With your holistic health partner whatever your circumstances.
For many of us, reaching old age marks the start of a new phase in our lives. No matter what you imagine your retirement will be like, your health plays a central role. SWICA takes a holistic approach to health and supports you not only with comprehensive insurance offers, but also with attractive health benefits and services. Valuable supplementary insurance can be taken out with SWICA up to the age of 69. As the health insurance company with the highest customer satisfaction rate (1st place with Comparis, bonus.ch and AmPuls), SWICA is here for you around the clock and for every circumstance in life.
SWICA supports over 100 products and courses for health promotion and preventive healthcare (including yoga, dance, mindfulness courses, swimming, aquafit, sauna, strength training at the gym, cross-country skiing, tennis, golf and lots more). SWICA offers substantial contributions of up to 1'300 francs per year for expenses relating to exercise, nutrition and wellbeing.
Up to 1'300 francs per year for preventive healthcare services
SWICA covers 90% of the costs under COMPLETA FORTE supplementary insurance, up to 500 francs per calendar year (up to 300 francs per type of activity). COMPLETA PRAEVENTA covers an additional 50% of the costs up to 500 francs per year (up to 300 francs per type of activity). OPTIMA supplementary insurance covers 90% of the cost exceeding this amount, up to a maximum of 300 francs per calendar year. This means your preventive healthcare contribution can be as much as 1’300 francs per year.
Equal consideration of conventional and complementary medicine
SWICA believes that conventional medicine and complementary medicine can be combined to good effect. Anything that benefits your health is a good thing. That's why SWICA supports complementary therapy methods and puts them on an equal footing with conventional medicine.
Complementary treatment methods include acupuncture, aromatherapy, the Feldenkrais method, fango mud therapy, cupping, Rolfing, Bach flower remedies, ayurvedic medicine, biodynamics, spagyrics, Kneipp therapy, shiatsu massage, qigong and much more.
The BENEVITA app – your digital health coach with a bonus programme
SWICA's BENEVITA app supports you with engaging content on the subjects of health and fitness, and rewards you for maintaining an active lifestyle with great offers and discounts on your premiums. As part of the bonus programme you can also complete everyday challenges to collect points, which you can redeem for discounts of up to 15% on your premiums (find out more) for selected supplementary insurance plans.
I've been more than satisfied for many years. Last year the BENEVITA health platform helped me a lot. I took myself in hand and lost 20 kilos, and I’ve been able to keep the weight off ever since. Now all I have to do is stay as healthy as I am now and live till I’m at least a hundred.
Patricia Atz-Breslaw
Personal support in the event of illness or accident
As your health partner, SWICA feels it is important to offer you rapid, expert, and above all personal support when times get tough. The services we offer range from support provided by experienced care managers to home help in the event of accident or illness.
Professional care management
In the event of illness or accident, you can count on one-to-one support from experienced care managers. They will advise and support you in choosing the right treatment and help you out on the administrative front. SWICA has more than 85 care managers working for customers throughout Switzerland.
Personal Home Attendant support service
The Home Attendant service offers reliable help with your home while you're in hospital or at a medical spa. All SWICA customers benefit from a reduced hourly rate. With the HOSPITA or INFORTUNA supplementary insurance plans, you will be reimbursed in accordance with your insurance cover.
First-class medical care and round-the-clock medical advice
Thanks to its premium services, SWICA ensures that you have rapid, priority access to high-quality treatment, and works with an extensive network of specialists to enable the best possible recovery processes for its customers. SWICA customers also benefit from round-the-clock medical assistance, 365 days a year. The doctors and medical specialists at santé24 are available to answer any questions you may have concerning preventive health care, illness, accidents or your health. Advice is free of charge to SWICA customers.
With the SWICA premium calculator you can quickly and easily put together your individual insurance solution and calculate your BENEVITA premium discount.
Because health is everything
As your holistic health partner, SWICA helps you stay healthy and recover quickly after an illness or accident, whatever your circumstances.
Supplementary insurance is always a valuable addition to basic insurance. It can be taken out with SWICA up to the age of 69, regardless of who currently provides your basic insurance.
SWICA is there for you
The SWICA team will be glad to answer questions on benefits or give you personal advice around the clock, by phone or online. Call free of charge on 0800 80 90 83 or complete the contact form below. We look forward to hearing from you.
«We have worked closely together with SWICA for many years now. As a production company with a lot of physically demanding work, the health of our employees is our top priority. SWICA provides us with professional advice and assistance in all matters relating to occupational health management.»
«As a mum and midwife I find that SWICA offers great maternity-related benefits and services. Already during pregnancy SWICA provided support with acupuncture, which helped me a lot. And after the birth they were always there for us, which meant I could enjoy the time with my baby.»
