As a a cross-country ski pass user or local season ticket holder you're actively investing in your health. SWICA supports your efforts with attractive premium discounts and generous cross-country skiing contribution. Check out the personal advantages – for you and your family.
Get a premium discount of up to 23%
Preferential premiums thanks to group contract
The partnership between Loipen Schweiz and SWICA entitles you to exclusive group discounts:
- 8% on all Hospita hospitalisation insurance plans
And best of all, spouses, life partners and children in the same household also get to enjoy these advantages.
Stay fit and save on premiums with the Benevita app
With the Benevita bonus programme, SWICA rewards your health-conscious lifestyle with attractive premium discounts:
- up to 15% How your premium discount breaks down: The Benevita discount is based on the level you reached individually, as shown in the app. You earn points by completing challenges. All three discount levels must be achieved to benefit from the highest Benevita discount. This means collecting a total of 2'500 points: level 1: 300 points = 5% discount, level 2: plus 700 points = 10% discount, level 3: plus 1'500 points = 15% discount. off all semi-private and private hospitalisation insurance plans
- up to 5% How your premium discount breaks down: The Benevita discount is based on the level you reached individually, as shown in the app. You earn points by completing challenges. To benefit from the Benevita discount, you must achieve at least 300 points: level 1: 300 points = 5% discount, level 2: plus 700 points = 5% discount, level 3: plus 1'500 points = 5% discount off Completa Top and Completa Forte supplementary insurance
Please note that the group insurance and Benevita discounts can easily be combined. This way you benefit from premium savings of up to 23%.
Benefit from a generous cross-country skiing contribution
Because cross-country skiing keeps you mentally and physically fit, every year SWICA makes generous contributions towards the cost of your cross-country ski pass or local season ticket SWICA covers 90% of the costs under your Completa Forte supplementary plan, up to 300 francs per calendar year. Praevita covers an additional 50% of the costs up to 300 francs per year. Optima supplementary insurance covers 90% of the cost exceeding this amount, up to a maximum of 300 francs per calendar year. This can result in prevention contributions of up to 900 francs per year..
Example of calculation
| Your cross-country skiing pass costs | CHF 160.– |
|---|---|
| Contribution Completa Forte• | CHF 144.– |
| Contribution Praevita•• | CHF 8.– |
| Contribution Optima••• | CHF 7.20 |
| Your costs | CHF 0.80 |
•90% of the costs up to CHF 300.– (90% of CHF 160.– )
••50% of the costs up to CHF 300.– (50% of CHF 16.–)
•••90% of the remaining costs up to CHF 300.– (90% of CHF 8.–)
Why SWICA is the right choice
We're here to support you and your family through every stage of life – with comprehensive insurance cover, personalised support and a dedicated customer services team.
Always available: our telephone customer service team is there for you 24 hours a day to assist with all your insurance inquiries.
24/7 medical advice: the specialists at the santé24 online practice are on hand to provide expert advice on health matters.
Personal support: in the event of illness or accident, experienced care managers are there to support you all the way from treatment to reintegration.
More for your health: we make attractive contributions to over 100 offers related to fitness, nutrition, wellbeing and preventive healthcare.
Free choice: we treat alternative and conventional medicine on an equal footing. You decide which treatment is best for you.
