
Generous discounts and top hospital insurance benefits
Optimization of hospital insurance
Deductible in CHF | Premium discount in % |
1,000.– | 15 |
2,000.– | 25 |
5,000.– | 50 |
HOSPITA insurance models | Premium discount in % |
HOSPITA SEMI-PRIVATE / PRIVATE list | 15 |
HOSPITA FLEX SEMI-PRIVATE | 62 |
HOSPITA FLEX PRIVATE | 68 |
HOSPITA SEMI-PRIVATE (list) / PRIVATE list
With the HOSPITA SEMI-PRIVATE (list) / PRIVATE (list) insurance model, you select a hospital from the directory of hospitals for your HOSPITA variant for your hospital stay.
HOSPITA FLEX
A HOSPITA FLEX SEMI-PRIVATE or a HOSPITA FLEX PRIVATE plan gives you access to all public and private hospitals in Switzerland. You decide before each hospital stay whether you want the general, semi-private or private ward. No co-payments apply when you choose the general ward. If you prefer to get treatment in a semi-private or a private ward, a co-payment plan that was agreed in advance comes into effect.

Find out more about alternative basic insurance models
Transparent and favourable co-payments
SWICA and PROVITA are the only health insurers that apply co-payments from basic insurance to those from SWICA supplementary insurance, which means your maximum annual co-payments will be much lower when compared to other health insurers.

Personal consultation
Would you like more information on SWICA or a personal consultation? Client Services would be happy to assist. Call us on 0800 80 90 80 or send us a message using the contact form below.Request a consultation Calculate your premium