Exercising with SWICA is definitely worthwhile
SWICA supports your preventive and health-promoting activities relating to exercise, nutrition and wellbeing. Because fitness keeps you mentally and physically fit, SWICA contributes up to 1'300 francs (learn more) per year towards the cost of your gym membership with ACTIV FITNESS.
How we calculate your prevention contribution of up to 1'300 francs:
- Completa Forte: supplementary insurance: 90% of the costs, up to a maximum of 500 francs per calendar year (up to 300 francs per type of activity).
- Praevita: supplementary insurance: an additional 50% of the costs up to a maximum of 500 francs per year (up to 300 francs per type of activity).
- Optima: supplementary insurance: covers 90% of the cost exceeding this amount, up to a maximum of 300 francs per calendar year.
Example of calculation
Fitness studio with sauna and/or pool:fitness contribution of up to CHF 1'300
| Annual membership cost | CHF 1'500 |
|---|---|
| Contribution Completa Forte• | CHF 500 |
| Contribution Praevita•• | CHF 500 |
| Contribution Optima••• | CHF 300 |
| Your costs | CHF 200 |
•90% of the costs up to CHF 500 (90% of CHF 1'500 up to CHF 500, two activity types: exercise and wellbeing)
••50% of the costs up to CHF 500 (50% of CHF 1'000 up to CHF 500, two activity types: exercise and wellbeing)
•••90% of the remaining costs up to CHF 300 (90% of CHF 500 up to CHF 300)
••50% of the costs up to CHF 500 (50% of CHF 1'000 up to CHF 500, two activity types: exercise and wellbeing)
•••90% of the remaining costs up to CHF 300 (90% of CHF 500 up to CHF 300)
Example of calculation
Fitness studio without sauna and/or pool:fitness contribution of up to CHF 900
| Annual membership cost | CHF 1'200 |
|---|---|
| Contribution Completa Forte• | CHF 300 |
| Contribution Praevita•• | CHF 300 |
| Contribution Optima••• | CHF 300 |
| Your costs | CHF 300 |
•90% of the costs up to CHF 300 (90% of CHF 1'200 up to CHF 300, one activity type: exercise)
••50% of the costs up to CHF 300 (50% of CHF 900 up to CHF 300, one activity type: exercise)
•••90% of the remaining costs up to CHF 300 (90% of CHF 600 up to CHF 300)
••50% of the costs up to CHF 300 (50% of CHF 900 up to CHF 300, one activity type: exercise)
•••90% of the remaining costs up to CHF 300 (90% of CHF 600 up to CHF 300)
How your premium discount breaks down
- The discount can be used on Completa Top / Forte and all Hospita supplementary insurance plans (excluding Hospita General)
- You collect points in the Benevita app by completing challenges and
- the Benevita discount is based on the number of points you have accumulated. There are three possible discount levels. The Special Conditions set out the details of the Benevita bonus programme.
- You have to complete all three levels to secure the maximum discount (2'500 points):
