SWICA gives away CHF 100 for every recommended address. The following conditions must be met in order to qualify for the recommendation premium:

  • Eligibility for the “Recommend a friend” premium applies only to natural persons (corporate clients and legal entities are excluded).
  • SWICA gives away CHF 100 as a recommendation premium if the new customer takes out at minimum statutory basic insurance plus a COMPLETA TOP and a HOSPITA plan from SWICA at the same time.
  • The amount is paid to a postal or bank account in Switzerland.


Eligibility for the recommendation premium does not apply in the following cases:

  • The person who refers the address to SWICA has not yet reached the age of 18.
  • Newborn babies who are signed up by their parents.
  • The new customer refers himself or herself and any family members sharing the same household (e.g. spouse, children).
  • No recommendation premiums are paid to SWICA sales staff, brokers or agents (or their employees/family members).
  • The person is a group partner with a contractual compensation arrangement.
  • The contract has already been purchased and the recommendation is submitted afterwards.
  • The supplementary insurance plans are rejected.
  • No recommendation premiums are paid for admissions with special conditions (e.g. “libre passage”, exceptions).

For technical reasons we are unable to engage in correspondence. There is no right of appeal. Value-added tax is included in the recommendation premium.

Recommend SWICA

Recommend the number one to others and receive CHF 100