«I've been more than satisfied for many years. Last year the BENEVITA health platform helped me a lot. I took myself in hand and lost 20 kilos, and I’ve been able to keep the weight off ever since. Now all I have to do is stay as healthy as I am now and live till I’m at least a hundred.»
«The website is clear, straightforward and informative. I particularly like the BENEVITA app, which addresses interesting topics on a daily basis and really inspires me. All in all, I am a SWICA fan and try to persuade as many people as possible that, if they want to have the best possible partner for comprehensive health care at their side, they should do as I do and choose SWICA!»
«The whole family has been impressed with the professional and expert advice we get from SWICA. SWICA are there to advise and support us. This is a health insurer you can rely on. You can really feel that they care about the health of their customers.»
«Thanks to SWICA and My Coach I’ve been able to change my eating habits and get closer to my ideal weight. Nowadays I feel much better and my quality of life has improved.»
«I’ve been insured with SWICA since childhood and have always received excellent advice. Care Management helps me with my back problem and my communications with the disability insurance authorities (IV). This really takes the pressure off me. I’m very happy and would recommend SWICA to anyone.»
«I've been insured with SWICA practically since I was born. SWICA is there for you around the clock and is an absolutely reliable and competent advisor in all health matters.»
«I do a lot of sport in my spare time, so it’s important to me to have an insurance partner which supports me financially on that front. The range of services provided by SWICA is transparent and easy to understand, which suits me very well. I also like SWICA’s friendly professional staff and the easy-to-use invoice app.»
«I’ve been a loyal and proud SWICA customer for several years now. Thanks to SWICA’s ideal supplementary insurance plan I had the opportunity following a snowboard accident to recover thanks to fitness centres, physiotherapy and massage centres. This has enabled me to get back to my passion – dancing.»
«I’m currently at a rehab centre getting some really excellent treatment. I’m also aware that all this costs a lot of money. SWICA has made this possible for me, and I’m therefore convinced that they take me seriously and know that this is what I need. And, yes, my rehabilitation has been a great success!!! I never thought that this would be possible, but SWICA has provided me with the best option. I’ve regained confidence in my health and am fully committed to maintaining it with all I've got, and I hope to even improve it with some luck and willpower.
And during my illness I was able to support my son while he had his first operation. This, too, was not a problem, which made all of us very happy.»
«SWICA is the best health insurer in Switzerland by far. I tried CSS, Arcosana, Concordia and others, but then I switched back to SWICA. Thanks to SWICA, instead of having more than 12 days of migraines a month, with the injection I now only have one day and my quality of life is so much better! SWICA is very straightforward, fast and has fantastic customer service!»
«A health insurer shows its real qualities when you become ill. When I had surgery on my back seven years ago SWICA was always there for me. I benefited from preferential treatment in the hospital and straightforward processes. I can warmly recommend SWICA to anyone.»
«I've been with SWICA for 50 years. I really recommend this insurance company because of how understanding it is, the fast payments and everything it does to help remedy the different illnesses we might come across in life.»
«Until a few years ago I didn’t do any exercise and was putting on weight. But that’s all in the past now. SWICA’s supplementary benefits encouraged me to become more active. Without SWICA I would be living an unhealthy life and be unhappy with my body. Thank you!»
«In the past few weeks I had to have surgery twice. Settling the claims has gone smoothly. Today I even got a phone call from someone at SWICA asking how I'm doing, and whether I'm satisfied with how everything went. To me this is a health insurance company really going above and beyond! I'm a big fan. Thank you for this excellent service.»
«The decision to remain with SWICA is based on decades of positive experience. I’m absolutely delighted with Benevita. I regularly take part in step competitions and I’m delighted if I come in the top eight. This membership has brought a positive dynamism into my life.»
«I have been with Swica now for at least 15 years and I have never had any problems with them, on the contrary, they are always courteous, expeditious and provide excellent support. Moreover, they take "preventive care" seriously. Also, their Telmed / santé24 are a reliable and convenient way to get fast expert medical assessments - this is the way of the future. I can highly recommend this insurance company!»
«I’ve been insured with SWICA for decades and I’m delighted. Praeventa is brilliant because I buy orthopaedic shoes for my damaged feet and have been able to do preventive physiotherapy. SWICA is so good that I’ve been rejecting the overtures of other insurers for years.»
«I do a CrossFit workout three or four times a week, enjoy swimming and love relaxing at spas. With my active lifestyle, SWICA is the ideal choice for me because it has something to offer in all these areas. I also like the straightforward digital information exchange.»
