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It's really easy to save with BENEVITA premiums

Physical fitness, a balanced diet and enough relaxation are important for a balanced, healthy lifestyle. BENEVITA is your SWICA health coach and bonus programme. Challenges make it easy for you to collect points which you can exchange for a premium discount of up to 15% (find out more). SWICA insurance offers even more advantages: benefit from a free 24 hour telemedicine service, generous contributions to your preventive healthcare and much more.

Calculate your premium right away online or get straightforward personal advice.

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Benefit twice: Keep fit and save on premiums

Whether it's through exercise, yoga or another challenge that the BENEVITA health coach gives you, doing something for your health is easy with SWICA and can be easily included in your daily routine. With a wide range of activities related to exercise, nutrition or relaxation, you can collect bonus points and then benefit from a premium discount of up to 15% (find out more) or take advantage of a health promotion offer.

How your premium discount breaks down

The BENEVITA discount on the following two supplementary insurance plans is based on the level you have reached, which can be seen in the app. You can find more about BENEVITA in the conditions of participation. You earn points by completing challenges. All three discount levels must be achieved to benefit from the highest BENEVITA discount. This means collecting a total of 2'500 points.
Supplementary insurances: COMPLETA TOP   HOSPITA
Level 1 (300 points) 5% discount  5% discount
Level 2 (700 points) 5% discount 10% discount
Level 3 (1'500 points) 5% discount 15% discount

Calculate your premium with the BENEVITA discount online now

You can put together your individual package and calculate your discount in the BENEVITA bonus programme.

COMPETITION

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Experience something new and take conscious breaks: even taking little breaks can improve your wellbeing and is good for your health. Enter now for a chance to win short breaks, smartwatches, backpacks and much more worth a total of over 9'000 francs.

Benefit now from personal advice and switch over easily

For over ten years now, SWICA customers have been among the happiest in Switzerland. This is confirmed by the many high ratings it has received in independent health insurer comparisons carried out by K-Tipp, Comparis and AmPuls.

Find out more about the exclusive advantages with SWICA or book a personal consultation for advice. SWICA’s advisors will be glad to help you find the right type of cover for you.

Switching to SWICA is very easy. Our customer service does everything for you, including taking care of cancelling your current insurance.

Call toll-free at 0800 80 90 81

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What our customers have to say.

Adriana González
«When things got really difficult, SWICA was there for us. When my son was only one day old, he was transferred to the university hospital because it looked like he needed to have abdominal surgery. Because I have private insurance with SWICA, I was able to stay overnight in the hospital and breastfeed my son, which was certainly very important in the first days of his life.»
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Charilaos Tsarouchas
«The customer support is just great. Always very professional and on the same time very friendly. Any medical consultations I get over phone give me the impression that the people, nurses and doctors involved know well their topic and provide support with a nice human touch. Moreover any time I have some administrative question or request the reply or resolution is prompt, which is rare. SWICA, thanks again for the great customer support, keep on!»
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Bernd Böhme
«The website is clear, straightforward and informative. I particularly like the BENEVITA app, which addresses interesting topics on a daily basis and really inspires me. All in all, I am a SWICA fan and try to persuade as many people as possible that, if they want to have the best possible partner for comprehensive health care at their side, they should do as I do and choose SWICA!»
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Alessandro Ferraro
«Very friendly, honest and professional advice.»
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Albert Hauser
«Professional, straightforward, fast advice provided by the agency in Aadorf.»
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Daniel Gfeller
«Insurance consultants have a reputation for acting in their own interest and talking their customers into buying certain products. With my SWICA advisor, however, I managed to have an open, transparent and friendly conversation that helped me feel confident – the basis for a long-term partnership.»
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Corinne Dittrich
«I’m currently at a rehab centre getting some really excellent treatment. I’m also aware that all this costs a lot of money. SWICA has made this possible for me, and I’m therefore convinced that they take me seriously and know that this is what I need. And, yes, my rehabilitation has been a great success!!! I never thought that this would be possible, but SWICA has provided me with the best option. I’ve regained confidence in my health and am fully committed to maintaining it with all I've got, and I hope to even improve it with some luck and willpower.

