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We reward healthy lifestyles

With substantial contributions of up to 1'300 francs a year (more information)

SWICA has made it its mission to make your health a priority again. SWICA believes that preventive healthcare is very important, which is why we support more than 100 activities with substantial contributions of up to 1'300 francs a year (more information). Our comprehensive support isn't limited to exercise: it covers nutrition and wellbeing too.

Your health can't wait. Switch to SWICA and benefit from its many advantages.

Your health. Our priority.

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The best activity for everyone - 100 offers for your health

With more than 100 offers, SWICA contributes to more different types of activity than practically any other health insurer. In addition to gym memberships and classes, SWICA contributes to your holistic efforts in terms of exercise, nutrition and wellbeing. Whether you dance, play golf or tennis,have a swimming pool subscription, climb, do yoga, get nutritional advice, massages, mindfulness classes or sign up for personal training – benefit from contributions of up to 1'300 francs per year (find out more).
How your preventive healthcare contribution breaks down

SWICA covers 90% of the costs under COMPLETA FORTE supplementary insurance, up to 500 francs per calendar year (up to 300 francs per type of activity). COMPLETA PRAEVENTA covers an additional 50% of the costs up to 500 francs per year (up to 300 francs per type of activity). OPTIMA supplementary insurance covers 90% of the cost exceeding this amount, up to a maximum of 300 francs per calendar year. This means your preventive healthcare contribution can be as much as 1’300 francs per year.

Benefit twice: Keep fit and save on premiums

Whether it's through exercise, yoga or another challenge that the BENEVITA health coach gives you, doing something for your health is easy with SWICA and can be easily included in your daily routine. With a wide range of activities related to exercise, nutrition or relaxation, you can collect bonus points and then benefit from a premium discount of up to 15% (find out more) or take advantage of a health promotion offer.

Calculate your premium and your personal BENEVITA discount

Whether you're looking for basic or supplementary insurance, you can put together your individual package and calculate your personal discount of up to 15% on selected supplementary insurance plans (learn more) in the BENEVITA bonus programme.

Benefit now from personal advice until 22:00

Want individual insurance advice? SWICA's advisers are there from Monday to Friday, even in the evenings until 22:00, to help you find the right type of cover for you. Book your appointment online now.

By the way, changing your health insurer is easier than you may think. SWICA's customer service staff will be glad to help you make the change as smooth as possible.

Call toll-free at 0800 80 90 83

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What our customers have to say.

Manuel Dawson
«I have been with Swica now for at least 15 years and I have never had any problems with them, on the contrary, they are always courteous, expeditious and provide excellent support. Moreover, they take "preventive care" seriously. Also, their Telmed / santé24 are a reliable and convenient way to get fast expert medical assessments - this is the way of the future. I can highly recommend this insurance company!»
Corinne Huber
«I’ve been a Swica customer for 22 years. I’ve always been satisfied with what they offer. Whenever I need Swica, I get very good assistance – both financial and telephone support.»
Johanna Bürki
«I’ve been with Swica for 13 years and am very satisfied. Whenever I get cold calls about health insurance I tell them No thanks, I’m already with the best!!»
Franziska Bofos-Meyer
«I've been with SWICA since I was 16. It used to be called ZOKU. Today I'm 77 years old. I'm still a customer, which means I'm very satisfied with SWICA.👍 »
Hans-Peter Ingold
«I believe that the year I became a SWICA customer, namely 1964, says everything about my satisfaction with SWICA. If I wasn't satisfied, I'd have switched to another insurance company long ago. »
Peter Saurer
«I’ve been with SWICA for many years. I’m very satisfied. SWICA has always supported me, also with my illness.»
Hans Wassmer
«I'm 76 years old, I've been with SWICA for donkey's years, and I've NEVER had any problems with billing. My telephone enquiries have also always been handled to my complete satisfaction. I'm a SWICA customer for life! :-)»
Andrea Terebesi
«With Swica’s services and expert advice by phone or in person, I’m well looked after in every area of my life. From OSKA to Swica I’m always very satisfied: no reason to change insurers.»
Philipp Grünig
«I've been with SWICA now for two years. My experience with this health insurer can hardly be put into words. Very friendly and professional advice from my consultant plus straightforward invoice processing. Wonderful health insurer! I'll be happy to recommend it to other people.»
Jürg Suhner
«Even though I'm retired now, I still look after people in need and come into conversation with them. You would hardly believe the stories I hear about health insurers. About incorrect information, or promises which then can't be kept. It is people seeking advice who often end up short-changed – people who don't have the confidence, or sometimes the ability, to stand up for themselves.
With SWICA I've always received really competent advice – whether it was just a brief phone message, or if a doctor was also consulted – no fuss, no quibbles. But what really touches me is that, whether I'm phoning or asking in person at an agency counter, with SWICA you are taken seriously as a INDIVIDUAL.

