Good news for your health: Enjoy generous contributions

At SWICA, people who like to be active or do something positive about their nutrition or wellbeing enjoy attractive contributions. Whether you enjoy dance classes, play golf or tennis, climb, go to a gym or yoga studio, take nutritional advice or have massages, or sign up for mindfulness coaching or personal training – SWICA supports over 100&nbps;offers and contributes towards more different types of activity than practically any other health insurer.

SWICA – Because health is everything

Find out more about health promotion

SWICA supports your healthy lifestyle by contributing up to CHF 800*

SWICA attaches great importance to preventive healthcare. Whatever does you good and benefits your health is fine. That's why SWICA supports not only gyms and fitness courses, but also your all-round commitment to exercise, nutrition and wellbeing. SWICA contributes towards the cost of subscriptions, courses and memberships. Thanks to exclusive partnerships with numerous sports associations you also receive contributions towards many different sports. Discover the wide range of health-promoting activities:

Fitness & Exercise

SWICA contributes towards your gym membership, group courses and personal training sessions as well as activities such as cross-country skiing, climbing, tennis, golf, gymnastics and dance.

Nutrition

A varied and balanced diet makes a major contribution to health and wellbeing. That's why SWICA contributes towards the cost of advice and courses.

Relaxation & Wellbeing

SWICA supports more than 100 courses and treatments which boost your wellbeing: massage, medicinal herb courses, yoga, mindfulness training, saunas and much more.

*SWICA covers 50% of the costs from your COMPLETA PRAEVENTA supplementary plan, up to 500 francs per calendar year. Furthermore, your OPTIMA supplementary plan covers 90% of the costs exceeding this amount, up to 300 francs per calendar year. This can result in prevention contributions of up to 800 francs per year.

With the BENEVITA bonus programme you receive attractive premium discounts

SWICA rewards you for having an active and healthy lifestyle with a premium discount of up to 15% (detailed information about discounts) and encourages you to think more carefully about your health.

Find out more

100 prizes to win for your health

Whether it's an active weekend in Graubünden, relaxation days in Gstaad, family fun in the mountains or vouchers for your outdoor gear – 100 attractive prizes worth more than 8'200 francs in total are waiting for you.

Would you like to learn more about the SWICA advantages?

For over 10 years now, SWICA customers have been among the happiest in Switzerland, as confirmed by numerous top rankings in health insurance comparisons. In 2021 Comparis and AmPuls once again awarded SWICA first place for customer satisfaction.

Put SWICA to the test yourself and get a personal consultation – it's well worth your while. SWICA Customer Service staff look forward to hearing from you and will be happy to help you switch your insurance provider: By phone on the toll-free number 0800 80 90 81 or by means of the contact form below.

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What our customers have to say.

Johanna Bürki

«I’ve been with Swica for 13 years and am very satisfied. Whenever I get cold calls about health insurance I tell them No thanks, I’m already with the best!!»

André Eiermann

«I landed, together with my wife and daughter, in Tokyo. My plan was to spend five months in Japan preparing for the World Barista Championship. Just a week after we arrived we were delighted to discover that my wife was pregnant. Thanks to fantastic support from SWICA, all of the doctor's appointments in Japan – so far away from home – went smoothly. And all the associated costs were also covered. This meant that my wife was able to enjoy her pregnancy and I was free to concentrate fully on preparing for the championships. Incidentally, thanks to my intensive preparations I came 10th in the world championships. Since then I have travelled all over the world for coffee.

Recently SWICA was able to help me again. I needed some documents for my Russian trip and SWICA sent all of them to me overnight. One phone call was all I had to make. Thanks to SWICA’s speedy support I was obtained my Russian visa in good time and was able to make my presentation in Moscow as planned.»

Ali Tuygu

«It was at Christmas. We were abroad and had forgotten to take our little daughter’s medication with us. Thanks to sante24 we were able to pick up the medication at the nearest pharmacy. You can always rely on SWICA and sante24!»

Raphael Mudher

«I have been a very satisfied SWICA customer since my childhood. At present I’m studying at the Belvoirpark hotel management school. Through my job as a catering professional I know that quality and good customer service are absolutely essential for every company. SWICA has been delivering this service for 25 years.»

