Private hospitalisation insurance


HOSPITA FLEX PRIVATE lets you choose a hospital ward to suit your needs before every procedure. You can also select your doctor in a private or semi-private ward.

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Overview of HOSPITA FLEX PRIVATE benefits

  • Free choice of hospital ward (general, semi-private or private) before every hospital stay
  • Free choice of doctor in the semi-private and private ward
  • Full cover in the general, semi-private or private ward of public and private hospitals under contract with SWICA in Switzerland and Liechtenstein
  • Generous supplementary benefits for convalescence and medical spa treatment
  • Transparent co-payments depending on choice of hospital ward:
    - General ward: no co-payments
    - Semi-private ward: CHF 300 per day, max. CHF 6'000 per year
    - Private ward: CHF 400 per day, max. CHF 8'000 per year

All the benefits in detail

No age-based rate increases for hospitalisation insurance

The premiums that most health insurers charge for hospitalisation cover increase noticeably every five years. This often results in a heavy financial burden in old age. By basing its rates for hospitalisation insurance on your age when you join, SWICA factors the time you have been insured into the premium calculation, rewarding you for your loyalty.

Exclusive services and advantages for SWICA customers with hospital insurance

  • Second medical opinion from santé24 and from doctors from to help you make a decision
  • Up to 15% discount on HOSPITA plans if you actively use the BENEVITA health coach app (find out more)
  • Reduced hourly rate and co-payments for personal care of your child in case of illness or accident (Home Nanny service)
  • Reduced hourly rate for care for your home during hospital or medical spa stays (Home Attendant service)

Discover all the benefits

We are happy to advise you

Would you like more information on SWICA or a personal consultation? Client Services would be happy to assist. Call us on 0800 80 90 80 or send us a message using the contact form below.

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Switch to the number 1 in customer satisfaction now

SWICA was once again ranked first among major health insurers in customer satisfaction surveys carried out by Comparis, K-Tipp, and AmPuls, and has ranked highly in comparisons for the past ten years. You too can place your trust in SWICA and benefit from the exclusive advantages it offers.