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Health insurer contributions to gym memberships

Exercising with SWICA is definitely worthwhile

SWICA supports your preventive and health-promoting activities relating to exercise, nutrition and wellbeing. Because fitness keeps you mentally and physically fit, SWICA contributes up to 800 francs (learn more) per year towards the cost of your gym membership with ACTIV FITNESS.

How your fitness contribution breaks down

As part of its commitment to health promotion and preventive healthcare, SWICA covers 50% of the costs from your COMPLETA PRAEVENTA supplementary plan, up to 500 francs per calendar year (up to 300 francs per type of activity). OPTIMA supplementary insurance additionally covers 90% of the cost exceeding this amount, up to 300 francs per calendar year. This means your fitness contribution can be as much as 800 francs per year. For more detail see the example below:


  Standard Students
AHV/IV
  Swiss Fit
Annual membership of ACTIV FITNESS 828.–  
 732.–    1464.–
Contribution from COMPLETA PRAEVENTA
414.–    366.–    500.–
Contribution from OPTIMA••
 372.60  329.40  300.–
Your contribution
41.40  36.60  664.–
50% of the costs up to CHF 500 (two activity types: exercise and wellbeing
activity type 1: fitness CHF 300
activity type 2: sauna and/or bath CHF 200)
••90% of the remaining costs up to CHF 300

Applying for your fitness contribution

Please send a copy of your membership contract and the receipt for your membership fee to your SWICA customer service office or submit it via mySWICA app. Once your application has been reviewed and approved, the contribution will be credited to your account.