SWICA Healthcare Organisation has 1.6 million insured persons and 31 400 corporate clients, making it one of Switzerland’s leading health and accident insurers. Its product offering is available to both private individuals and companies, providing comprehensive insurance cover.
Total number of insured persons: 1,637,936
Corporate clients: 31,432
KVG administrative expenses: 4.8%
Premium income: CHF 5.9 billion
KVG insured persons: 851,000
KVG insured persons with at least one supplementary insurance plan: 78%
Employees: 2263
Net profit: CHF 88.9 million
Combined ratio for the SWICA Group: 100.4%
SWICA Healthcare Organisation reported a net profit of 123 million francs for the 2025 financial year, on total premiums of 6 billion francs.
You can find all of the key figures in the latest Annual Report.
The Swiss healthcare system is facing a host of challenges. Health insurers are part of the system, caught between the competing interests of the public, business, politicians and regulators. SWICA wants to actively contribute to unlocking the opportunities of tomorrow, for example improving the quality of services by making care more patient-centred and more efficient, and keeping premiums affordable for all.