Combine basic and supplementary insurance from SWICA – for attractive discounts
If you combine basic insurance with supplementary insurance from SWICA, you can benefit from discounts. You also save money thanks to lower insurance co-payments.
Here’s how to combine basic and supplementary insurance for SWICA discounts
Combine the Santé basic insurance plan with hospitalisation insurance as well as group and Benevita discounts from SWICA to noticeably reduce your premiums. You’ll benefit from comprehensive insurance cover and save money.
If you opt for SWICA’s alternative basic insurance model, Favorit Santé, you’ll receive a 15% discount on hospitalisation insurance premiums (based on the individual insurance premium). With Favorit Santé, the Medbase health centres or SWICA partner practices are your first point of contact for all health issues. As a result, you’ll benefit from personal support and save money on insurance.
If you already benefit from a Santé discount in your SWICA hospitalisation insurance, you will receive a discount of up to 15% on your premiums for all semi-private and private hospitalisation insurance plans. You can get a total discount of up to 30% with SWICA.
What you need to know: Unfortunately, you cannot combine the SWICA Santé discount and a group discount. The higher SWICA discount applies in this case.
A group contract discount can be combined with the Benevita discount in the following variations:
All semi-private hospitalisation insurance plans
All private hospitalisation insurance options
With Completa Top
With Completa Forte
In hospitalisation insurance, you can get a total discount of up to 30%. With Completa Top and Completa Forte, you benefit by combining them with a group discount for a maximum of 10% (5% Benevita discount plus 5% group discount).
Compare and optimise premiums for basic and supplementary insurance
Save money on your SWICA insurance – thanks to favourable co-payments
SWICA is the only health insurer that offsets the co-payment for your basic insurance against the co-payment for your supplementary insurance plans. As a result, your maximum annual co-payment is significantly lower than with other health insurers.
Insurance advice until 21:00
Benefit from comprehensive insurance advice. SWICA employees will be glad to assist you from Monday to Friday – by phone until 21:00. Also via online video consultation upon request.