Swiss cross-border commuter insurance

Facts & figures

SWICA Healthcare Organisation has 1.5 million insured persons and 28'000 corporate clients, making it one of Switzerland's leading health and accident insurers. Its product offering is available to both private individuals and companies and provides comprehensive insurance cover.

SWICA in figures

Total no. of insured persons
1'533'605
Corporate clients
28'057
No. of calls to santé24
362'411
No. of calls to 24-hour hotlin
Outside working hours: 83'741
KVG administrative expenses
Administrative expenses: 5%
Premium income
CHF 5,1 billion
KVG insured persons
851'235
KVG insured persons with at least one supplementary insurance plan
79%
KVG insured persons with a Managed Care model
86%
Employees
2'055
Net profit
CHF 85,5 million
Combined ratio for the SWICA Group
99,5%

The most important key indicators

Income statement (in CHF 1'000) 2021   2020   Change in CHF
Premium income 5'115'207
  4'966'815
  148'392
Net insurance 4'361'434
  4'216'452   144'982
Net investment income 201'451   155'237
  46'214
Corporate results 85'530
  137'872   -52'342
           
Balance sheet (in CHF 1'000) 31.12.2021    31.12.2020   Change in CHF
Total assets 5'019'036
  4'647'668
  371'368
Investments 4'282'148
  3'996'407
  285'741
Provisions 3'083'310
  2'904'250
  179'060
Reserves/share capital 1'179'838
  1'101'902
  77'936
           
Statistical indicators 2021   2020   Change
Number of insured persons 1'533'605
  1'529'128
  4'477
Number of employees (FTE) 1'803
  1'725
  78


 
 

Source: Annual Report 2021