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The health insurance with free medical assistance around the clock

When it comes to health-related questions, it's important to have someone competent to speak to. That's why the doctors and medical staff at santé24, SWICA's telemedicine service, are there for you 24 hours a day. They will answer your questions about illness, prevention, accident and maternity 365 days of the year. Advice is free of charge to SWICA customers. SWICA insurance offers even more advantages: benefit from a BENEVITA premium discount, generous contributions to your preventive healthcare and much more besides.

SWICA – Because health is everything

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The santé24 telemedicine service is open 24 hours a day

Whether it's at the weekend or in the middle of the night, whether you're at home or on holiday, the doctors and medical staff at santé24 are there for you by telephone 24 hours a day.

The comprehensive offering from santé24:

  • Telemedical advice in the event of illness or accident
  • Telemedical assistance with the TytoHome telemedicine device
  • Second medical opinion
  • Advice on health and maternity issues
  • Psychological/psychiatric counselling service
  • Nutritional advice
  • Advice on exercise, fitness and fall prevention

 
All telemedical consultations and advice from santé24 are free of charge to SWICA customers.

Immediate professional diagnosis thanks to the innovative TytoHome telemedicine device

With the TytoHome telemedicine device, you can carry out a range of medical examinations on yourself and your family anytime and anywhere. You simply send the relevant data (e.g. sound/image recordings and measurement data) via the app to santé24's doctors for discussion. They will provide you with a professional diagnosis and recommendation for treatment immediately – conveniently at your home instead of at the doctor's office and at any time, day or night. This not only helps you to understand the problem quickly but also saves you money, because the telemedical consultation with santé24 is free of charge to SWICA customers.

BENECURA – the app with the SymptomCheck feature developed by doctors

The BENECURA app offers a wide range of services and advantages in relation to your health. With SymptomCheck, you receive a recommendation for further action immediately if you feel unwell. The app includes a health dossier for the secure management of your health data and the PreventionCheck function, which informs you about preventive check-ups that would be relevant for you. The BENECURA app can be accessed free of charge by all SWICA customers.

Calculate premiums quickly and easily online

Whether it involves basic or supplementary insurance, you can put together your individual package and calculate your personal discount of up to 15% (learn more) in the BENEVITA bonus programme on selected supplementary insurance plans.

Would you like to learn more about the SWICA advantages?

For over 10 years now, SWICA customers have been among the happiest in Switzerland. This is confirmed by the many high ratings it has received in independent health insurer comparisons. Comparis, K-Tipp, bonus.ch and amPuls once again awarded SWICA first place for customer satisfaction compared to other major Swiss health insurers in 2022.
 
Not only santé24, but also the staff of SWICA’s customer service is there for you 24/7 and looks forward to hearing from you. Find out more about the exclusive advantages with SWICA or book a personal consultation for advice.

Switching to SWICA is very easy. Our customer service does everything for you, including taking care of cancelling your current insurance.

Call toll-free at 0800 80 90 81

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What our customers have to say.

