Private hospitalisation insurance

Benefits under hospitalisation insurance HOSPITA FLEX PRIVATE

All benefits from the hospitalisation insurance HOSPITA FLEX PRIVATE are described in detail here.

Co-payments in basic insurance:
SWICA charges the co-payments prescribed by law or defined in the contract for these benefits.

Important note:
In the absence of a contract between SWICA and a hospital, SWICA’s maximum rate applies.

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Premium calculator and online purchase

HOSPITA/HOSPITA FLEX (PDF)
Overview of benefits – all offers (PDF)
General Insurance Conditions (GIC) / Supplementary Conditions (SIC) VVG (PDF)
Directory of hospitals

Insurance advice until 22:00

Take advantage of comprehensive insurance advice: SWICA employees will be glad to answer your questions, even in the evenings until 22:00, Monday to Friday. Call free of charge 0800 80 90 80

Book appointment online Calculate your premium

You may also be interested to know

Increase your protection with our supplementary insurance plans

Complementary medicine, fitness, vaccinations, dental work, glasses and more: With SWICA's supplementary insurance plans, you can extend your cover to suit your needs and receive attractive contributions towards health promotion and preventive healthcare.

Save on premiums with discounts and a lower co-payment

If you buy both basic and supplementary insurance from SWICA, you automatically benefit from reduced co-payments. By combining your cover with the SANTE basic insurance model you can also reduce your hospitalisation premium by 15%.

Increase your protection with our supplementary insurance plans

Complementary medicine, fitness, vaccinations, dental work, glasses and more: With SWICA's supplementary insurance plans, you can extend your cover to suit your needs and receive attractive contributions towards health promotion and preventive healthcare.

Save on premiums with discounts and a lower co-payment

If you buy both basic and supplementary insurance from SWICA, you automatically benefit from reduced co-payments. By combining your cover with the SANTE basic insurance model you can also reduce your hospitalisation premium by 15%.
Back to overview