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Generous contributions towards the cost of glasses and contact lenses

With SWICA Supplementa, you enhance your insurance exactly where unexpected everyday costs often arise – for visual aids, medical aids and transportation. You pay less out of pocket and benefit from greater protection when it matters most.

Product highlights

More help in your everyday life: generous contributions towards the costs of glasses, contact lenses and equipment such as hearing aids
More security, even when abroad: benefits for emergency transport and transfers
Upgrade and get more benefits: add to your Completa Top or Completa Forte supplementary insurance in a way that suits your needs

How SWICA Supplementa optimises your health benefits

SWICA Supplementa adds to your cover precisely where unexpected costs often arise in your daily life – for visual aids, medical aids and transport. It specifically supplements Completa Top or Completa Forte.

Medical aids

Contributions towards important equipment such as walking frames or hearing aids

Glasses and contact lenses

Generous contributions for your visual aids

Emergencies and transport

Assistance with emergency transport and transfers

Supplementa is a good choice for you if...

you want the best possible additional cover alongside Completa Top or Completa Forte supplementary insurance
you want high-level protection for your health
you regularly need glasses or contact lenses

Calculate your premium for SWICA Supplementa

The cost of your supplementary insurance depends on your age. In just a few clicks, you can see how to optimise your benefits.

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SWICA Supplementa: a simple explanation of what it covers

Supplementa adds to your existing benefits under Completa Top or Completa Forte precisely where additional costs arise – for example for glasses or contact lenses. It can also be taken out in combination with Optima. An example from everyday life illustrates how your supplementary insurance plans complement each other:

A new pair of glasses or contact lenses cost 1600 francs.

Completa Forte supplementary insurance contributes 900 francs to the cost.
And that’s where Supplementa comes in, covering another 300 francs.
Optima covers an additional 300 francs.
That only leaves 100 francs for you to pay yourself.

SWICA Supplementa benefits in detail

Here you can see an overview of how Supplementa adds to your benefits under Completa Top or Forte – exactly where additional costs arise in everyday life:

Benefit	Benefits under mandatory insurance	Benefits under Supplementa and Completa Top supplementary insurance	Benefits under Supplementa and Completa Forte supplementary insurance
Glasses or contact lenses	180 francs per year up to the age of 18 (under the provisions of the Health Care Benefits Ordinance), Co-payments in basic insurance: SWICA charges the co-payments prescribed by law or defined in the contract for these benefits.	In addition to basic insurance, 90% up to 500 francs every three years (benefits under Completa Top cannot be combined with those under basic insurance) Combined with Optima: 90% up to 800 francs every three years	In addition to basic insurance, 90% up to 1200 francs every three years (benefits under Completa Forte cannot be combined with those under basic insurance) Combined with Optima: 90% up to 1500 francs every three years
Medically prescribed aids	Statutory list of aids and appliances Co-payments in basic insurance: SWICA charges the co-payments prescribed by law or defined in the contract for these benefits.	In addition to basic insurance, 90% up to 700 francs per year, in accordance with separate list Combined with Optima: 90% up to 1000 francs per year, in accordance with separate list	In addition to basic insurance, 90% up to 700 francs per year, in accordance with separate list Combined with Optima: 90% up to 1000 francs per year, in accordance with separate list
Emergency and medically indicated transport, search and rescue operations	-50% up to 500 francs for medically indicated transport (details of contributions -50% up to 5000 francs for emergency transport in Switzerland Co-payments in basic insurance: SWICA charges the co-payments prescribed by law or defined in the contract for these benefits.	In addition to basic insurance for Switzerland: 90% up to CHF 40 000 per year for emergency transport and transfers, together with the benefits under basic insurance; search and rescue operations up to CHF 20 000 per year Abroad: search and rescue operations up to 50 000 francs per year; emergency transport up to 70 000 francs per year Combined with Optima: Emergency transport and transfers 90% up to 60 000 francs per year (Switzerland) or 90% up to 90 000 francs (abroad)	In addition to basic insurance for Switzerland: 90% up to CHF 120 000 per year for emergency transport and transfers, together with the benefits under basic insurance; search and rescue operations up to CHF 100 000 per year Abroad: search and rescue operations up to 150 000 francs per year; emergency transport up to 170 000 francs per year Combined with Optima: Emergency transport and transfers 90% up to 140 000 per year (Switzerland) or 90% up to 190 000 francs per year (abroad)

