Attractive basic insurance plans
Mandatory health insurance covers basic needs in cases of illness, accident or maternity. SWICA's seven alternative insurance plans deliver outstanding value for money.
Basic insurance models from SWICA
The only difference to Standard basic insurance is your initial point of contact. The benefits package remains the same.
- Favorit Casa: Your GP as the first point of contact
- Favorit Medica: free choice from the list of doctors
- Favorit Medpharm: initial assessment by a partner pharmacy or telemedicine consultation
- Favorit Bestcare: the Medbase health centre or santé24 will be your first point of contact
- Favorit Multichoice: you can use Benecura SymptomCheck to get an initial assessment
- Favorit Santé: SWICA partner practices as the first point of contact
- Favorit Telmed: telemedicine consultation for initial assessment
- Standard: free choice of doctor
Free advantages for all SWICA customers
Benefits included in basic insurance
The various basic insurance models all offer the same benefits. The only difference between the models is the choice of first point of contact for medical questions. The benefits provided under basic insurance include:
Conventional medical treatment and complementary medicine
Hospital stays in the general ward
Emergency transport and search and rescue operations
Treatment abroad in emergencies
Save on premiums with an alternative basic insurance model
- Favorit Casa: between 8 and 15.5% The discount depends on where you live, your age and your chosen excess. Here are two examples illustrating the minimum and maximum possible premium discounts: Minimum premium discount: Adult aged 26 or over, lives in Frauenfeld, excess: 300 francs, no accident cover, standard premium 512.90 francs, with 8% discount: premium 466.80 francs per month. Maximum premium discount: Adult aged 26 or over, lives in Weggis, excess: 300 francs, no accident cover, standard premium 487.20 francs, with 15.5% discount: premium 411.70 francs per month.
- Favorit Medica: between 0 and 11% The discount depends on where you live, your age and your chosen excess. Here are two examples illustrating the minimum and maximum possible premium discounts: Minimum premium discount: Adult aged 26 or over, lives in Wetzikon, excess: 300 francs, no accident cover, standard premium 505.50 francs, with 0% discount: premium 505.50 francs per month. Maximum premium discount: Adult aged 26 or over, lives in Bern, excess: 300 francs, no accident cover, standard premium 645.10 francs, with 11% discount: premium 574.10 francs per month.
- Favorit Medpharm: between 8 and 19.5% The discount depends on where you live, your age and your chosen excess. Here are two examples illustrating the minimum and maximum possible premium discounts: Minimum premium discount: Adult aged 26 or over, lives in Oberdorf, excess: 300 francs, no accident cover, standard premium 444.50 francs, with 8% discount: premium 404.50 francs per month. Maximum premium discount: Adult aged 26 or over, lives in Lausanne, excess: 300 francs, no accident cover, standard premium 676.20 francs, with 19.5% discount: premium 544.30 francs per month.
- Favorit Bestcare: between 1 and 13% The discount depends on where you live, your age and your chosen excess. The following example illustrates the maximum possible premium discount: Maximum premium discount: Adult aged 26 or over, lives in St. Gallen, excess: 300 francs, no accident cover, standard premium 541.10 francs, with 13% discount: premium 470.80 francs per month.
- Favorit Multichoice: between 8 and 19% The discount depends on where you live, your age and your chosen excess. The following example illustrates the maximum possible premium discount: Maximum premium discount: Adult aged 26 or over, lives in Aarau, excess: 300 francs, no accident cover, standard premium 578.40 francs, with 19% discount: premium 468.50 francs per month.
- Favorit Santé: between 8.5 and 20% The discount depends on where you live, your age and your chosen excess. Here are two examples illustrating the minimum and maximum possible premium discounts: Minimum discount on premiums: Adult aged 26 or over, lives in Schwyz, excess: 300 francs, no accident cover, standard premium of 507.80 francs, with 8.5% discount: premium of 459.60 francs per month. Maximum discount on premiums: Adult aged 26 or over, lives in Lausanne, excess: 300 francs, no accident cover, standard premium of 676.20 francs, with 20% discount: premium of 540.90 francs per month.
- Favorit Telmed: between 4 and 10.25% The discount depends on where you live, your age and your chosen excess. Here are two examples illustrating the minimum and maximum possible premium discounts: Minimum discount on premiums: Adult aged 26 or over, lives in Engelberg, excess: 300 francs, no accident cover, standard premium of 452.30 francs, with 4% discount: premium of 429.70 francs per month. Maximum discount on premiums: Adult aged 26 or over, lives in Biel, excess: 300 francs, no accident cover, standard premium of 645.10 francs, with 10.25% discount: premium of 579 francs per month.
You can see the possible premium discount for you directly in our premium calculator.
Exclusive services and advantages free to all SWICA customers
24-hour telemedicine service from santé24 doctors and medical staff. For customers with a Favorit plan or BestMed, this service is free of charge.
SWICA customer service available 24/7 in Switzerland and abroad
Expert advice on medication, exercise, nutrition, medicinal plants and vaccinations
active4life programme with 100 benefits and discount offers at selected partners