Franco Cadotsch

«I’ve been with SWICA for 25 or 30 years and they’ve always taken great care of me. It has never occurred to me to switch to a different insurer. Once SWICA, always SWICA.»

Patricia Atz-Breslaw

«I've been more than satisfied for many years. Last year the BENEVITA health platform helped me a lot. I took myself in hand and lost 20 kilos, and I’ve been able to keep the weight off ever since. Now all I have to do is stay as healthy as I am now and live till I’m at least a hundred.»

Bernd Böhme

«The website is clear, straightforward and informative. I particularly like the BENEVITA app, which addresses interesting topics on a daily basis and really inspires me. All in all, I am a SWICA fan and try to persuade as many people as possible that, if they want to have the best possible partner for comprehensive health care at their side, they should do as I do and choose SWICA!»

Erik Hasen

«I have been very satisfied with SWICA for over 40 years, particularly in the period before and after the birth of my son, who was born with a severe disability. Even though the IV takes care of most of the costs, SWICA was always there for me when I had questions or concerns. It really is a good feeling to be covered by this health insurer!»

Philipp Grünig

«I've been with SWICA now for two years. My experience with this health insurer can hardly be put into words. Very friendly and professional advice from my consultant plus straightforward invoice processing. Wonderful health insurer! I'll be happy to recommend it to other people.»

Peter Saurer

«I’ve been with SWICA for many years. I’m very satisfied. SWICA has always supported me, also with my illness.»

Felix Naef

«I’ve been insured with SWICA – or its predecessor OSCA – since birth. I am very happy with the customer service and always look forward to talking to my customer advisors in Heerbrugg. If I have questions, they are always there, always friendly, and always ready to listen to my concerns.»

Sabrina Nussbaumer

«Very friendly customer service.
They reimburse claims very promptly with a minimum of fuss.
I’ve been a customer of Swica for 39 years already and will remain so for many years to come.
Many thanks Swica!»

Barbara Vitale

«I was working for GKB when the head of the SWICA agency in Chur explained to us that, as employees, we could insure ourselves collectively with SWICA. Even though I left GKB after eight years, I – along with my entire family – was able to remain collectively insured with SWICA for years afterwards.»

Caroline Schlund-Mayor

«I had three cancer diagnoses. Thanks to SWICA’s generosity, I was able to have all the necessary operations and treatments very quickly. That’s 11 years ago now, and today I’m in excellent health.
Many thanks to SWICA and best wishes»

Markus Mühlemann

«I am very happy with SWICA. The customer service team is always professional and knowledgeable when providing information. I have had health and accident insurance with Swica for 40 years and have had no complaints in all this time.»

Alessandro Ferraro

«Very friendly, honest and professional advice.»

Corinne Huber

«I’ve been a Swica customer for 22 years. I’ve always been satisfied with what they offer. Whenever I need Swica, I get very good assistance – both financial and telephone support.»

Eleonora Preisig

«I’ve been insured with SWICA since 1 February 1988. SWICA is the BEST health insurer for me!! With SWICA's help, I have had the good fortune to survive something bad. Everything is always very pleasant with the team in Zug too.»

Maria Erhardt

«Dear Swica Team, Dear Ms Wunderli
Particularly over the last three years you've been looking after me as my case manager. I'm very grateful for your humorous, kind and highly competent support, especially during the period when I was ill and lost my job as a result. During that time your hard work and dedication were very valuable to me, and gave me a lot of support and security.
The people at reception are also attentive and always treat me very respectfully.
On the basis of my own very good experience I can highly recommend Swica and its Winterthur team.

Yours sincerely»

Erich Braun

«Employed, then self-employed, then employed again: each time I got such sound advice from SWICA that I don’t have the wrong insurance or gaps in my cover. That’s what I like about SWICA.»

BECAUSE HEALTH IS EVERYTHING

Discover all the advantages, services and offers for your health.

All SWICA advantages

BENEVITA health coach and bonus programme

Health promotion: Exercise, nutrition and wellbeing

santé24 telemedicine service – health advice around the clock

More than an insurance: holistic care

Competition – win a holiday

SWICA website