SWICA offers alternative basic insurance models across all areas. Depending on your canton and region, you can benefit from attractive premium discounts that don't apply to a conventional basic insurance model.
|Maximum cost sharing
|Max. premium reduction per annum in CHF|
The deductible at present is 10% (or 20% with certain medicines) and is calculated for all benefits that exceed the sum of the annual franchise. The maximum deductible per calendar year is CHF 700 for adults and CHF 350 for people under 19 years of age.
SWICA offers family discounts for children and young people.
The cantons grant premium reduction to people in modest financial circumstances. This support varies from canton to canton.
SWICA recommends that low-income families and individuals contact the department responsible in the canton where they live to establish whether they are entitled to a premium reduction.