2023-02-07-bb-leistungsmanagement-frau-unfall

Enjoy accident cover as a private patient – in Switzerland and abroad

Infortuna medical expenses – accident insurance for private patients – offers comprehensive cover above and beyond that provided under statutory accident insurance, in Switzerland and the whole world.

Product highlights

Greater comfort thanks to accommodation in a private ward in the event of an accident
Full cover for outpatient treatment, medicines and hospital stays following an accident
Full cover for emergency transport or transfers following an accident, including abroad

How SWICA Infortuna reduces your healthcare costs

Infortuna gives you comprehensive cover in the event of an accident. It covers the full costs of medical treatment, recognised therapies, essential medicines and many other services.

Treatments and medicines

The insurance covers the costs of outpatient treatment, medicines and complementary medical treatment following an accident. Infortuna also provides cover for damage to an object that replaces a body part or bodily function, such as glasses, hearing aids or dentures.

Hospitalisation in the event of an accident

Full cover at SWICA contract hospitals and greater comfort thanks to accommodation in a private ward.

Assistance in an emergency

The costs of rescue, transport and repatriation from abroad incurred as a result of an accident are covered.

Help with everyday life

The costs of home nursing care, home help, psychotherapy, and spa and convalescent treatments following an accident are covered.

Infortuna accident insurance is a good choice for you if

you value the extra comfort of accommodation in a private ward following an accident.
comprehensive cover for outpatient treatment, medicines and hospital stays following an accident is important to you.

Infortuna accident insurance versus the accident cover included in your basic insurance: How the benefits complement each other

Infortuna provides comprehensive additional benefits that optimally top up your basic insurance cover. While the accident cover included in basic insurance mainly provides medically necessary benefits in your canton of residence and in a general ward, Infortuna offers you greater comfort, flexibility and security – even beyond national borders.

Infortuna accident insurance benefits in detail

Here you can see how the benefits provided by Infortuna accident insurance supplement statutory accident insurance cover.

To the overview of SWICA services

Overview of all benefits (PDF)

Calculate your premium for Infortuna accident insurance now

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Comprehensive protection with our supplementary insurance

In addition to Infortuna accident insurance, our other supplementary insurance policies provide the perfect complement to your basic cover.

Explore supplementary insurance now

Your advantages with SWICA

We are fully committed to supporting you with comprehensive insurance products and valuable health services, as well as personal customer service around the clock.

Discover all the advantages

Frequently asked questions about accident insurance

Accident insurance is required by law in Switzerland. Anyone who works at least eight hours a week for the same employer is automatically insured against the financial consequences of occupational and non-occupational accidents. Individuals who are not employed have accident cover as part of their mandatory healthcare insurance under the KVG.

It may be advisable to take out more comprehensive cover. SWICA’s Infortuna plan offers accident insurance with comprehensive cover. You benefit from full cover for the costs of outpatient and inpatient treatment worldwide. You are also entitled to a single room and a free choice of doctor and hospital. SWICA also offers you generous additional benefits in areas including complementary medicine, emergency transport and rescue operations.

Accident cover under basic insurance pays the costs of medically necessary treatment following an accident, in a general ward in the canton of residence.

Infortuna accident insurance offers you the greater comfort of accommodation in a private ward following an accident. It covers the full costs of outpatient treatment, medicines and hospital stays following an accident. It also provides comprehensive cover for emergency transport and transfers, including when abroad. You therefore enjoy significantly more extensive cover compared with statutory accident insurance.