Dental insurance – strong protection for a radiant smile

Basic insurance covers the costs of your dental treatment only in cases of serious illness. At the same time, bills for the dentist are often expensive.

Supplementary dental insurance covers the high costs – for example, for dental crowns, root canals or correcting misaligned teeth. As a result, you are protected financially and your teeth remain healthy.

The earlier you take out supplementary dental insurance, the more you will benefit from favourable premiums – especially if you take out a policy before your 18th birthday. Another benefit for families: If you take out Denta dental insurance for children before the age of five, and basic insurance (KVG) and Completa Top or Completa Forte are in place at the same time, the requirement for a dental certificate or x-rays is waived for levels 2 to 4. Level 1 does not require a certificate, regardless of age, as long as the above-mentioned insurance is already in place or has been applied for at the same time.

Denta dental insurance covers up to 75% of your dental bill, depending on the tariff level you have chosen. This includes up to 4000 francs per year for orthodontic treatment and 2000 francs per year for other dental treatments.

Yes, Denta supplementary dental insurance does not carry out a risk assessment for level 1 benefits if… 

• You are already insured under basic insurance and Completa Top or Completa Forte. 
• You apply for these insurance plans at the same time as Denta.

If you want to insure a child before the age of five, this also applies to benefit levels 2 to 4.

Incidentally, Denta supplementary dental Insurance from SWICA does not require a health assessment in the traditional sense. You only need a dental certificate for some service levels, the costs of which we cover up to a maximum of 80 francs when you take out a contract.