Optimise your premiums instead of cancelling your insurance

Before switching your insurance, it's worth checking whether there are alternatives for your basic and supplementary insurance cover. Did you know that you can optimise your existing insurance with SWICA to save on your premiums? We can provide you with personal advice to suit your individual requirements.

Your optimisation options

Save on basic insurance

Alternative basic insurance models from Swiss health insurer SWICA give you attractive discounts on your premiums. And by increasing your excess, you can lower your premiums even further. SWICA also offers family discounts for children and young adults, as well as many other savings options.

Save on basic insurance

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Save on supplementary and hospitalisation insurance

Lower your SWICA hospitalisation insurance premium by increasing your co-payment. Opting for a Hospita Flex model or the Benevita bonus programme will save you even more.

Save on supplementary and hospitalisation insurance

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Combination advantage

If you combine basic insurance with supplementary insurance from SWICA, you can benefit from discounts. You also save money thanks to lower insurance co-payments.

Combination advantage

Save on supplementary and hospitalisation insurance

Lower your SWICA hospitalisation insurance premium by increasing your co-payment. Opting for a Hospita Flex model or the Benevita bonus programme will save you even more.

Save on supplementary and hospitalisation insurance

Group discounts

SWICA’s partnerships with numerous organisations allow their employees and members to claim group discounts on their health insurance. On top of that, they are also eligible for generous contributions towards activities aimed at promoting sport and exercise.

Group discounts

24/7 Customer Service – We're Here to Help

Would you like more information about SWICA or some personalised advice? Our Customer Services team will be happy to help you. Give us a call or send us a message using the contact form.

+41 58 800 99 33

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Frequently asked questions about cancelling

Would you still like to cancel your SWICA insurance? Below you'll find answers to the most frequently asked questions.

The cancellation deadline for a switch on 1 January is the end of November. For this, please send us a written notice of termination and confirmation of acceptance from your new health insurer by the specified termination date.

Please note that the postmark date is not decisive for acceptance of cancellation. Notices of cancellation are valid only if received by SWICA by post, email or within mySWICA by 17:00 on the last working day before the cancellation deadline. Notices of cancellation are valid only if all premiums, co-payments, interest on arrears and debt collection costs relating to the basic insurance have been settled in full.

Request advice.

You can reduce (switch to a lower level of benefits) or cancel your supplementary insurance at the end of each year. The notice periods are as follows:

If the premium remains unchanged: Notice of cancellation to be received by SWICA no later than 17:00 on the last working day of September
If the premium has changed: Notice of cancellation to be received by SWICA no later than 17:00 on the last working day of December

Notice of cancellation must be sent in writing by post, email or within mySWICA.