Optimization of hospital insurance
|Excess in CHF||Premium discount in %|
|HOSPITA insurance models||Premium discount in %|
|HOSPITA SEMI-PRIVATE / PRIVATE list||15|
|HOSPITA FLEX SEMI-PRIVATE||62|
|HOSPITA FLEX PRIVATE||68|
HOSPITA SEMI-PRIVATE (list) / PRIVATE list
With the HOSPITA SEMI-PRIVATE (list) / PRIVATE (list) insurance model, you select a hospital from the directory of hospitals for your HOSPITA variant for your hospital stay.
A HOSPITA FLEX SEMI-PRIVATE or a HOSPITA FLEX PRIVATE plan gives you access to all public and private hospitals in Switzerland. You decide before each hospital stay whether you want the general, semi-private or private ward. No co-payments apply when you choose the general ward. If you prefer to get treatment in a semi-private or a private ward, a co-payment plan that was agreed in advance comes into effect.
Find out more about alternative basic insurance models
Transparent and favourable co-payments
SWICA and PROVITA are the only health insurers that apply co-payments from basic insurance to those from SWICA supplementary insurance, which means your maximum annual co-payments will be much lower when compared to other health insurers.
No age-based rate increases for hospitalisation insurance
The premiums that most health insurers charge for hospitalisation cover increase noticeably every five years. This often results in a heavy financial burden in old age. By basing its rates for hospitalisation insurance on your age when you join, SWICA factors the time you have been insured into the premium calculation, rewarding you for your loyalty.
What our customers have to say.
Thanks a lot for all you've done.»
Die zufriedensten Kunden sind bei SWICA. Die hohe Zufriedenheit hat Tradition: Ob Comparis, K-Tipp oder AmPuls – in den unabhängigen Krankenkassenvergleichen belegt SWICA seit 10 Jahren Spitzenpositionen.
Les clients les plus satisfaits sont chez SWICA. Une satisfaction élevée qui ne se dément pas: depuis dix ans, SWICA occupe les meilleures places des comparatifs indépendants de caisses-maladie Comparis, Bon à Savoir et amPuls.
I clienti più soddisfatti sono assicurati presso SWICA. Che si tratti dei sondaggi di Comparis, K-Tipp o amPuls, il risultato non cambia: SWICA ottiene da 10 anni valutazioni eccellenti nei confronti indipendenti tra le casse malati.