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Good news for your health: Enjoy generous contributions

At SWICA, people who like to be active or do something positive about their nutrition or wellbeing enjoy attractive contributions. Whether you enjoy dance classes, play golf or tennis, go to the gym, take nutritional advice or have massages, sign up for mindfulness coaching or personal training – SWICA supports more different types of activity than practically any other health insurer.

SWICA – Because health is everything

Find out more about health promotion

SWICA supports your healthy lifestyle by contributing up to CHF 800*

SWICA attaches great importance to preventive healthcare. Whatever does you good and benefits your health is fine. That's why SWICA supports not only gyms and fitness courses, but also your all-round commitment to exercise, nutrition and wellbeing. SWICA contributes towards the cost of subscriptions, courses and memberships. Thanks to exclusive partnerships with numerous sports associations you also receive contributions towards many different sports. Discover the wide range of health-promoting activities:

Fitness & Exercise
SWICA contributes towards your gym membership, group courses and personal training sessions as well as activities such as cross-country skiing, climbing, tennis, golf, gymnastics and dance.
Nutrition
A varied and balanced diet makes a major contribution to health and wellbeing. That's why SWICA contributes towards the cost of advice and courses.
Relaxation & Wellbeing
More than 100 courses and treatments which boost your wellbeing are supported by SWICA, including massage, medicinal herbs courses, Yoga, sauna and much more.
*SWICA covers 50% of the costs from your COMPLETA PRAEVENTA supplementary plan, up to 500 francs per calendar year. Furthermore, your OPTIMA supplementary plan covers 90% of the costs exceeding this amount, up to 300 francs per calendar year. This can result in prevention contributions of up to 800 francs per year.

With the BENEVITA bonus programme you receive attractive premium discounts

SWICA rewards you for having an active and healthy lifestyle with a premium discount of up to 15% (detailed information about discounts) and encourages you to think more carefully about your health.

Find out more

Would you like to learn more about the SWICA advantages?

SWICA customers have been the most satisfied ones in Switzerland for many years, as confirmed repeatedly in many first-place rankings in health insurance surveys. In 2020, once again, Comparis and amPuls awarded SWICA first place for customer satisfaction.

Put SWICA to the test yourself and get a personal consultation – it's well worth your while. SWICA’s customer service is there for you and looks forward to hearing from you: By phone on the toll-free number 0800 80 90 81 or by means of the contact form below.

Contact form

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What our customers have to say.

Johanna Bürki
«I’ve been with Swica for 13 years and am very satisfied. Whenever I get cold calls about health insurance I tell them No thanks, I’m already with the best!!»
Christiana Sutter
«I’ve had insurance from SWICA for many years and have always been happy with how they handle my concerns. Also when I call them they are always friendly and helpful.»
Charilaos Tsarouchas
«The customer support is just great. Always very professional and on the same time very friendly. Any medical consultations I get over phone give me the impression that the people, nurses and doctors involved know well their topic and provide support with a nice human touch. Moreover any time I have some administrative question or request the reply or resolution is prompt, which is rare. SWICA, thanks again for the great customer support, keep on!»
Bernd Böhme
«The website is clear, straightforward and informative. I particularly like the BENEVITA app, which addresses interesting topics on a daily basis and really inspires me. All in all, I am a SWICA fan and try to persuade as many people as possible that, if they want to have the best possible partner for comprehensive health care at their side, they should do as I do and choose SWICA!»
Antonia Schmied
«S = Socially responsible
W = Wonderfully efficient
I = Incredibly friendly
C = Calmly reassuring
A = Absolutely with it»
Corinne Dittrich
«I’m currently at a rehab centre getting some really excellent treatment. I’m also aware that all this costs a lot of money. SWICA has made this possible for me, and I’m therefore convinced that they take me seriously and know that this is what I need. And, yes, my rehabilitation has been a great success!!! I never thought that this would be possible, but SWICA has provided me with the best option. I’ve regained confidence in my health and am fully committed to maintaining it with all I've got, and I hope to even improve it with some luck and willpower.

And during my illness I was able to support my son while he had his first operation. This, too, was not a problem, which made all of us very happy.»
Sandra & Silvio Huser
«We are always satisfied with the services, processes and professional advice we receive from SWICA.»
Amalia Boffa
«I never claimed benefits from my health insurer in the 37 years that I had my policy. But when I became seriously ill, I found SWICA to be fully reliable. Its staff was always professional and friendly, and I could always count on the benefits they promised.»
Daniela Wilhelm
«SWICA has been able to provide professional assistance to me and my family, regardless of the subject area. The adviser is so friendly that he’s almost become part of the family. SWICA offers a check-up which my husband decided to take advantage of. Although he doesn’t like doctors, he was really delighted with it.»
Daniel Gfeller
«Insurance consultants have a reputation for acting in their own interest and talking their customers into buying certain products. With my SWICA advisor, however, I managed to have an open, transparent and friendly conversation that helped me feel confident – the basis for a long-term partnership.»
Elisa Rodosti
«Following an illness, SWICA provided me with someone to support and assist me the whole time – my care manager. I believe that this person is extremely important from a psychological and practical point of view. My care manager (Romano Cirasuolo) was there for me throughout my rehabilitation, helping me to organise all my medical and personal affairs. Care managers facilitate and coordinate patient care by setting goals so that patients can continue on their path to recovery with total peace of mind. I got on really well! The service provided by SWICA is FREE. My care manager enabled me to face my illness without ever feeling alone.»
Maria Erhardt
«Dear Swica Team, Dear Ms Wunderli
Particularly over the last three years you've been looking after me as my case manager. I'm very grateful for your humorous, kind and highly competent support, especially during the period when I was ill and lost my job as a result. During that time your hard work and dedication were very valuable to me, and gave me a lot of support and security.
The people at reception are also attentive and always treat me very respectfully.
On the basis of my own very good experience I can highly recommend Swica and its Winterthur team.

Yours sincerely»
Judith Frei
«...my first contact with SWICA was fantastic. Because I (56) wasn’t able to find out online whether my current GP was on SWICA’s doctors’ list, I called SWICA. The friendly lady I spoke to immediately offered to guide me through the internet pages until we found what I had been looking for... A really "human" service like this is wonderful! And that’s why I am switching to SWICA now after 35 years with EGK...»
Peter Saurer
«I’ve been with SWICA for many years. I’m very satisfied. SWICA has always supported me, also with my illness.»
Fabienne Grass
«I really love the invoice app. It’s so easy to use. And so quick.»
Barbara Uebersax
«Thanks to SWICA and My Coach I’ve been able to change my eating habits and get closer to my ideal weight. Nowadays I feel much better and my quality of life has improved.»
Erich Braun
«Employed, then self-employed, then employed again: each time I got such sound advice from SWICA that I don’t have the wrong insurance or gaps in my cover. That’s what I like about SWICA.»
Sabrina Nussbaumer
«Very friendly customer service.
They reimburse claims very promptly with a minimum of fuss.
I’ve been a customer of Swica for 39 years already and will remain so for many years to come.
Many thanks Swica!»
Mariotti Gigliola
«It’s possible not everyone knows that SWICA’s Care Management even exists. I have to say it provides really great support. I had major surgery last autumn and got the best possible help from my care manager, including advice and information on the benefits you’re entitled to (sometimes we’re not that well informed and miss out on benefits that we could be taking advantage of). Although this wasn’t required in my case, they can also help by coordinating things between doctors/hospitals etc.»
Franco Cadotsch
«I’ve been with SWICA for 25 or 30 years and they’ve always taken great care of me. It has never occurred to me to switch to a different insurer. Once SWICA, always SWICA.»