Cross-country skiing is worth it
SWICA supports your preventive and health-promoting activities relating to exercise, nutrition and wellbeing. Because cross-country skiing keeps you mentally and physically fit, every year SWICA makes generous contributions towards the cost of your cross-country ski pass or local season ticket (learn more).
Your cross-country skiing contribution
Calculation
SWICA covers 90% of the costs under your Completa Forte supplementary plan, up to 300 francs per calendar year. Completa Praeventa covers an additional 50% of the costs up to 300 francs per year. Optima supplementary insurance covers 90% of the cost exceeding this amount, up to a maximum of 300 francs per calendar year. See the illustration below to find out how much SWICA contributes:Example of calculation
with Completa Forte, Completa Praeventa and Optima| Your cross-country skiing pass costs | CHF 160.– |
|---|---|
| Contribution Completa Forte• | CHF 144.– |
| Contribution Completa Praeventa•• | CHF 8.– |
| Contribution Optima••• | CHF 7.20 |
| Your costs | CHF 0.80 |
•90% of the cost, up to CHF 300 (90% of CHF 160)
••50% of the cost, up to CHF 300 (50% of CHF 16)
•••90% of the remaining costs, up to CHF 300 (90% of CHF 8)
••50% of the cost, up to CHF 300 (50% of CHF 16)
•••90% of the remaining costs, up to CHF 300 (90% of CHF 8)
Example of calculation
with Completa Praeventa and Optima| Your cross-country skiing pass costs | CHF 160.– |
|---|---|
| Contribution Completa Praeventa• | CHF 80.– |
| Contribution Optima•• | CHF 72.– |
| Your costs | CHF 8.– |
•50% of the cost, up to CHF 300 (50% of CHF 160)
••90% of the remaining costs, up to CHF 300 (90% of CHF 80)
••90% of the remaining costs, up to CHF 300 (90% of CHF 80)
