You combine conventional and complementary medicine in a way that suits your body and your life.
Two worlds, one goal: combine conventional and complementary medicine without having to choose between them.
From acupuncture to yoga therapy: you will find certified specialists in your area in our directory of therapists.
Full cover: With Optima, we cover the full costs of outpatient complementary medicine therapies.
Our expert explains why SWICA supports complementary therapies and how the combination of basic and supplementary insurance works.
| Benefit | Basic insurance | Completa Top | Completa Forte | Optima (upgrade) |
|---|---|---|---|---|
| Complementary medicine | 5 recognised therapy methods – only for specialists with FMH qualifications | Over 100 recognised treatments – up to 80 francs per hour | Over 100 recognised treatments – up to 120 francs per hour | Full cover with SWICA-approved doctors and therapists |
| Medicines | Only medically prescribed preparations from therapists on the specialities list | Preparations prescribed by doctors or therapists recognised by SWICA, or medicines prescribed by a doctor for the indicated condition | Preparations prescribed by doctors or therapists recognised by SWICA, or medicines prescribed by a doctor for the indicated condition | — |
| Health promotion & prevention | — | — | 90% up to 500 francs per year, max. 300 francs per type of preventive care, as per separate list | +90% up to CHF 300 per year, as per separate list |
| Glasses & contact lenses | 180 francs per year up to the age of 18 | 90% up to 200 francs within a 3-year period | 90% up to 900 francs within a 3-year period | +90% up to CHF 300 within a 3-year period |
| Preventive check-ups | Preventive measures within the scope of the Health Insurance Benefits Ordinance; gynaecological preventive care every 3 years | — | — | +90%, unlimited amount, as per separate list; special conditions for checkup package deals |
| Abroad (outpatient) | Costs covered for emergencies up to double the rate based on the recognised rate for Switzerland | Full cover for outpatient and inpatient treatment in emergencies (private hospital category for the first 3 months of travel) | Full cover for outpatient and inpatient treatment in emergencies (private hospital category for the first 3 months of travel) | Full cover for outpatient treatment |
Here you will find answers to the most important questions about your insurance cover, specialists and combining conventional and complementary medicine. The emphasis is on what really matters for your health and wellbeing.