I wish that all INDIVIDUALS could enjoy the valuable services that SWICA provides.»
Caroline Künzle
«I'm thrilled with SWICA's easy invoice processing and with santé24, which is available 24 hours a day to answer questions and is always patient and very friendly! Thank you for allowing me be one of your customers. I'm very grateful!»
Bettina Spanudakis
«As the mother of a 3-year-old I’ve already contacted sante24 several times about ‘childhood illnesses’. I don’t like running to the doctor about every little thing. The initial telephone assessment and expert advice have generally been so good that I haven’t needed to bother our paediatrician.»
Charilaos Tsarouchas
«The customer support is just great. Always very professional and on the same time very friendly. Any medical consultations I get over phone give me the impression that the people, nurses and doctors involved know well their topic and provide support with a nice human touch. Moreover any time I have some administrative question or request the reply or resolution is prompt, which is rare. SWICA, thanks again for the great customer support, keep on!»
Bernd Böhme
«The website is clear, straightforward and informative. I particularly like the BENEVITA app, which addresses interesting topics on a daily basis and really inspires me. All in all, I am a SWICA fan and try to persuade as many people as possible that, if they want to have the best possible partner for comprehensive health care at their side, they should do as I do and choose SWICA!»
Alessandro Ferraro
«Very friendly, honest and professional advice.»
Albert Hauser
«Professional, straightforward, fast advice provided by the agency in Aadorf.»
Corinne Dittrich
«I’m currently at a rehab centre getting some really excellent treatment. I’m also aware that all this costs a lot of money. SWICA has made this possible for me, and I’m therefore convinced that they take me seriously and know that this is what I need. And, yes, my rehabilitation has been a great success!!! I never thought that this would be possible, but SWICA has provided me with the best option. I’ve regained confidence in my health and am fully committed to maintaining it with all I've got, and I hope to even improve it with some luck and willpower.

And during my illness I was able to support my son while he had his first operation. This, too, was not a problem, which made all of us very happy.»
Patricia Atz-Breslaw
«I've been more than satisfied for many years. Last year the BENEVITA health platform helped me a lot. I took myself in hand and lost 20 kilos, and I’ve been able to keep the weight off ever since. Now all I have to do is stay as healthy as I am now and live till I’m at least a hundred.»
Franco Cadotsch
«I’ve been with SWICA for 25 or 30 years and they’ve always taken great care of me. It has never occurred to me to switch to a different insurer. Once SWICA, always SWICA.»
Daniela Züger
«As a family, we’ve been insured with SWICA for years now and we're 100% satisfied! SWICA covers a large part of the cost of swimming lessons for our children. Our middle child goes to dances classes, and I was amazed to find that SWICA is the only health insurer which helps out with the cost. Fantastic!!!

But that's not all... SWICA was also there for us during an extremely difficult period. Our son became very ill when he was just 16 months old. My husband and I were given a parents’ room at the children’s hospital, even though I was no longer breastfeeding. The situation was looked into and a decision was taken to cover these costs. Really thoughtful and family-friendly. Ever since then we wouldn’t consider any other health insurer! You are the best! Our son has made a full recovery 😉.»