Basic insurance with the general practitioner plan

In relation to SWICA basic insurance, the term “general practitioner model” refers to your first point of contact: If you have any health issues, you should always start by contacting your GP from SWICA’s directory of doctors. 

With the SWICA Favorit Casa general practitioner model, you enjoy an attractive premium discount. In addition, your first point of contact is different: under the general practitioner model, you should always start by contacting your GP from SWICA’s directory of doctors regarding any health issues. They will discuss with you what treatment may be needed. Otherwise, you enjoy the same benefits as under the standard basic insurance model

You can easily find out which GPs are available to you under the SWICA Favorit Casa basic insurance policy from our directory of doctors.

If necessary, the doctors and medical professionals at the santé24 online practice are available around the clock to field your questions on +41 44 404 86 86.

If you switch from the Standard basic insurance model to the general practitioner model, SWICA will grant you a premium discount of up to 16%. The exact discount depends on your place of residence, your age and your chosen excess.

Here is an example illustrating the maximum possible premium discount with the general practitioner model:

• Maximum premium discount: Adult aged 26 or over, lives in Willisau, excess: CHF 2500, with accident cover. Standard premium CHF 419.60 – with a 16% discount under the general practitioner model: CHF 353.90 per month.

It’s quick and easy to calculate your personal premium discount with the general practitioner model using the calculator.

Start by contacting your GP. Outside surgery hours, please contact the santé24 online practice on +41 44 404 86 86 or call your local medical emergency service. Inform your GP about any emergency treatment as soon as possible.
 

You can secure attractive premium discounts with an alternative basic insurance model such as SWICA Favorit Casa. You can cut your premium further by increasing your excess. SWICA also offers family discounts for children and young people along with other ways to optimise your premium.

In addition, you can benefit from lower co-payments if you have also taken out any supplementary insurance policies with SWICA. SWICA is the only health insurer that applies co-payments from basic insurance to those of its supplementary insurance, making your maximum annual co-payment significantly lower than with other health insurers.