HOSPITA FLEX PRIVATE
HOSPITA FLEX PRIVATE insurance allows you to choose your hospital and ward before any surgery, according to your needs. When receiving treatment in a private or semi-private ward, you also benefit from a free choice of doctor and hospital.
Overview of benefits
- Free choice of hospital ward (general, semi-private or private) before every hospital stay
- Free choice of doctor in the semi-private and private ward
- Full cover in the general, semi-private or private ward of public and private hospitals under contract with SWICA in Switzerland and Liechtenstein
- Generous supplementary benefits for convalescence and medical spa treatment
- Transparent co-payments depending on choice of hospital ward:
- General ward: no co-payments
- Semi-private ward: CHF 300 per day, max. CHF 6'000 per year
- Private ward: CHF 400 per day, max. CHF 8'000 per year
All the benefits in detail
Example of rate increases for hospitalisation insurance
The premiums that most health insurers charge for supplementary insurance increase noticeably every five years. This often results in a heavy financial burden in old age. By basing its rates on your age when you buy the supplementary insurance, SWICA factors the time you have been insured into the premium calculation, rewarding you for your loyalty.
Exclusive services and advantages for SWICA customers with hospital insurance
- Second medical opinion from santé24 and from doctors from meinezweitmeinung.ch to help you make a decision
- Up to 15% discount on HOSPITA plans if you actively use the BENEVITA health coach app (find out more)
- Reduced hourly rate for personal care of your child in case of illness or accident (Home Nanny service)
- Reduced hourly rate for care for your home during hospital or medical spa stays (Home Attendant service)
Discover all the benefits
Insurance advice until 22:00
Take advantage of comprehensive insurance advice: SWICA employees will be glad to answer your questions by telephone, even in the evenings until 22:00, Monday to Friday. Call free of charge 0800 80 90 80Book appointment online Calculate your premium
Switch to the number 1 in customer satisfaction now
SWICA was once again ranked first in customer satisfaction surveys carried out by Comparis, bonus.ch and AmPuls, and has ranked highly in comparisons for the past ten years. You too can place your trust in SWICA and benefit from the exclusive advantages it offers.
How your premium discount breaks down
The BENEVITA discount is based on the level you reached individually, as shown in the app. The Conditions of Participation explain the details of the BENEVITA programme. You earn points by completing challenges. All three discount levels must be achieved to benefit from the highest BENEVITA discount. This means collecting a total of 2'500 points.| Supplementary insurances: | COMPLETA TOP COMPLETA FORTE |
HOSPITA (excluding HOSPITA GENERAL) |
| Discount level 1: 300 points | 5% discount | 5% discount |
| Discount level 2: plus 700 points | 5% discount | 10% discount |
| Discount level 3: plus 1'500 points | 5% discount | 15% discount |
