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sante24 health advice helpline

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SWICA Head Office Winterthur

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SWICA Krankenversicherung Vorteile


Your health partner for illness, accident and prevention

Financial security and best medical care: SWICA is your reliable healthcare partner that actively supports you in cases of sickness and accident, and with preventive healthcare.

SWICA advantages

Excellent service and highest customer satisfaction ratings

SWICA Kundenzufriedenheit

SWICA is proud to again have received top marks for customer satisfaction in independent surveys, such as from Comparis and amPuls, this year. This distinction is all the more reason for us to continue offering you the best customer service and the best quality. It always pays to put SWICA to the test and ask for professional, individual and personal advice.

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sante24 – around-the-clock health advice by phone

SWICA sante24

Experienced doctors and medical staff from sante24 offer you expert advice on all questions relating to prevention, health, accidents and pregnancy – worldwide, around the clock, 365 days a year. On request, we will make a doctor's appointment for you. Phone+41 44 404 86 86.

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Best medicine and first-rate treatment

SWICA Versicherungsschutz weltweit

SWICA offers attractive insurance solutions that provide quick and preferential access to top medical treatment, and its vast network of experts ensures that insured persons will have an optimal course of recovery. The modern Medbase Medical Center and SWICA partner practices offer medical care that is fully focused on quality and achieving results.

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Generous contributions to prevention and fitness

SWICA rewards activities relating to fitness and prevention, such as exercise, nutrition and relaxation (e.g. fitness centres, nutritional advice, yoga, numerous sports associations) with generous contributions of up to CHF 800 a year.

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BENEVITA bonus programme

SWICA BENEVITA Joggen

Thanks to the BENEVITA bonus programme, you can influence the premiums for COMPLETA TOP and HOSPITA supplementary plans through your active and healthy life. This pays off twice – for your health and for your household budget.

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Personal support in the event of illness and accident

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When faced with an illness or after an accident, clients can count on the personal support from SWICA care managers, who will advise and assist them in finding the right treatment and handle the administrative side. Furthermore, they can rely on getting professional support from the Home Attendant service during their stay in hospital or at a spa. And in case a child falls ill or has an accident, a qualified person from the Home Nanny service would be happy to provide the necessary care.

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No rate hikes based on age

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With most health insurers, the premiums for hospitalisation cover rise noticeably with age every 5 years. This often leads to a high financial burden in old age, precisely when you are dependent on optimum insurance cover. With the rate based on the age when you joined we count your period of cover to date when calculating the rate for your premium and thus reward you for your loyalty.

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Lower co-payments

SWICA and PROVITA are the only health insurers that apply co-payments from their basic insurance plans to those from SWICA supplementary insurance, which means the maximum annual co-payments will be much lower when compared to other health insurers.

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Equal consideration of conventional and complementary medicine

SWICA Therapie

SWICA is dedicated to bridging the gap between conventional and complementary treatment methods and encourages any measure that benefits your health. It therefore supports alternative treatment methods and regards them as equal to traditional medicine.

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Attractive premium discounts and no non-cancellable multi-year contracts

SWICA's insurance solutions and services offer you the best value for money at every stage in life. Attractive premium discounts from the BENEVITA bonus programme, group partnerships, and a choice of alternative basic insurance models will relieve the household budget by several hundred francs a year. Because SWICA does not tie its policyholders into multi-year contracts, customers always enjoy maximum freedom of choice and the right insurance cover.

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Professional advice in your region

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SWICA is represented at 47 agencies and over 30 Medbase Medical Centers and partner practices throughout Switzerland. SWICA's qualified client advisers would be happy to help you find the optimal insurance cover.

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