A healthy lifestyle can pay real dividends

We are subject to many different stresses and strains in our everyday life. That’s why it's important to lead a balanced life and boost your wellbeing. SWICA supports regular commitment in the areas of relaxation and wellbeing (e.g. yoga, aromatherapy, massage or Bach flower courses) with generous contributions of up to 900 francs (find out more) per year.

For some courses on the health promotion and preventive healthcare list, SWICA will only reimburse costs if the course leader is recognised by SWICA. You can find SWICA-recognised course leaders in the directory of course leaders.
How your preventive healthcare contribution breaks down

SWICA covers 90% of the costs under your COMPLETA FORTE supplementary plan, up to 300 francs per calendar year. COMPLETA PRAEVENTA covers an additional 50% of the costs up to 300 francs per year. OPTIMA supplementary insurance covers 90% of the cost exceeding this amount, up to a maximum of 300 francs per calendar year. This can result in prevention contributions of up to 900 francs per year.

Find out more in the example calculations below, or in the comparison of contributions.

Contributions based on the example of a yoga subscription
Yoga 10-session subscription CHF 300     
COMPLETA FORTE contribution CHF 270     
COMPLETA PRAEVENTA•• contribution CHF 15     
OPTIMA ••• contribution CHF 13.50
 Your contribution CHF 1.50
90% of the cost, up to CHF 300 (90% of CHF 300)
••50% of the cost, up to CHF 300 (50% of CHF 30)
•••90% of the remaining costs, up to CHF 300 (90% of CHF 15)
Contributions based on the example of a classic massage
 Classic massage CHF 120     
COMPLETA FORTE contribution CHF 108     
COMPLETA PRAEVENTA•• contribution CHF   6     
OPTIMA••• contribution CHF  5.40
 Your contribution CHF  0.60
90% of the cost, up to CHF 300 (90% of CHF 120)
••50% of the cost, up to CHF 300 (50% of CHF 12)
•••90% of the remaining costs, up to CHF 300 (90% of CHF 6)

SWICA also contributes in the areas of exercise and nutrition

Receive attractive contributions towards the following activities, for example:

  • gym memberships and fitness courses
  • active membership of a range of sports associations
  • nutritional advice

You can find all the preventive activity types and examples of activities supported by SWICA in the health promotion and preventive healthcare list.

With BENEVITA Bonus programme you receive a premium discount of up to 15%*

The BENEVITA app has attractive premium discounts to encourage you to lead a healthy lifestyle and to exercise more, find time to relax, and eat a healthy diet.

*Learn more about the detailed discounts

Active prizes for experience-lovers to be won

Whether you're interested in short breaks in the mountains, stand-up paddleboarding on your favourite lake or a healthy dinner with friends – 15 great prizes for your next experience worth a total of 5'700 francs are up for grabs.

Enter and win

Have we sparked your interest?

You too can benefit from generous contributions towards healthy living, and experience our optimum service and first-class quality for yourself. Give SWICA a try and get personal and tailored advice for yourself – it's worth it. Whether with Comparis, or amPuls – in 2023 SWICA once again received top marks and is proud to have the most satisfied insurance customers in Switzerland.

We look forward to hearing from you.
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What our customers have to say.

Aike Festini
«I do a CrossFit workout three or four times a week, enjoy swimming and love relaxing at spas. With my active lifestyle, SWICA is the ideal choice for me because it has something to offer in all these areas. I also like the straightforward digital information exchange.»
Ursina Gabathuler
«I’ve been insured with SWICA for as long as I can remember. Fortunately I’ve always enjoyed good health, and I intend to ensure that it stays that way. Thanks to the Completa Praeventa contribution towards my gym membership and my annual membership at the pool, I am more motivated to do something to stay in good physical health.»
Jennifer Hoeffleur
«SWICA supports me in my efforts to live a healthy lifestyle. When I was trying out Bodypump with a friend, she told me that SWICA made generous contributions to her fitness club membership. So I also switched to SWICA, and am very happy I did. SWICA also provides support in the form of the BENEVITA bonus programme.»