And during my illness I was able to support my son while he had his first operation. This, too, was not a problem, which made all of us very happy.»
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Patricia Atz-Breslaw
«I've been more than satisfied for many years. Last year the BENEVITA health platform helped me a lot. I took myself in hand and lost 20 kilos, and I’ve been able to keep the weight off ever since. Now all I have to do is stay as healthy as I am now and live till I’m at least a hundred.»
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Mijin Cavallini
«As a mum and midwife I find that SWICA offers great maternity-related benefits and services. Already during pregnancy SWICA provided support with acupuncture, which helped me a lot. And after the birth they were always there for us, which meant I could enjoy the time with my baby.»
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Jennifer Hoeffleur
«SWICA supports me in my efforts to live a healthy lifestyle. When I was trying out Bodypump with a friend, she told me that SWICA made generous contributions to her fitness club membership. So I also switched to SWICA, and am very happy I did. SWICA also provides support in the form of the BENEVITA bonus programme.»
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Franco Cadotsch
«I’ve been with SWICA for 25 or 30 years and they’ve always taken great care of me. It has never occurred to me to switch to a different insurer. Once SWICA, always SWICA.»
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Raffaele Genna
«I really value the great assistance and support. After a skiing accident in Austria I didn't know what kind of accident insurance cover I had. A call to SWICA later on in the evening provided the information I needed and meant that I was extremely well looked after.»
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Mattia Baldi
«My family and I trust in SWICA. I was a professional ice hockey player for 14 years and accidents were the order of the day. Our medical team always looked after us extremely well. After my sports career ended, I decided that I wanted the same care and security for my family and myself. With SWICA I’ve found the ideal partner for my family.»
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Andrea Terebesi
«With Swica’s services and expert advice by phone or in person, I’m well looked after in every area of my life. From OSKA to Swica I’m always very satisfied: no reason to change insurers.»
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Hans Wassmer
«I'm 76 years old, I've been with SWICA for donkey's years, and I've NEVER had any problems with billing. My telephone enquiries have also always been handled to my complete satisfaction. I'm a SWICA customer for life! :-)»
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Franziska Bofos-Meyer
«I've been with SWICA since I was 16. It used to be called ZOKU. Today I'm 77 years old. I'm still a customer, which means I'm very satisfied with SWICA.👍 »
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Amalia Boffa
«I never claimed benefits from my health insurer in the 37 years that I had my policy. But when I became seriously ill, I found SWICA to be fully reliable. Its staff was always professional and friendly, and I could always count on the benefits they promised.»
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Daniel Henke
«For our family, only the best is good enough. Thanks to SWICA, we were able to enjoy the first hours and days together in a family room after our daughter was born. It’s wonderful and reassuring to know that, if anything happens, we as a young family are in good hands with SWICA.»
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Annabelle Kaelin
«After bad experience with another health insurer, we switched to SWICA and right away felt that we were in good hands. Thank you»
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Giusei Fico
«I’ve been a SWICA client for seven years now and it was only in 2018 that I became aware of the company’s Care Management service. It involves SWICA staff offering support to patients by listening to their needs and sensitive health issues with discretion, empathy and a personal touch. In my case, I was able to resolve several issues, from help with administration and red tape, to above all finding the right healthcare pathway and the right doctor. The Care Management service provides a genuinely human relationship. Patients get a one-on-one chat to go through their problems, whatever they may be, and seek a satisfactory solution. With this service, I’ve been treated as a patient with a health problem that needs solving and not just as a client.»
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BECAUSE HEALTH IS EVERYTHING

Discover all the advantages, services and offers for your health.

All SWICA advantages

BENEVITA health coach and bonus programme

Health promotion: Exercise, nutrition and wellbeing

santé24 telemedicine service – health advice around the clock

More than an insurance: holistic care

Competition – win a holiday

SWICA website