurance to those of its supplementary insurance, making your maximum annual co-payment significantly lower than with other health insurers.