A healthy lifestyle can pay real dividends.

SWICA rewards personal fitness and prevention activities in the areas of exercise, nutrition and relaxation (e.g. fitness centres, nutritional advice, yoga, and numerous sports associations) with attractive contributions of up to 800 francs* a year.


This is how your prevention contribution is calculated:

*SWICA covers 50% of the costs from your COMPLETA PRAEVENTA supplementary plan, up to 500 francs per calendar year. Furthermore, your OPTIMA supplementary plan covers 90% of the costs exceeding this amount, up to 300 francs per calendar year. This can result in prevention contributions of up to 800 francs per year.
For more detail see the examples below:
Fitness training – Example
Recognised fitness studio (with sauna as a second preventive activity)
Annual membership cost CHF 1000 
Contribution from COMPLETA PRAEVENTA CHF 500 
Contribution from OPTIMA•• CHF 300 
Your contribution CHF 200 
50% up to CHF 500 (up to CHF 300 per preventive activity. 
Activity 1: fitness CHF 300.
Activity 2: sauna and/or bath CHF 200)
••90% up to CHF 300
Fitness classes – Example
Recognised fitness studio (with sauna as a second preventive activity)
Annual membership cost with fitness classes CHF 1200 
Contribution from COMPLETA PRAEVENTA CHF 500 
Contribution from OPTIMA•• CHF 300 
Your contribution CHF 400 
50% up to CHF 500 (up to CHF 300 per preventive activity.
Activity 1: fitness CHF 300.
Activity 2: sauna and/or bath CHF 200)
••90% up to CHF 300
Other types of preventive activity

SWICA supports many different types of preventive activity from recognised providers. These include:

  • Nutritional advice
  • Active membership of a range of sports associations
  • Courses, including Pilates, Feldenkrais and yoga
  • Treatments, including classic massage, sport massage, cupping and acupressure
  • Full-year and half-year memberships for swimming pools, thermal baths and saunas
  • And much more.

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With BENEVITA Bonus programme you receive a premium discount of up to 15%**

The BENEVITA app has attractive premium discounts to encourage you to lead a healthy lifestyle and to exercise more, find time to relax, and eat a healthy diet.

**Learn more about the detailed discounts

Benefit from personal and individual advice.

Take advantage of the programme and register your interest now. We would be delighted to contact you and give you professional and personal advice:

Ask online for a an appointment or a callback

SWICA customer *
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What our customers have to say.

Jennifer Hoeffleur
«SWICA supports me in my efforts to live a healthy lifestyle. When I was trying out Bodypump with a friend, she told me that SWICA made generous contributions to her fitness club membership. So I also switched to SWICA, and am very happy I did. SWICA also provides support in the form of the BENEVITA bonus programme.»
Tabea Neuhaus
«SWICA pays 800 francs towards my gym membership. And it offers the BENEVITA bonus programme which helps people who enjoy exercise and have a health-conscious lifestyle to keep their premiums down. I would recommend SWICA to anyone who is interested in exercise and health.»
Loris Hausammann
«I do a lot of sport in my spare time, so it’s important to me to have an insurance partner which supports me financially on that front. The range of services provided by SWICA is transparent and easy to understand, which suits me very well. I also like SWICA’s friendly professional staff and the easy-to-use invoice app.»
Aike Festini
«I do a CrossFit workout three or four times a week, enjoy swimming and love relaxing at spas. With my active lifestyle, SWICA is the ideal choice for me because it has something to offer in all these areas. I also like the straightforward digital information exchange.»