According to the Federal Law on Accident Insurance (UVG) everyone who works at least 8 hours a week for the same employer is automatically insured by this employer against occupational and non-occupational accidents. You can exclude accident cover in the compulsory health insurance and save 7% on your basic insurance premium. For all other persons, the inclusion of accident cover in their health insurance is compulsory.
What our customers have to say.
I can't thank SWICA enough for what they did. If you suffer from a chronic illness, you can count yourself lucky to have an efficient and understanding health insurer. Thank you very much.»
They reimburse claims very promptly with a minimum of fuss.
I’ve been a customer of Swica for 39 years already and will remain so for many years to come.
Many thanks Swica!»
Recently SWICA was able to help me again. I needed some documents for my Russian trip and SWICA sent all of them to me overnight. One phone call was all I had to make. Thanks to SWICA’s speedy support I was obtained my Russian visa in good time and was able to make my presentation in Moscow as planned.»
It’s a real time-saver!»
I also appreciate the app-based services which help me avoid tiresome paperwork.»