Your benefits with SWICA hospitalisation insurance

Hospitalisation insurance is a form of supplementary insurance that offers you more freedom when it comes to choosing a hospital or doctor, more comfort, and preferential access to cutting-edge medicine. 

SWICA also offers generous supplementary benefits for convalescence and medical spa treatments, as well as for domestic help and home nursing care. You also benefit from additional costs being covered in the event that you require emergency transport or transfer, as well as search and rescue operations.

Hospitalisation insurance offers additional cover for the costs incurred as the result of a hospital stay. SWICA offers a range of supplementary hospitalisation insurance plans depending on your needs and preferences regarding how much privacy you want and the ability to choose a hospital and doctor.

Having private insurance with SWICA (Hospita Private) means that you have a free choice of doctor and hospital in the private ward. In the private ward, you also benefit from an exclusive single room and short waiting times for planned operations. The costs of the stay and treatment in the private ward are all completely covered.

With flexible private supplementary hospitalisation insurance (Hospita Flex Private), you choose a hospital and ward before each procedure, based on your needs. When receiving treatment in the private or semi-private ward, you also benefit from a free choice of doctor and hospital. Your deductible varies depending on the ward you choose. This means that you can consider the right level of comfort and cost for your current situation.

Semi-private insurance (Hospita Semi-Private) gives you a free choice of hospital and doctor in the semi-private ward. You are also entitled to a two-bed room. The costs of the stay and treatment in the semi-private ward are completely covered.

With flexible semi-private supplementary hospitalisation insurance (Hospita Flex Semi-Private), you choose a hospital and either the general and semi-private ward before each procedure. When receiving treatment in the semi-private ward, you also benefit from a free choice of doctor and hospital. Your deductible varies depending on the ward you choose. That way, you can adjust the level of comfort you want and your co-payment to suit your current situation.

Having Switzerland-wide general insurance means that you can receive treatment in the general ward of SWICA contract hospitals throughout Switzerland. If you don’t have general supplementary hospitalisation insurance, you may incur additional costs that are not covered if you are treated in a hospital outside your canton of residence. With general hospitalisation insurance, SWICA covers all of the costs of treatment. This means that you benefit from free access to the general wards of all SWICA contract hospitals.