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Migros-neuer-Kollektivvertrag

Up to 23% premium discount* for employees of of Migros companies

Benefit from exclusive premium discounts thanks to the new group contract between the Migros Cooperative Association and SWICA. Check out the personal terms – for you and your family.

Get a premium discount of up to 23%

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Preferential premiums thanks to group contract

The partnership between the Migros Cooperative Association and SWICA entitles you to exclusive group discounts:

  • 8% on all semi-private and private hospitalisation insurance plans
  • 10% on general hospitalisation insurance
  • 10% on Completa Top and Completa Forte supplementary insurance

And best of all, spouses, life partners and children in the same household also get to enjoy these advantages.

Are you already insured with SWICA?

To benefit from the attractive conditions of the new group contract, please submit your details using the online form. We will then take care of your enrolment. Thank you.

Request a switch to the new group contract

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Stay fit and save on premiums with the Benevita app

With the Benevita bonus programme, SWICA rewards your health-conscious lifestyle with attractive premium discounts:

  • up to 15% How your premium discount breaks down: The Benevita discount is based on the level you reached individually, as shown in the app. You earn points by completing challenges. All three discount levels must be achieved to benefit from the highest Benevita discount. This means collecting a total of 2'500 points: level 1: 300 points = 5% discount, level 2: plus 700 points = 10% discount, level 3: plus 1'500 points = 15% discount. off all semi-private and private hospitalisation insurance plans
  • up to 5% How your premium discount breaks down: The Benevita discount is based on the level you reached individually, as shown in the app. You earn points by completing challenges. To benefit from the Benevita discount, you must achieve at least 300 points: level 1: 300 points = 5% discount, level 2: plus 700 points = 5% discount, level 3: plus 1'500 points = 5% discount. The cumulative discount under the group contract, in combination with the Benevita bonus programme, is limited to 10% for Completa Top and Completa Forte. off Completa Top and Completa Forte supplementary insurance

Please note that the group insurance and Benevita discounts can easily be combined. This way you benefit from premium savings of up to 23%.

Calculate your premiums

In just a few steps you can find out how the group and Benevita discount affects your insurance premium. You can then take out your insurance directly online or get personal advice.

      Why SWICA is the right choice

      We're here to support you and your family through every stage of life – with comprehensive insurance cover, personalised support and a dedicated customer services team. 

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        Always available: our telephone customer service team is there for you 24 hours a day to assist with all your insurance inquiries.

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        24/7 medical advice: the specialists at the santé24 online practice are on hand to provide expert advice on health matters.

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        Personal support: in the event of illness or accident, experienced care managers are there to support you all the way from treatment to reintegration.

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        More for your health: we make attractive contributions to over 100 offers related to fitness, nutrition, wellbeing and preventive healthcare.

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        Free choice: we treat alternative and conventional medicine on an equal footing. You decide which treatment is best for you.

      Ask for advice

      ‌Our advisers will take the time to address your concerns. Together we'll find the insurance solution that best suits your circumstances.

      Request a consultation

      Phone +41 58 800 99 33


      Are you already insured with SWICA?

      To benefit from the attractive conditions of the new group contract, please submit your details using the online form. We will then take care of your enrolment. Thank you.

      Request a switch to the new group contract

      How can we help you?

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