Fitness and exercise – discover SWICA’s wide range of preventive healthcare options
Whether you take group classes or train independently – SWICA will contribute up to 900 francs *How your preventive healthcare contribution breaks down: SWICA covers 90% of the costs under your Completa Forte supplementary plan, up to 300 francs per calendar year. Praevita covers an additional 50% of the costs up to 300 francs per year. Optima supplementary insurance covers 90% of the cost exceeding this amount, up to a maximum of 300 francs per calendar year. This can result in prevention contributions of up to 900 francs per year. towards exercise activities under its Completa Forte, Praevita and Optima supplementary insurance plans.
These activities include:
Gym memberships: Work out at a SWICA-approved gym and benefit from attractive contributions towards your gym membership (at gyms with saunas and/or pools, you get contributions of up to 1300 francs *This is how your prevention contribution is calculated: SWICA covers 90% of the costs under Completa Forte supplementary insurance, up to 500 francs per calendar year (up to 300 francs per type of activity). Praevita covers an additional 50% of the costs up to 500 francs per year (up to 300 francs per type of activity). Optima supplementary insurance covers 90% of the cost exceeding this amount, up to a maximum of 300 francs per calendar year. This means your preventive healthcare contribution can be as much as 1’300 francs per year. Find out more in the example calculations below, or in the comparison of contributions.
Classes: Strength in numbers – SWICA contributes towards classes such as aerobics, functional training or back exercises
Personal training: Find your own personal trainer to help you achieve your personal fitness, performance and health goals.
Sports associations: Whether it’s tennis, dance, climbing or cross-country skiing – SWICA maintains exclusive partnerships with sports associations.
The amount of the contribution depends on your supplementary insurance.
How we support what you do to improve your health and wellbeing
All-round health – your advantages with SWICA
You can structure your journey to more sports and exercise in a way that suits your body and your life.
Gym membership: Choose a SWICA-approved gym from our comprehensive list and enjoy attractive contributions under your supplementary insurance.
Classes: Do you prefer to get your exercise in a group or class? We contribute towards a large number of exercise and strength training activities.
Personal training and coaching: A personal training plan tailored to your needs helps keep you motivated and makes your training more efficient.
Sports associations: Whether it’s tennis, dance, climbing or cross-country skiing – we contribute towards your memberships and subscriptions
| Benefit | Basic insurance | Completa Top | Completa Forte | Praevita | Optima (upgrade) |
|---|---|---|---|---|---|
| Complementary medicine | 5 recognised therapy methods – only for specialists with FMH qualifications | Up to CHF 80 per hour with SWICA-approved doctors and therapists | Over 100 recognised treatments – up to CHF 120 per hour | — | Costs covered in full (in combination with Completa Top/Forte) |
| Prevention and fitness | — | — | 90%, up to CHF 500 per year for health classes and preventive healthcare activities | 50%, up to CHF 500 per year, up to CHF 300 per type of preventive activity (sample calculations)
Together with Optima: Additional 90%, up to CHF 800 per year | Up to CHF 1300 per year (total in combination with Completa Forte) |
| Glasses and contact lenses | CHF 180 per year (only up to the age of 18) | 90%, up to CHF 200 every 3 years | 90% up to CHF 900 every 3 years | Additional 90%, up to CHF 300 every 3 years | |
| Preventive check-ups | Medically necessary examinations only | — | — | In addition to basic insurance, 90%, up to CHF 500 within a 3-year period, as per separate list; special conditions for checkup package deals
Together with Optima: 90%, unlimited amount, as per separate list; special conditions for checkup package deals | Additional 90%, up to CHF 300 every 3 years |
| Abroad (outpatient) | Only emergencies, up to double the rate for the canton of residence | Full cover for outpatient and inpatient treatment in emergencies (private hospital class for the first 3 months of travel) | Full cover for outpatient and inpatient treatment in emergencies (private hospital class for the first 3 months of travel) | Full cover for outpatient treatment worldwide |
Frequently asked questions – fitness and exercise with SWICA
Here you will find answers to the most important questions regarding contributions to exercise and fitness activities. The emphasis is on what really matters for your health and wellbeing.
