Recommend SWICA and earn 100 francs

From Comparis, bonus.ch, AmPuls and moneyland.ch, SWICA once again topped the Swiss health insurer rankings for excellent service in 2025. Are you one of our many satisfied customers? Then tell your friends and colleagues about your experiences. Everyone benefits when you make a recommendation: those around you enjoy comprehensive protection from SWICA, coupled with top-notch service and attractive premiums, while you will receive up to 100 francs for every successful referral (Terms and conditions).

It couldn’t be simpler!

Step 1 Register
Sign up for our referral program and get your personal referral link. You can use the link multiple times.
Step 2 Share your referral link
Tell your friends and adult family members about SWICA and share your personal referral link with them via email, WhatsApp or text message.
Step 3 Receive a voucher
Friends and adult family members can use your personal link to book a consultation. If this results in them becoming a new customer, we will reward you with up to 100 francs. You will receive a digital gift code that you can redeem with many popular retailers.

 

Recommend SWICA now to get your 100 francs

What our customers have to say

Johanna Bürki
«I’ve been with Swica for 13 years and am very satisfied. Whenever I get cold calls about health insurance I tell them No thanks, I’m already with the best!!»
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Daniel Strub, Bell Schweiz AG
«We have worked closely together with SWICA for many years now. As a production company with a lot of physically demanding work, the health of our employees is our top priority. SWICA provides us with professional advice and assistance in all matters relating to occupational health management.»
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Adriana González
«When things got really difficult, SWICA was there for us. When my son was only one day old, he was transferred to the university hospital because it looked like he needed to have abdominal surgery. Because I have private insurance with SWICA, I was able to stay overnight in the hospital and breastfeed my son, which was certainly very important in the first days of his life.»
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Bettina Spanudakis
«As the mother of a 3-year-old I’ve already contacted sante24 several times about ‘childhood illnesses’. I don’t like running to the doctor about every little thing. The initial telephone assessment and expert advice have generally been so good that I haven’t needed to bother our paediatrician.»
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Mijin Cavallini
«As a mum and midwife I find that SWICA offers great maternity-related benefits and services. Already during pregnancy SWICA provided support with acupuncture, which helped me a lot. And after the birth they were always there for us, which meant I could enjoy the time with my baby.»
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Jennifer Hoeffleur
«SWICA supports me in my efforts to live a healthy lifestyle. When I was trying out Bodypump with a friend, she told me that SWICA made generous contributions to her fitness club membership. So I also switched to SWICA, and am very happy I did. SWICA also provides support in the form of the Benevita bonus programme.»
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Monika Bini
«I’m a happy customer because SWICA makes generous contributions towards my gym and tennis club memberships. Also, when I submit doctors’ bills they are processed rapidly, and the money I’m owed is transferred to me quickly.»
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Daniela Züger
«As a family, we’ve been insured with SWICA for years now and we're 100% satisfied! SWICA covers a large part of the cost of swimming lessons for our children. Our middle child goes to dances classes, and I was amazed to find that SWICA is the only health insurer which helps out with the cost. Fantastic!!!

But that's not all... SWICA was also there for us during an extremely difficult period. Our son became very ill when he was just 16 months old. My husband and I were given a parents’ room at the children’s hospital, even though I was no longer breastfeeding. The situation was looked into and a decision was taken to cover these costs. Really thoughtful and family-friendly. Ever since then we wouldn’t consider any other health insurer! You are the best! Our son has made a full recovery 😉.»
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Soufian Matchikh
«Tip top! I am very happy with SWICA. The advisors are knowledgeable and friendly, and my queries are always dealt with quickly and reliably. I feel well looked after and I appreciate the professional service. Would absolutely recommend.»
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Rosemarie Hofer
«I can wholeheartedly recommend SWICA when it comes to every aspect of health. SWICA genuinely always aims to support its customers with advice and assistance, with a wealth of knowledge, experience and understanding.
That's why, after many years as a SWICA customer, I would like to highly commend them.»
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Heidemarie Busch
«For me, SWICA is the best health insurer in the world»
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Noah Perrenoud
«I was very well received in Neuchâtel. All the staff are very attentive and smil-ing, which is really lovely! My appointment with Mr. Joao Ribeiro was very useful. His explanations were very clear and he gave me excellent advice. I’m very satisfied with my visit and I’m even more delighted to be a member of SWICA. Thank you for everything and I look forward to seeing you soon!»
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Jürg Suhner
«santé24 is a really valuable healthcare organisation. It's so great to be able to count on your expert services if I fall ill, or if I need advice after being ill. Your health advice deserves particular praise. As a SWICA customer, I always feel well looked after with you. Thank you so much for taking the time to deal with my concerns. One satisfied customer!»
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Monique Maurer
«J’ai connu SWICA par le biais de mes parents, car je faisais tout pour eux en raison de leur âge. SWICA était déjà super il y a 20 ans, c’est pourquoi j’y suis assurée et en suis toujours très satisfaite.»
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Erich Stauffer
«We would very much like to thank Valentina Camera at the agency in Thun for her professional advice and helpful explanations.»
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Aurelio Soldini
«Excellent support at every level, whether in person or via the Benecura app. Thank you!»
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Daniel Schär
«When I contacted SWICA about supplementary insurance, your customer advisor, Kristina Vesic, dealt with my request in a friendly and professional manner and at the same time optimised my existing insurance cover to better fit my needs. Such proficient advice and assistance is exemplary and reflects the quality of SWICA as a reliable health insurance partner.»
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Cigdem Kalin
«Mr. Salomon in Aadorf is a very helpful and dedicated person, he can help us in terms of insurance policies and private support for health related issues. When we need, we know that Herr Salomon is always there. Thank you so much.»
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Raffaela Achermann
«Many thanks for the friendly and extremely helpful advice from santé24! I will use this service more often in future, and recommend it to others. Thank you!»
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Ruedi Koch
«I'm really happy with SWICA. Attentive, friendly, helpful and they always ask how you are when you've been in hospital. Extremely professional. And the same goes for santé24. For me it has to be SWICA, because they treat customers with decency and respect.»
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