Benefit

Benefits under mandatory insurance

Benefits under Supplementa and Completa Top supplementary insurance

Benefits under Supplementa and Completa Forte supplementary insurance

Glasses or contact lenses

180 francs per year up to the age of 18 (under the provisions of the Health Care Benefits Ordinance),

In addition to basic insurance, 90% up to 500 francs every three years (benefits under Completa Top cannot be combined with those under basic insurance)

Combined with Optima:
90% up to 800 francs every three years

In addition to basic insurance, 90% up to 1200 francs every three years (benefits under Completa Forte cannot be combined with those under basic insurance)

Combined with Optima:
90% up to 1500 francs every three years

Medically prescribed aids

Statutory list of aids and appliances

In addition to basic insurance, 90% up to 700 francs per year, in accordance with separate list

Combined with Optima:
90% up to 1000 francs per year, in accordance with separate list

In addition to basic insurance, 90% up to 700 francs per year, in accordance with separate list

Combined with Optima:
90% up to 1000 francs per year, in accordance with separate list

Emergency and medically indicated transport, search and rescue operations

-50% up to 500 francs for medically indicated transport (details of contributions
-50% up to 5000 francs for emergency transport in Switzerland

In addition to basic insurance for Switzerland: 90% up to CHF 40 000 per year for emergency transport and transfers, together with the benefits under basic insurance; search and rescue operations up to CHF 20 000 per year

Abroad: search and rescue operations up to 50 000 francs per year; emergency transport up to 70 000 francs per year

Combined with Optima:
Emergency transport and transfers 90% up to 60 000 francs per year (Switzerland) or 90% up to 90 000 francs (abroad)

In addition to basic insurance for Switzerland: 90% up to CHF 120 000 per year for emergency transport and transfers, together with the benefits under basic insurance; search and rescue operations up to CHF 100 000 per year

Abroad: search and rescue operations up to 150 000 francs per year; emergency transport up to 170 000 francs per year

Combined with Optima:
Emergency transport and transfers 90% up to 140 000 per year (Switzerland) or 90% up to 190 000 francs per year (abroad)

The applicable benefits are determined by the Supplementary Conditions for each product.

Co-payments under Completa Top or Completa Forte:
Under the General Insurance Conditions (GIC) and Supplementary Conditions (SC), adults can choose between no excess and an excess of 600 francs. No excess is applied for children below the age of 18. All insured persons are subject to a deductible of 10% (up to 700 francs for adults and 350 francs for children). Any co-payments already made under mandatory healthcare insurance are taken into account (see “SWICA advantage”).

The perfect trio: covering you both day-to-day and in hospital

Combine Supplementa with Completa Top or Completa Forte to enjoy generous benefits for your everyday life. Add a Hospita hospitalisation insurance plan to extend your cover further – giving you more choice over your doctor plus greater comfort in hospital.

Completa Forte

Complementary medicine: Generous contributions towards over 100 complementary therapy methods
Health promotion: Support for prevention, fitness and well-being
Worldwide coverage: Benefits for medical emergencies abroad

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Hospita Private

Switzerland-wide access to private ward care at all SWICA contract hospitals – for maximum flexibility in your choice of hospital.
Full cost coverage in private wards of all SWICA-recognised acute hospitals.
Personal care from senior consultants as well as exclusive additional services – for maximum comfort and individual support.

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Supplementa – the advantages for you

You can optimise your health benefits with Supplementa supplementary insurance.

Generous contributions for glasses, contact lenses and medically prescribed aids
Additional cover in the event of an emergency or medically indicated transport
Multiple awards for customer satisfaction in Switzerland

Still unsure? Request a personal consultation.

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What our customers say

Frequently asked questions about SWICA Supplementa

Would you like to know how SWICA Supplementa extends your benefits, or when an upgrade makes sense? You’ll find the most important answers here.

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Would you like more information about SWICA or some personalised advice? Our Customer Services team will be happy to help you. Give us a call or send us a message using the contact form.

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