Recommend the No. 1 and earn 100 francs

Whether with K-Tipp, bonus.ch or AmPuls – SWICA has once again taken first place for outstanding service in a 2024 comparison of Swiss health insurers. Are you a satisfied customer? Tell your friends and co-workers about the outstanding quality that SWICA delivers. Your recommendation will bring two benefits. Your friends and acquaintances will enjoy the all-round protection that SWICA offers plus outstanding service and attractive premiums. And you will receive 100 francs for every successful recommendation (Terms and conditions).

It couldn’t be simpler!

Step 1: Register
Register for our referral programme now to generate your personal referral link. This can be used multiple times.
Step 2: Share the referral link
Tell your friends about SWICA. It’s easy to share your personal referral link with them via email, WhatsApp or text.
Step 3: Receive a voucher
Usando il vostro link personale, le vostre amiche e i vostri amici possono richiedere una consulenza. Una volta che la raccomandazione è andata a buon fine, ricevete fino a 100 franchi sotto forma di un codice regalo digitale che può essere riscattato in numerosi negozi.

 

Register now

What our customers have to say

Rachel Sohm
«I'm so grateful to be insured with such a good health insurer. You fully deserve your top ranking among the health insurance companies. Many thanks also for the support, which is always friendly, whether it's in Amriswil, Winterthur or santé24.💚»
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Ingrid Jbilou
«I’ve been insured with SWICA for over forty years, and my two adult sons have been for their whole lives. I even registered my younger son, who was born in 1992, while I was still pregnant. SWICA may be a bit more expensive, as you often hear, but it’s not just the benefits that are perfect. So is the advice you get from the General Agency and over the phone. I’ve never had any problems in Switzerland or on trips abroad thanks to SWICA’s fast and straightforward processing. Given a choice I will always opt for SWICA as the health insurer for my family.»
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Andrea Terebesi
«With Swica’s services and expert advice by phone or in person, I’m well looked after in every area of my life. From OSKA to Swica I’m always very satisfied: no reason to change insurers.»
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Franziska Bofos-Meyer
«I've been with SWICA since I was 16. It used to be called ZOKU. Today I'm 77 years old. I'm still a customer, which means I'm very satisfied with SWICA.👍 »
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Simone Isler
«SWICA is the best health insurer in Switzerland by far. I tried CSS, Arcosana, Concordia and others, but then I switched back to SWICA. Thanks to SWICA, instead of having more than 12 days of migraines a month, with the injection I now only have one day and my quality of life is so much better! SWICA is very straightforward, fast and has fantastic customer service!»
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Hans-Peter Ingold
«I believe that the year I became a SWICA customer, namely 1964, says everything about my satisfaction with SWICA. If I wasn't satisfied, I'd have switched to another insurance company long ago. »
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Raffaela Achermann
«Many thanks for the friendly and extremely helpful advice from santé24! I will use this service more often in future, and recommend it to others. Thank you!»
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Christina Troxler
«For me, Swica means a lot of heart, friendliness and helpfulness. I've never experienced anything like it! I always find Swica to be competent, understanding, enthusiastic, thoughtful, customer-friendly and good-humoured. I can and will heartily recommend Swica anytime.»
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Sabrina Nussbaumer
«Very friendly customer service.
They reimburse claims very promptly with a minimum of fuss.
I’ve been a customer of Swica for 39 years already and will remain so for many years to come.
Many thanks Swica!»
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Vincent Faysse
«Digital insurance! I very much appreciate the services provided by the website and the mobile app: easy document transfer, a complete picture of your coverage, a wide range of information, etc.
It’s a real time-saver!»
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Iris Eggenberger
«Everything great. Dealt with concerns promptly. Will be glad to recommend!»
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Jean-Claude Manghardt
«Attentive staff who respond to questions quickly and precisely, helpful advice (particularly in the magazine), a useful application featuring, for example, a simple procedure for submitting invoices and settling them promptly – these are just some of the reasons why I have been putting my trust in SWICA for more than 50 years without fail.»
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Raphael Mudher
«I have been a very satisfied SWICA customer since my childhood. At present I’m studying at the Belvoirpark hotel management school. Through my job as a catering professional I know that quality and good customer service are absolutely essential for every company. SWICA has been delivering this service for 25 years.»
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Jürg Suhner
«Even though I'm retired now, I still look after people in need and come into conversation with them. You would hardly believe the stories I hear about health insurers. About incorrect information, or promises which then can't be kept. It is people seeking advice who often end up short-changed – people who don't have the confidence, or sometimes the ability, to stand up for themselves.
With SWICA I've always received really competent advice – whether it was just a brief phone message, or if a doctor was also consulted – no fuss, no quibbles. But what really touches me is that, whether I'm phoning or asking in person at an agency counter, with SWICA you are taken seriously as a INDIVIDUAL.

I wish that all INDIVIDUALS could enjoy the valuable services that SWICA provides.»
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Felix Naef
«I’ve been insured with SWICA – or its predecessor OSCA – since birth. I am very happy with the customer service and always look forward to talking to my customer advisors in Heerbrugg. If I have questions, they are always there, always friendly, and always ready to listen to my concerns.»
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Noah Perrenoud
«I was very well received in Neuchâtel. All the staff are very attentive and smil-ing, which is really lovely! My appointment with Mr. Joao Ribeiro was very useful. His explanations were very clear and he gave me excellent advice. I’m very satisfied with my visit and I’m even more delighted to be a member of SWICA. Thank you for everything and I look forward to seeing you soon!»
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Marcel Sowa
«Whether it’s processing doctors’ bills or getting help in choosing a doctor, we always have a helpful and professional point of contact. Actually, we hope that we will never need SWICA, but in the final analysis it’s good to know that we can rely on it.»
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Erich Stauffer
«We would very much like to thank Valentina Camera at the agency in Thun for her professional advice and helpful explanations.»
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Adrian van Velsen
«For a long time I resisted the idea of switching to a new health insurer. Then I gave SWICA a chance and was blown away: I had never experienced such quick, personal and professional contact in the 20 years that I was with my old insurer. This initial contact with SWICA confirmed for me that I’ve now found the right health insurer.»
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Theresa Blüder
«I came to Switzerland from Germany in 2017 to join my boyfriend. I signed up with SWICA thanks to positive recommendations. I had the feeling right from the start that SWICA was the right insurer for me. I was offered exactly what I wanted and at a fair price!»
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