Manuel Dawson
«I have been with Swica now for at least 15 years and I have never had any problems with them, on the contrary, they are always courteous, expeditious and provide excellent support. Moreover, they take "preventive care" seriously. Also, their Telmed / santé24 are a reliable and convenient way to get fast expert medical assessments - this is the way of the future. I can highly recommend this insurance company!»
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Marcel Wild
«TytoHome is very easy and straightforward to use. Nothing can go wrong if you read the instructions. TytoHome gives me more flexibility and lets me do things when I want to. I strongly recommend using TytoHome.»
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Michael Griebsch
«Taking part in the TytoHome pilot saved us several visits to the doctor, and the feedback fed back directly into improving the service. We’re now keen users of telemedicine.»
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Peter Markstaller
«When my cold got worse I carried out and transmitted various exams with TytoHome. Shortly afterwards I got to have an initial phone call with a professional, and only an hour or so later had a phone consultation with a doctor – all without having to consult a medical practice. Great!»
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Björn Busch
«I received very competent and friendly advice from a qualified nurse, and a very short time later got a call back from the specialist. I felt I got very good advice.»
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Caroline Künzle
«I'm thrilled with SWICA's easy invoice processing and with santé24, which is available 24 hours a day to answer questions and is always patient and very friendly! Thank you for allowing me be one of your customers. I'm very grateful!»
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Charilaos Tsarouchas
«The customer support is just great. Always very professional and on the same time very friendly. Any medical consultations I get over phone give me the impression that the people, nurses and doctors involved know well their topic and provide support with a nice human touch. Moreover any time I have some administrative question or request the reply or resolution is prompt, which is rare. SWICA, thanks again for the great customer support, keep on!»
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Bettina Spanudakis
«As the mother of a 3-year-old I’ve already contacted sante24 several times about ‘childhood illnesses’. I don’t like running to the doctor about every little thing. The initial telephone assessment and expert advice have generally been so good that I haven’t needed to bother our paediatrician.»
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Raffaele Genna
«I really value the great assistance and support. After a skiing accident in Austria I didn't know what kind of accident insurance cover I had. A call to SWICA later on in the evening provided the information I needed and meant that I was extremely well looked after.»
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Kristina Crnogaj
«We were on holiday in Dubai. I began to feel ill during the very first night. I had heart problems, so we had to go to the hospital. sante24 was a great help to us during this time, because we didn’t understand everything in English. Thanks to sante24 I felt safe and cared for abroad.»
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Ralph Isler
«I had a heart attack when I was in the Philippines and had to be admitted to hospital as an emergency. Despite difficult communications channels and the different time zones, SWICA and Medicall gave me comprehensive professional support. A Swiss doctor gave me advice by phone and SWICA issued the cover note. SWICA was also there for me on the flight back home.»
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Ali Tuygu
«It was at Christmas. We were abroad and had forgotten to take our little daughter’s medication with us. Thanks to sante24 we were able to pick up the medication at the nearest pharmacy. You can always rely on SWICA and sante24!»
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Stefan Meier
«Thanks to Telmed, we knew what to do.
The hospital wanted to pass us on to an expensive 0900 number.
But Swica knew better! Bravo! And thank you.»
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Rachel Sohm
«I'm so grateful to be insured with such a good health insurer. You fully deserve your top ranking among the health insurance companies. Many thanks also for the support, which is always friendly, whether it's in Amriswil, Winterthur or santé24.💚»
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Ivo Lacic
«I was really taken by the SWICA customer advisor’s pleasant and friendly manner. She explained all the products to me, didn’t push me to choose anything and was happy to respond to my ideas. The information and benefits for healthier living are outstanding. The apps are simple and uncomplicated. Exactly what I need for my family.»
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Edith Bino
«I had an unpleasant experience abroad when my insulin pump suddenly packed in. The foreign bureaucracy meant that it was far from easy to get hold of two different kinds of insulin and pens. So I eventually ended up in the emergency ward of a large hospital, where I quickly realised just how spoiled we Swiss are. The silver lining appeared after I came back home and sent the bills to SWICA. There were simply no questions or quibbles. The costs were reimbursed to my account after just ten days!

I can't thank SWICA enough for what they did. If you suffer from a chronic illness, you can count yourself lucky to have an efficient and understanding health insurer. Thank you very much.»
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Nick Schoberth
«I’m never really ill, but during my summer holidays the SWICA helpline provided me with rapid straightforward help, even though I was abroad at the time and in a different time zone.»
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Susan Danuser
«santé24 always gives very good, knowledgeable and friendly advice over the phone. Thank you!»
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Read more testimonials

BECAUSE HEALTH IS EVERYTHING

Discover all the advantages, services and offers for your health.

All SWICA advantages

BENEVITA health coach and bonus programme

Health promotion: Exercise, nutrition and wellbeing

santé24 telemedicine service – health advice around the clock

More than an insurance: holistic care

Competition – win a holiday

SWICA website