Attractive basic insurance plans

Basic insurance models from SWICA 

The only difference to Standard basic insurance is your initial point of contact. The benefits package remains the same.

• Favorit Casa: Your GP as the first point of contact
• Favorit Medica: free choice from the list of doctors
• Favorit Medpharm: initial assessment by a partner pharmacy or telemedicine consultation
• Favorit Bestcare: the Medbase health centre or santé24 will be your first point of contact
• Favorit Multichoice: you can use Benecura SymptomCheck to get an initial assessment
• Favorit Santé: SWICA partner practices as the first point of contact
• Favorit Telmed: telemedicine consultation for initial assessment
• Standard: free choice of doctor
• Favorit Start: The digital SymptomCheck guides you to the next step in your care journey

Free advantages for all SWICA customers

• All SWICA customers enjoy the following services free of charge

Save on premiums with an alternative basic insurance model

• Favorit Casa: up to 16% SWICA grants you a premium discount of up to 16% when you switch from the Standard basic insurance model to the general practitioner model. The discount depends on where you live, your age and the excess you choose. The following example shows how the maximum possible premium discount with the general practitioner model is determined: Maximum premium discount: Adult aged 26 or over, living in Willisau, excess of CHF 2500, with accident cover. Standard premium CHF 419.60 – with a 16% discount under the general practitioner model: monthly premium of CHF 353.90. You can see the premium discount available to you directly in our premium calculator.
• Favorit Medica: up to 11% SWICA grants you a premium discount of up to 11% when you switch from the Standard basic insurance model to the doctor list plan. The discount depends on where you live, your age and the excess you choose. The following example shows how the maximum possible premium discount with the doctor list plan is determined: Maximum premium discount: Adult aged 26 or over, living in Bern, excess of CHF 300, with accident cover. Standard premium CHF 705.60 – with an 11% discount under the Favorit Medica model: monthly premium of CHF 628.00. You can see the premium discount available to you directly in our premium calculator.
• Favorit Medpharm: up to 23% By switching from the Standard basic insurance model to the Pharmacy Model, SWICA grants you a premium discount of up to 23%. The discount depends on your place of residence, your age, and the deductible you choose. Below is an example of how the maximum possible premium discount is achieved with the Pharmacy Model: Maximum premium discount: Adults aged 26 and over, residing in Verzasca, deductible CHF 2,500, including accident coverage. Standard model premium: CHF 652.00. With a 23% discount in the Pharmacy Model, the premium amounts to CHF 503.80 per month. You can see the premium discount available to you directly in our premium calculator.
• Favorit Bestcare: up to 17% SWICA grants you a premium discount of up to 17% when you switch from the Standard basic insurance model to Favorit Bestcare. The discount depends on where you live, your age and the excess you choose. The following example shows how the maximum possible premium discount with Favorit Bestcare is determined: Maximum premium discount: Adult aged 26 or over, living in St. Gallen, excess of CHF 300, with accident cover. Standard premium CHF 598.80 – with a 17% discount under the Favorit Bestcare model: monthly premium of CHF 497.10. You can see the premium discount available to you directly in our premium calculator.
• Favorit Multichoice: up to 23% By switching from the Standard basic insurance model to Favorit Multichoice, SWICA grants you a premium discount of up to 23%. The exact discount depends on your place of residence, your age, and the deductible you choose. Here is an example of the maximum possible premium discount with Favorit Multichoice: Maximum premium discount: Adults aged 26 and over, residing in Verzasca, deductible CHF 2,500, including accident coverage. Standard model premium: CHF 652.00. With a 23% discount in the Favorit Multichoice model, the premium amounts to CHF 503.80 per month. Calculate your personal premium discount with Favorit Multichoice quickly and easily using the premium calculator.
• Favorit Santé: up to 22% By switching from the Standard basic insurance model to Favorit Santé, SWICA grants you a premium discount of up to 22%. The discount depends on your place of residence, your age, and the deductible you choose. Below is an example of how the maximum possible premium discount with Favorit Santé is calculated: Maximum premium discount: Adults aged 26 and over, residing in Neuchâtel, deductible CHF 2,500, including accident coverage. Standard model premium: CHF 608.00. With a 22% discount in the Favorit Santé model, the premium is CHF 471.80 per month. You can see the premium discount available to you directly in our premium calculator.
• Favorit Telmed: up to 17% By switching from the Standard basic insurance model to Favorit Telmed, SWICA grants you a premium discount of up to 17%. The exact discount depends on your place of residence, your age, and the deductible you choose. Here is an example of the maximum possible premium discount with Favorit Telmed: Maximum premium discount: Adults aged 26 and over, residing in Willisau, deductible CHF 2,500, including accident coverage. Standard model premium: CHF 419.60. With a 17% discount in the Favorit Telmed model, the premium amounts to CHF 348.40 per month. Calculate your personal premium discount with Favorit Telmed quickly and easily using the premium calculator.
• Favorit Start: up to 23% SWICA grants you a premium discount of up to 23% when you switch from the Standard basic insurance model to Favorit Start. The discount depends on where you live, your age and the excess you choose. The following example shows how the maximum possible premium discount with Favorit Start is determined: Maximum premium discount: Adult aged 26 or over, living in Beringen, excess of CHF 2500, with accident cover. Standard premium CHF 459.00 – with a 23% discount under the Favorit Start model: monthly premium of CHF 353.30. You can see the premium discount available to you directly in our premium calculator.

You can see the possible premium discount for you directly in our premium calculator.