A healthy lifestyle can pay real dividends
SWICA rewards personal fitness and prevention activities in the areas of exercise, nutrition and relaxation (e.g. fitness centres, nutritional advice, yoga, and numerous sports associations) with attractive contributions of up to 1'300 francs a year.
This is how your prevention contribution is calculated:
SWICA covers 90% of the costs under COMPLETA FORTE supplementary insurance, up to 500 francs per calendar year (up to 300 francs per type of activity). COMPLETA PRAEVENTA covers an additional 50% of the costs up to 500 francs per year (up to 300 francs per type of activity). OPTIMA supplementary insurance covers 90% of the cost exceeding this amount, up to a maximum of 300 francs per calendar year. This means your preventive healthcare contribution can be as much as 1’300 francs per year.
Find out more in the example calculations below, or in the comparison of contributions.
Compare contributionsExample
Recognised fitness studio with sauna and/or pool:prevention contribution of up to CHF 1'300
| Annual membership cost | CHF 1'500 |
|---|---|
| Contribution COMPLETA FORTE• | CHF 500 |
| Contribution COMPLETA PRAEVENTA•• | CHF 500 |
| Contribution OPTIMA••• | CHF 300 |
| Your costs | CHF 200 |
•90% of the costs up to CHF 500 (90% of CHF 1'500 up to CHF 500, two activity types: exercise and wellbeing)
••50% of the costs up to CHF 500 (50% of CHF 1'000 up to CHF 500, two activity types: exercise and wellbeing)
•••90% of the remaining costs up to CHF 300 (90% of CHF 500 up to CHF 300)
••50% of the costs up to CHF 500 (50% of CHF 1'000 up to CHF 500, two activity types: exercise and wellbeing)
•••90% of the remaining costs up to CHF 300 (90% of CHF 500 up to CHF 300)
Example
Recognised fitness studio without sauna and/or pool:prevention contribution of up to CHF 900
| Annual membership cost | CHF 1'200 |
|---|---|
| Contribution COMPLETA FORTE• | CHF 300 |
| Contribution COMPLETA PRAEVENTA•• | CHF 300 |
| Contribution OPTIMA••• | CHF 300 |
| Your costs | CHF 300 |
•90% of the costs up to CHF 300 (90% of CHF 1'200 up to CHF 300, one activity type: exercise)
••50% of the costs up to CHF 300 (50% of CHF 900 up to CHF 300, one activity type: exercise)
•••90% of the remaining costs up to CHF 300 (90% of CHF 600 up to CHF 300)
••50% of the costs up to CHF 300 (50% of CHF 900 up to CHF 300, one activity type: exercise)
•••90% of the remaining costs up to CHF 300 (90% of CHF 600 up to CHF 300)
What SWICA supports
SWICA supports many different types of preventive activity from recognised providers. These include:
- Nutritional advice
- Active membership of a range of sports associations
- Courses, including Pilates, Feldenkrais and yoga
- Treatments, including classic massage, sport massage, cupping and acupressure
- Full-year and half-year memberships for swimming pools, thermal baths and saunas
- And much more.
Competition
For more energy. Our competition.
Exercise, relaxation and enjoyment: With a bit of luck you could win some great prizes, including relaxing breaks, ASICS vouchers, fitness smartwatches, hiking poles and more. Enter for a chance get your personal energy kick.
With BENEVITA Bonus programme you receive a premium discount of up to 15%*
The BENEVITA app has attractive premium discounts to encourage you to lead a healthy lifestyle and to exercise more, find time to relax, and eat a healthy diet.
*Learn more about the detailed discounts
Benefit from personal and individual advice.
Take advantage of the programme and register your interest now. We would be delighted to contact you and give you professional and personal advice:What our customers have to say.
Jennifer Hoeffleur
Tabea Neuhaus
Loris Hausammann
Aike Festini
