Maternity with SWICA – reliable support at all times

All medically necessary preventive and follow-up examinations are fully covered by basic insurance – without a co-payment on your part.

This includes:

• Birth preparation courses (150 francs towards individual and group courses offered by midwives)
• 7 check-ups
• 2 ultrasounds
• 1 postnatal examination
• 3 breastfeeding counselling sessions with midwives or specially trained lactation consultants
• 10 home visits from a midwife during the first 8 weeks
• For high-risk pregnancies: examination intervals based on clinical judgement

SWICA will contribute 50% (up to a total of 500 francs per year, and a maximum of 300 francs per type of preventive measure) towards recognised birth preparation and postnatal recovery classes such as postnatal recovery or pregnancy exercise classes under the Praevita supplementary insurance plan, and also 90% of the additional costs over and above those amounts (up to a maximum of 300 francs per year) under Optima.

Basic insurance pays up to 150 francs towards birth preparation courses.

Breastfeeding allowance of up to 200 francs per child, plus in-depth breastfeeding advice if needed, under supplementary insurance (Completa Top, Completa Forte or Praevita).

Basic insurance covers the standard vaccinations recommended by the Swiss vaccination plan.
Some of the costs of additional protective or travel vaccinations are covered under supplementary insurance plans as follows: Praevita (90%, up to 200 francs per year) and, in addition to that, Optima (90%, unlimited).

The experts at santé24 offer SWICA customers vaccination advice for children.

Baby swimming, baby massage, pregnancy exercises, postnatal recovery exercises and more: 50 – 90% of costs are covered under the Praevita or Optima supplementary insurance plans.

The doctors and medical experts at the santé24 online practice are on hand around the clock to advise and treat you in connection with all of your concerns relating to maternity, prevention and health.

The Completa Top, Completa Forte and Denta supplementary insurance plans cover costs relating to dental and orthodontic treatment.

What you need to know:

• SWICA advises parents to take out Denta supplementary dental insurance in addition to Completa Top and Completa Forte supplementary insurance before their child turns five. Before the age of five, a child can be covered without undergoing a risk assessment (no need for a dental certificate).
• These days, orthodontic procedures for children and young people are common and expensive. Before the age of 25, SWICA will reimburse the costs up to a maximum of 10 000 francs, depending on the supplementary insurance plan you choose.

Professional childcare if your child is sick or injured and you don’t have anyone to look after them – providing security for the whole family.

SWICA provides all statutory maternity benefits through basic insurance. These include medically necessary benefits relating to pregnancy, birth and the period afterwards – with no co-payment.

Cover includes preventive check-ups during pregnancy, ultrasound examinations, giving birth in a hospital or at a birthing centre, and medically prescribed breastfeeding advice after childbirth. These benefits apply across the board for maternity in Switzerland.

SWICA goes one step further. We will help you categorise the benefits and take advantage of additional offers via our supplementary insurance or services, so that you feel well supported during this special time.

With its  Completa Top, Completa Forte, Praevita and Hospita supplementary insurance plans, SWICA provides targeted support for benefits that go over and above basic insurance and make your everyday life as a parent-to-be easier:

• Birth preparation courses and pregnancy exercise classes
• Postnatal recovery and hypnobirthing
• Breastfeeding advice and breastfeeding allowance
• Acupuncture and other preventive therapies
• Courses for parents and children
• Comfort (single room) and free choice of doctor through supplementary hospitalisation insurance

Good to know: Basic insurance does not cover many of the benefits that make everyday life noticeably easier during pregnancy and after childbirth. SWICA fills this gap. With our Completa Top, Completa Forte and Praevita supplementary insurance policies, we provide support exactly where parents often want extra relief – such as preparation for childbirth, postnatal recovery, breastfeeding advice, acupuncture, or preventive courses for parents and children.

We would be happy to identify which offers make sense for you specifically in a personal consultation so that you can receive the best possible support.

SWICA ensures that you can prepare yourself properly for childbirth – medically, physically and mentally:

• Basic insurance: Legally regulated, medically recommended benefits such as preventive examinations during pregnancy, ultrasounds, and medical support surrounding childbirth.
• Supplementary insurance: Contributions towards birth preparation courses, breathing and relaxation techniques, and pregnancy exercise classes.

You can take advantage of these offers on your own or together with your partner, so that you are well informed, well supported, and feel secure about what's to come.

All mothers can receive breastfeeding advice – both before and after birth.

• Basic insurance: Medically necessary breastfeeding advice after childbirth – for example in the event of problems with breastfeeding – is regulated by law, and covered without a co-payment.
• Supplementary insurance: SWICA pays a breastfeeding allowance of 200 francs per child under its Completa Top and Completa Forte plans.

SWICA ensures that you receive professional and practical support during this sensitive time, and that you can focus on breastfeeding and bonding with your child.

SWICA supports breastfeeding mothers by paying them a breastfeeding allowance of 200 francs per child. This is paid out under the Completa Top and Completa Forte supplementary insurance plans.

The breastfeeding allowance complements the medically necessary breastfeeding advice given under basic insurance, and provides additional financial relief while breastfeeding. The aim is to get mothers off to a positive and safe start with their babies.

SWICA supports measures that promote your child’s health, such as baby massage or baby swimming, via selected supplementary insurance plans. The amount that SWICA will contribute towards baby swimming depends on the insurance plans you choose.

A tip from us: Register early and combine offers. That way, you can enjoy the first few months with peace of mind, while encouraging the development of your child’s motor skills in an enjoyable setting.

The medical professionals and doctors at the santé24 online practice are on hand around the clock to advise and treat you in connection with all of your concerns relating to maternity, prevention and health.

Especially during pregnancy and with a newborn, it is reassuring to know that expert help is always available.

Register your baby with SWICA before it is born. Your child will enjoy the best possible cover from day one. If you take out basic insurance and Completa Top or Completa Forte as well as Hospita supplementary insurance plans for your baby, SWICA will waive the usual risk assessment.

You can register:

• Online
• By phone
• During a personal consultation

SWICA will help you choose the right basic and supplementary insurance for your child – allowing you to focus entirely on your life as a family after the birth.